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Insurance.. Buy out a car or pay monthly payments?
I know it depends on the cars but say I bought out a car for 6-8k or I payed monthly payments for a 13k car, put 2k down. How much more would it cost for insurance instead of buying out a car?"


Car insurance question?
if you let someone else drive your car , and they get in an accident , what happens? does their insurance still cover them? are you covered to fix your car? i have my friend (who has had his license way longer than i have , and who i feel is a better driver than me anyways) drive my car sometimes when we go out together is this a bad idea, and why?"


Insurance adjusters... how much can I expect to get for my car?
My car was stolen and I don't expect it will be recovered. I was curious about how much I can expect to get from my insurer. The loan is paid off, so I will receive 100% of the total offered by my insurer. Please see the car details below: 2002 Dodge Intrepid SE, 4 door 104,000 miles V6 automatic power doors, windows, driver seat cd player a/c I know I won't get the retail value. I feel a fair private seller price is about $4500. My research shows the trade in value is about $3600. I feel I should get something close to the private seller value as I know I won't get the retail value but should get more than trade in value. Is this a reasonable expectation? Input from actual insurance adjusters is appreciated. Given the car and miles, how much do you think I'll be offered?"


What is the difference between ordinary life insurance and term insurance?
I heard about term insurance"" whose meaning is not clear to me. Can anybody please explain what is the difference between ordinary life insurance (like those offered by LIC) and a term insurance? What are the advantages and disadvantages of the two?"""


Renewing car insurance?
My car insurance is up for renewal in January and I have been looking quotes up on the internet. But when it asks for the period of licence held for I put 0 years as I passed my test in July but my car was insured in my name from january when I was on a provisional. I then put that I have 1 years no claims as I havn't claimed in the year that I've had the car insurance but it won't accept it as it says I can' have no claims that is greater than the period i've held my license for. So do I put that i've had my license for a year (which would include the provisional period) or do I put that I havn't got any no claims. Thank's in advance.


Why isn't there an affordable Insurance with out a deductable?
I was raised on Insurance but now that I am an adult and moved away from my family I can't afford hospital visit or doctor visits or nothing. I look for insurance that I can afford but for the lowest deductible its to much and you have to pay the deductible first then pay the monthly payment. It just pisses me off that everything is so greedy!


Need advice on qualifying for subsidized health insurance?
I'm an older full-time college student and my husband works full-time at Walmart. In the past three years, I've been through 4 cancer related surgeries, which were paid for by the breast/cervical cancer Medicaid program. Unfortunately, follow up care and monitoring aren't covered and I was dropped from Medicaid. I'm now on my husband's health insurance, which is basically worthless because our income is under $20,000/yr and the policy has a $4500 deductible plus 20% after. I haven't seen my oncologist for over a year because we can't afford the expensive scans, biopsies, and lab work associated with cancer follow-up with a deductible that high. I thought my situation would change in 2014 with Obamacare. I recently learned from the healthcare.gov website calculator that our income is low enough to qualify for expanded Medicaid (which our state decided not to expand), but I don't qualify for the health insurance subsidies I desperately need because the outrageous deductible health insurance from my husband's job covers spouses. How can a couple with an income so low they would qualify for expanded Medicaid be ineligible for subsidies? I am completely devastated over this and I don't know what to do. Not being able to afford cancer follow up care is putting my life in danger. Even if my husband's employer (Walmart) quit covering the spouses of full-time employees, I think that would only apply to new hires because of the grandfather clause. If getting subsidies was based on income alone the way it should be instead of access to employer provided coverage, I would qualify for a zero deductible policy and $3 co-pays with a monthly premium of around $60. I could then afford the expensive health care I need. We live in a college town so if my husband got a different job, he'd make even less than he does now and we would probably end up homeless. If my husband transfers and we move to a state that's expanding Medicaid, I'll have to quit school and get rid of my German Shepherd and Siberian Husky since it's almost impossible to find a landlord that allows them. We thought another option might be to get a divorce on paper and co-habitate until our situation changes (completing my degree and getting a good job so I can afford the deductible), then re-marry. When I asked about that, someone actually accused me of wanting to commit fraud! How can anyone think of something like fraud when a situation is endangering someone's life? I am desperate to somehow qualify for health insurance subsidies without lying, which could get us in trouble. Any ideas?"


Does an apt owner fire insurance policy owe anything to tenants?
Most tenants know to carry Tenant's (contents) insurance in the case of fire that destroys some or all of a building, but does the landlord's fire insurance help out the tenants in any way, e.g. motel bills? Secondly, what is a good minimum contents coverage these days? And do you have to keep a receipt for everything even if you carry Replacement Cost coverage?"


Car Insurance in Northern NJ?
Hello, How much do a couple pay on an average for car insurance premiums in Northern NJ? I am insured with liberty mutual and my monthly commitment is close to $140, I have a clean driving history and no claims in the past. Culd you suggest how I cut down on my premiums? Also the best car insurance company in the tri state area."


"Parent of pregnant teen, who is financially responsible for her medical bills?"
Thank you for the responses! Really helped to give me some clarity. Am pretty sure that I will be holding the bag & she'll be holding the baby. Who knows, I may end up with the baby too. Forgot to mention father is a minor as well ( he wll be 18 when baby is born.)To his credit, he is sticking by her--for the time. If they get married with both parents consent am I off the hook?"


What is the average cost for car insurance for a 17 year old?
Im 17 and pay $112 a month just for liability! it use to be $121 but i got a discount after 3 months. what about you? do you think im paying too much?


Which is better full coverage or liability auto insurance?
Which is better full coverage or liability auto insurance?


How much will car insurance cost?
I'm getting my restricted liscence this coming January, because of my job. I'm trying to figure out a budget. I'm a 15 yr. old female who drives a 2007 toyota camry. Thank you for any help in advance!:)"


Why exactly do women pay lower insurance rates than men ?
http://www.youtube.com/watch?v=OrI3GjiS2...


Is their insurance for pregnant women?
Hi, I am about 30 weeks pregnant and very scared. I do not have ins at this time. I had a ppo a few months ago that did not cover anything! My bf (ridiculous we were not married) of 11 years just walked out on me and the kids for his selfish reasons. So he is no help besides paying the mortgage. Im not trying to get free insurance, I just need some help on what affordable insurance there are if any that will pick me up. I pay for my visits but im running low on cash. I am on bed rest for incompetent cervix and I am losing it trying to figure ways. I return to work 6 weeks after I have the little one but for now I have no job! Im at lost. Any suggestions would be greatly appreciated. I can pay monthly's but I know that delivery bill is gonna kick me in the butt. I just want to have a little security..."


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Cheapest car insurance?
Whats the cheapest car insurance for a teenager? Permit .....


"What are the average monthly payment on car insurance in grand rapids, mi? I am using one and paying 190 mth!?"
what are the average monthly payment on car insurance in grand rapids, mi? I am using one and paying 190 mth!"


How much will it cost to run a car in the UK (17 Years Old)?
I know insurance is a good 4-5k but how much does it cost to run (Fuel, Etc.) I have a job and I work about 15 miles away.. I drive about 100 miles a week and I work for 5 days during the week. Any help will be appreciated!"


Cheap car insurance in uk?
i am looking for cheap car insurance, the problem being i am 25 past my test nearly 2 yrs ago, need to be fully comp, and own a citroen which is an 02. most insurance comps want 2000"


Driving with an expired insurance in kentucky?
I got pulled over by police for speeding but my insurance were expired that time. What should I do? I just renewed my insurance after that. The police said that I need to go to court. Do I need to contact traffic attorney? and What about my license problem?


"I heard about this non-owners auto insurance, what exactly is it?"
I heard about this non-owners auto insurance, what exactly is it?"


Is there a group health insurance I can join?
It's funny that some assumed that I turned down Cobra. Actually, the insurance ended on October 31, which means that the notice for Cobra has not reached us yet. I do not know how much it will cost for Cobra so I am looking at all my other options too. I should have mentioned too that I am looking for a group plan in some kind of membership. For example, I am a Certified Dental Assistant and have to pay a yearly fee for certification. Considering that I pay a fee for the certification, I was hoping that maybe they offered health insurance in which they paid a portion, making it cheaper for me. That is what I mean by group"" insurance."""


What term life insurance policy should I get for a 60 yr old man?
in the history of may family 1 male lived past 70. that's why I think if I insure him till 75 I'l be fine. The L.A. house is worth $400K but we owe $80K. I'll have no problem paying the mtg and bills, since I do it now. However if he died tomorrow, and I owed my sis $150K, I'd be screwed and have to sell. All the answers are taking into account that he'll live past 75 and I should save the money instead, but I'm worried about him getting by a bus tomorrow and me having to sell the house. I don;t want the cash, I want to keep the house. I graduated high school from that house :)"


Why should we be forced to buy health insurance?
I'm referring to the new health insurance law, in case you didn't catch that."


My own insurance?
Wow, Ive gotten some odd comments. Im 23 and my bf is 25. We have our own everything and Im not spoiled at all, both of our parents are not well of so we have had to do everthing on our own. Im sorry If I gave off the wrong impression. My concern is really not how much she charges its how. She will not charge biweekly one month and then charge us biweekly the next for the same amount as the monthly. Also, I just want to be completly selfsufficient. Maybe you should just answer the question or dont at all next time and not worry about someones personal life. Thanks."


Getting out of a speeding ticket for insurance purposes?
Is there a way I can get out of a speeding/failure to meet at a stop sign ticket? I really don't care about paying the ticket or court costs at all, but I just can not, really, really, can not pay the extra insurance money. I am paying out of state tuition AND I am in Architecture. Architecture is SUCH an expensive major. The police officer (whose name I can't even read on the ticket because it is just a scribble) gave me a ticket for speeding and failure to stop at a stop sign. I have always been a great driver, I never speed, I always stop at stop signs, I don't drink/text/talk over the phone and drive, I always have my seatbelt on. This one time I absolutely needed to get home at 2am I decide to go a little faster and yup, of course I get a ticket. I don't want to lie, I was doing 36 on a 20 zone at the time, I admit it even though I honestly did not realize I was going at 36 I didn't' do it on purpose. I didn't think hey I'm just gonna go faster because no one is around"""


What is the cheapest car for insurance?
I am 17 years old and i want to know which car is the least expenssive for insurance. What insurance group is the car in.


Where can I find affordable health insurance for my daughters?
I have a 20 year old in college and a 13 year old. My job offers a family plan but I can't afford it. I don't qualify for any assistance. What company is good to get them some coverage. Serious inquiries please. Thank you!


Health Insurance?
I am 19 yrs old. I need to get my own health insurance and everything seems so expensive. Does anybody know of a good company with low rates that you can refer. Thanks!


"I just found out I'm pregnant but I dont have health insurance, what can I do?"
I just found out that I'm pregnant however I dont have health insurance. I currently dont have a job because the company I used to work for went bankrupt. Where can I go to get prenatal care? and is there any inexpensive health insurance I can apply for? I live in the Los Angeles, Ca area."


kaplan insurance massachusetts



What is the best maternity health insurance in Georgia??
I have insurance through my company, in which I pay half.. My deductible is $2500.00 till January then changes to $2000.00... Im already paying my Doctor $900.00 for a Pre-Delivery fee which will come out of my deductible. Then after that is met I will pay 20% of everthing else... Any advice will be great..."


I removed bodily injury from my auto insurance in Florida---wise decision?
I have little assets - no house; my husband and I own our two cars (2004 Neon and 2005 Focus). We have no tickets -- my husband was involved in a slight accident where he tapped someone at a stoplight. No accident/damage but the woman claimed"" back pain or something but only got $750. Anyway"


Life insurance benefits?
My ex husband passed away, leaving 4 children (2 are mine & adults and 2 live with my ex's parents) and his parents. My ex listed his mother has as the beneficiary on his life insurance policy. Do my two boys get any of their dad's life insurance?"


What is adjustable whole life insurance?..?
What is adjustable whole life insurance?


"How many americans who had health insurance, had to file for bankruptcy over large health bills?"
How many americans who had health insurance, had to file for bankruptcy over large health bills?"


How much does a root canal cost with insurance?
I do not have insurance right now. I went to the dentist's office recently and was informed that I have two wisdom teeth grown in. I have a job that offers dental insurance but I have to wait 3 more months to receive this benefit. I don't know if I should wait a few more months and pay less to get my wisdom teeth removed or if I should get it treated now and pay over $2,000 for 2 root canals and make a monthly payment of $200 for 12 months. How much would I save and pay if I were to get 2 root canals with dental insurance?"


What happen if drive car with no insurance?
i've been buying this used car since last 2 weeks and drive it with no insurance. The MOT and tax will end in August. I just cant afford to buy the insurance yet. What happen if i don't insured it? i live in Northern Ireland, UK"


"I'm going to be 18 when i get my car, and i was wondering how much car insurance usually costs in general?"
I always hear car insurance is like $800-$1000 for a new teenager in a sports car, but is that per month or per year? And if its per month, is there a way you can drive without insurance? or is that completely illegal...? 'cause that much a month would be f***ing ridiculous for a teenager going to college and working part time..."


How do I get cheap insurance?
I'm 19. 1 NCB. Been on the road for 2 years and 5 months.


I am 23 years old. Questions about affordable health insurance in the state of NJ.?
Hello. Like I already mentioned, I am 23 years old and am still living at home with my parents who have been out of work for over 3 years. I have a part time job at the moment, and am wondering what my options are for affordable health insurance in the state of nj. My parents are currently on Medicaid, but since i am over the age of 21 and have no kids of my own I don't qualify. What are some of my options? I currently have no health insurance."


How much is car insurance for teens?
I am 15 and half with a permit and I am planning on getting my license in about a year. I am planning on getting a 2006 BMW or a Jaguar. How much do you think car insurance will be?


Florida laws on canceling auto insurance?
my mother eyes are getting to where she can not drive , she lives in Florida and has state farm insurance ,she wants to cancel the insurance , what does she need to do in order to do so ?"


Who do you pay insurance broker or car insurance company?
I have applied for car insurance through light house, which is a car insurance broker. I have been told to pay a certain amount to a loan company. Today I have received a notice from Allstate about my policy and I need to come up with almost 1700$ by the 9th. I'm so confused and of course no one is open tomorrow. Is the loan to help me pay my car insurance or am I paying two different people."


What happens if you get pulled over with your permit and your parentss have no insurance and expired tags?
What happens if you get pulled over with your permit and your parentss have no insurance and expired tags?


"Out of curiosity, does anyone know why car insurance is CHEAPER when you add your partner on?"
I did my insurance quote for my Ford Focus (UK) and I was happy with the price at 15 per month fully comp, but if I were to add my partner to the claim it was 11 per month. I don't understand their logic? Why is it cheaper? It's the same car and if i'm allowing someone else to drive it isn't there more risk?"


kaplan insurance massachusetts