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What is the average cost of health insurance for a small design firm with 3-5 full time salaried employees?
The business will be in Texas. Employees ages will range from 25-65 of course... Employees genders will most likely be male perhaps one female staff member. The industry in which I'm going into is still heavily dominated by males. Would like plans to be full medical, dental, vision. With the option for the employees to opt out of any coverage they may choose."


Can i insure jewelry (or valuables) without valuation documents or receipt of purchase (i am talking about antiques)?
Can i insure jewelry (or valuables) without valuation documents or receipt of purchase (i am talking about antiques)?


How much would it cost to insure another car on my mom's insurance?
Im 16. I really want to get a car but my mom claims she can't afford to insure 2 cars. I have discounts though. I took drivers ed in school, i have a job, and im a girl. She has mercury car insurance. She claims that her car insurance will go up 2000$ to insure another car. the car she has is a 2011 toyota camry. I think shes lying and just doesn't want to pay for it. I don't think its that much because there are a lot of people at my school who live in project housing or don't make nearly as much money as my mom does and have their own cars so..im asking, how much would it really cost to insure another car? If you know of any other insurances that are cheap to insure 2 cars, 1 for a 16 year old, feel free to enlighten me. Thanks! btw, I offered to pay as much as I could in insurance but she said I don't make enough money. :("


Does car insurance decrease in price after a certain age?
for example, when you are 15-16 is it more expensive than when you are 17 or 18? when does this change?"


Why Is It Expensive To Be A Doctor?
Hi guys, In the old days, doctors never complain about the expenses of being a doctor in the United States. Back then, it was just them, and the nurse (mostly there wives). There main, and primary objective was to help people, however the concept has pretty much changed and a doctor and just a nurse is not the case anymore. Now it seems that its all about budget & costs, and fighting to get ends meat pay from insurance companies! It got so expensive that the care for a patient is like a 2nd or 3rd priority now. How did it go from one extreme to another? How come its about expenses and fighting with insurance companies, then the care for patients?"


What is the average cost for insurance for a 16 yr old?
i just got my license like 2 weeks ago and im wondering about how much would it cost for insurance also i live in San Leandro CA if needed if car/s needed: honda pilot 2008 honda accord lx 2001 i didn't want to check quotes online cause i'd need my address and i don't really wanna put all that info


Range rover sport supercharged car insurance...?
I am in the process of buying my range rover sport supercharged (im 18) and i have found some really good quotes, i was wondering if it is posible to insure with a insurance company (mabey arabic car insurance company) because they might be able to do it much cheaper.... please help....."


How much is auto insurance cost for a 15 year old in ..California?
How much is auto insurance cost for a 15 year old in California?


Does anyone know if a b- average will be good enough to get the good student discount from state farm in indiana since they require a 3.0.?
Does anyone know if a b- average will be good enough to get the good student discount from state farm in indiana since they require a 3.0.?


How much is full coverage car insurance under the general?
Im 16, drive a 2005 kia spectra, get good grades and live in az oh and the car isn't red."


Health insurance for green card holders?
My father in law is a green card holder for 3 years and just turned 65. I don't think he's eligible for Medicaid but would he be eligible for medi-Cal benefits (he's a california resident)? Any recommendations on where to get reasonable insurance policy?


Car Insurance - PLEASE READ!?
In 2004, I saw a car that I wanted to buy at a Nissan car dealership and I took out a loan. At the time I didn't know anything about insurance. It was all greek"" to me. I was very young and had no one to help me out. Anyway"


Can I cancel my car insurance?
Right now I have my permit and want to get my license but I go to a boarding school so I only need my license for the summer. Is there a way I can get car insurance for only the summer and then cancel it before I go to school? And if there is, will that have an effect on my license? Will I have to redue the entire driving test again?"


Car insurance?
how much would it cost to insure a car. if the driver was sixteen. it wouldnt be a fast car. so how much for third party insurance. and how much to get my car insured


Cheapest Life Insurance ?
Cheapest Life Insurance ?


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Insurance or Cash settlement? My car got sideswiped while it was parked (hit and run).?
My car got sideswiped while it was parked outside my house this morning. Luckily, some good citizen saw who hit my car and took a picture of the person's car and license plate. I was able to get the contact info of the person who hit my car and run. The damage on my car isn't too great: a long scratch from the back to front driver side and small dents and bigger scratches on the metal near the tires. His entire right side mirror apparently came off in pieces (I found near my car). So now i have two questions. 1. Can I still file this as a hit and run since he didn't leave his info at the moment of the crime? 2. Should I go through my insurance at all or should I just have a cash settlement? What are the pros and cons for both sides if we do either? Thank you so much!"


Can i put my car under my dads car insurance?
Okay so im 17 and getting a 1.1 litre care soon, my dad has no cars listed under his insurance but is a named driver on my mums car. Can i put my car under his insurance and sign the car as his in the log book and be a 2nd driver? how much extra will that cost a month ? hes been driving 27 year , thank you."


In what way will the senate bill make health insurance more affordable for the average American?
Isn't it really going to cause insurance to become more expensive? And the affordable"" buzz word is just an empty promise?"""


How much should I ask for from the insurance company?
My wife and I were traveling back to Baltimore, MD from vacation a few weeks ago and stopped for some food in Norfolk, VA (about 250 miles from home or 4 hours with no traffic). We were hit by some dumb kids leaving the restaurant on the rear passenger door/wheel area. We took the car to a local tire company who determined that it was definitely unsafe to drive back to Baltimore. This was a Saturday afternoon at about 3pm. Unfortunately, Hertz and Enterprise were already closed as it was a Saturday and there was nothing their insurance company could do to help. So we were stranded in Norfolk from about 2pm when the accident occurred until about 9pm when a couple of our good friends drove all the way down to us and were able to pick us up. With our car being in Norfolk, we had to travel all the way back down there to pick the car up in the middle of the week since the car was fixed and we already had the rental car too long. We both had to leave work early and were on the road from about 1:30pm until 12am by the time we battled rush hour traffic and everything. The breakdown of our expenses are as follows: $60 in gas for our friends' trip there and back to pick us up $50 in gift cards for them (they gave up over 9 hours of their Saturday night to drive and help us) $20 in food for ourselves and our friends while were stranded $75 in gas to drive back down to get our car (not as good gas mileage in our car) $??? time spent stranded and driving back to MD"


Why the health insurance are different than car insurance?
I mean insurance is protection and give you money when you got into situation that cause loss or expenses. But why car insurance are less picky and more willing to give money to pay out than health insurance? Why more rules and more restriction and more reject the coverage with health than car? I mean I understand insurance is business and for profit so they has to refuse the claims if loop hole. But it shouldn't be any different on health or car coverage.


Car insurance in Maryland....?
So basically my grandma gifted"" me a car but it wont pass inspection so to get around inspection my mom would have to put it in her name then id put it in my name because you can gift parent to child without needing inspection but the insurance for the car was just put in my name. I was told I would get caught up doing this that way because MVA will ask about the cars insurance so Im asking can the car stay in my moms name but insurance be in my name?"""


Car rental liability insurance in Canada (Nova Scotia)?
I'm renting a car through Enterprise in Nova Scotia. My credit card covers any damage to my car, but does not offer third-party liability. I'm reading in some places that, in Canada, third-party liability is automatically included in rental rates due to government regulations. Still, I can't seem to find confirmation from Enterprise. I'm renting the car in the morning, so right now, I have no way to contact Enterprise. Does anybody know?"


What is the cheapest insurance I can get with a leased vehicle?
I have been shopping like crazy for cheap auto insurance. I know there are a lot of factors, but I figured that my qualifications would make my insurance cheaper. So far, Progressive has quoted me the lowest at $137. -I'm 30 -I rent in a city (I know that can make it more expensive) -I lease -I haven't had any accidents ever and not even a speeding ticket. -I have a college degree and a full time job Other insurance quotes were as high as $275 and that's more than my car payments! Is there any company that can get me under $100 a month for a leased 2012 Honda Civic?"


What are some cool group names?
It was reqested to give names. They are: Caitlin Caitlin Baylor Chris Rosemary Katie and Jackie


How much will full coverage insurance cost if i start to lease a infiniti ex35?
im 20 years old


Is this how liability car insurance works in general and when you grant someone permission to drive your car?
This coverage pays for damage you (or someone driving the car with your permission) may cause to someone else's property. Usually, this means damage to someone elses car. I called my car insurance and asked them and they said that insurance follows the car rather than a person. So no matter who would be driving it, it would basically be their responsibility. Now, would this also include letting your kid or a family member drive your car? even if they're not in the actual policy? It seems like when that is the case, things get somewhat confusing. I'd love to hear any input from anyone who ever has or currently does work in the car insurance world."


Would vehicle wrapping my car a different colour effect insurance cost much / at all?
Hi I work at a vehicle graphics / signs company Weve had an idea that my car would look amazing in a different colour and we can get the wrapping material in cheap. So it will be about 40x cheaper than spraying. I have also seen a carbon wrapped golf the other day and it was perfect. Only question is if i was to make the colour change ( car doesnt usually come in this colour) would it make the insurance cost go up much or at all? Also same with alloy wheel spraying? Many Thanks


Health Insurance Florida?
is there any health insurance available for a 23 year old in the state of Florida I make $600 a month but I don't have much leftover after I pay bills and the free clinic is always very crowded I can never see a doctor and I know my health is very bad so is there any health insurance that is similar to Medicaid I used to have that when I was a kid and you were able to see a doctor with that I am hoping to find insurance that's is affordable and doctor offices will accept thanks in advance


How can i get the lowest insurance in new york?
im 17 turning 18, basically im buying a used run car for less then 1,000, i want the lowest insurance i can get becuase ny is a very expensive state, please tell me what car i should consider and or how can i get the lowest insurance?"


Motorcycle insurance in canada?
The insurance companies in Canada are punishing seasoned riders with annual increased rates for motorcycles. Some won't even insure you if you change the pipes and the breather on your bike! Is there an association that can aid seasoned riders with fair insurance rates? If not, can we start one? If you've been riding for more than 20 years, I would like to hear how you are managing with these rip offs by the insurance companies."


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"I need Life insurance on a 37yr old male,who happens to be my son, affordable, don't have alot of money?"
I need Life insurance on a 37yr old male,who happens to be my son, affordable, don't have alot of money?"


Low Cost Health Insurance (Indiana)?
I was apart of the Medicaid program but then some way some how lost my eligibility for the program. I am 24, and do not smoke. All of the companies I have looked at quotes for are way to high. While I know it is ridiculous to think that I will receive a monthly payment as low as I was receiving while I had Medicaid, which was only $16 a month, I need to find a company, and plan that provides coverage to low income individuals fresh out of college that don't have a lot of money to spend. It would be nice if it was under $50 and still managed to cover most of the things that I need, generic drug coverage, and doctor office visits. Does anyone have a clue where and how I would be able obtain some kind of insurance that will not bankrupt me in the process? And my employer is not an option because they do not offer benefits packages. Please help!!"


Health ins. companies can't deny people for pre-existing conditions. Should the same be true of car insurance?
I ask because my car has some pre-existing problems: 1. The brake pedal only works about 1/3 of the time 2. The engine is currently on fire How can these greedy car insurance companies declare that my car is unsafe to drive?


Is health care in the US affordable to everyone?
If not, then why is so many people opposed to free universal health care like in France, UK, etc? How many of you can pay $100 doctor visits or (god forbid) $500,000 surgeries, not counting expensive prescriptions?"


Motorcycle insurance for an 18 year old?
Realistically, how much would insurance be per year on a 600 cc sportbike for an 18 year old male with no car accidents(if that matters at all)? And what about any other costs? Thanks"


How to reduce payments for young car driver insurance ?
how to minimize it ?


Does auto insurance cover broken windshields?
Does auto insurance cover broken windshields?


Insurance Policy number formats?
Hello, I'm looking for a website or other resource that lists the formatting of auto insurance policy numbers. I was in an accident and my ins. agent has the guy's insurance # but not a related company name. I'd like to find out who the guy is insured with."


I just moved to california and brought my car here?
I just moved from florida to california, and i really need to know what i have to do? With the license plate? Registration? All this kinds of things, and for how long I can be driving with the florida plate and drivers license? Thanks for the help guys!!!"


What type of car would have the cheapest insurance? Over 25 but 2 dui's... I know... stupid...?
Located in TN, USA"


How would this work with health insurance?
Hi.. I am a student and I am about to enter the nursing program at my school next fall. One of the requirements is that I have to have insurance. I have already called a few weeks ago just to get an estimate...it was $167 mo. and $5000 deductible. Since around halloween I have felt this bump in my elbow. When I bend it, it is pretty noticeable, although it has decreased in size since then. I am scared so I am going to the doctor soon. But if they decide to run some X-rays or something else. How would this visit affect the price of my health insurance? Say I go but it turns out to be nothing or it does...how will both situations affect me? Please help. I did some research and the two thing I found that could be it is Rheumatoid Nodules or a Lipoma? Although I pray not. I am a 20yr old female, never had surgery or been hospitalized for any reason, no children, one car wreak 8 yrs ago, 125lbs. Help. Thank you in advance. I am just worried because I am paying out of pocket for all of this and if the insurance were to go up I don't think I could afford nursing school at all.."


What do insurance brokers do?
1. What is an insurance broker? 2. What do you have to do as an insurance broker? 3. If you are an insurance broker, how is your job related to the law? 4. What is your typical day like? 5. What are the educational requirements to become an insurance broker? 6. Why did you want to become an insurance broker? 7. What do you enjoy most about being an insurance broker? 8. What's challenging about it? 9. How long have you been an insurance broker? 10. What advice would you give to someone who wanted to be an insurance broker?"


Medical insurance help!!!!!?
Ok so I'm 20 and my insurance is or was IEHP. I am married now and I want to know if this still covers me. I want to go to the clinic and get checked up and get birthcontrol but I'm not sure if its going to cover me. My husband does not have medical insurance either. Can anyone please help!?? :(


Is this considered Expensive Health Insurance???
This is my firsft full time job with insurance out of college now. I was wondering if you thought it was expensive since I am new to this. It is 186 a month and I make 2200 a month. It does seem pretty good though, is this decent insurance?... No deductible. Doctors visits: 100% paid after a $30 dollar co-pay for physicians and $45 for a specialist 100% paid rehab services (phys. therapy, chiropractic visits) after 30 dollar co-pay, for a max of 60 visits a year 1 eye exam every 2 years, 100% paid after a 30 dollar co pay Dental: no deductible or co-pay, 100% paid for preventative services (exam, xrays, fluoride). 90% paid for basic services (filiings). The max they pay per year is 1,000"


What is the average employee portion of a health insurance policy?
What percentage of the health insurance costs do most companies cover (I recognize that this can vary greatly, but I am looking for general numbers)? For Cigna - what is the average monthly cost for a family consisting of parents and one child (likewise, I recognize that this can vary greatly - I am just trying to get a ballpark figure)? I ask these as my current employer (250+ people) is offering Cigna insurance for about $750 a month which covers my wife, myself and my daughter. They claim to be covering 50% of the health insurance plan, but I am having a hard time buying the explanation that health insurance is just expensive...especially as my sister and brother are paying $50-70 a month for individual insurance. I do not want to have to go and get a quote somewhere and can not find a site that has general information like this - any thoughts, advice, sources of information would be welcome!"


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