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How much will my premiums go up with Geico (teen driver)?
I am 17 years old. I got into my first accident the other night, just two days shy of having my license for a whole year! Anyways, I rear-ended an SUV with my integra (small car + big car =BAD). The airbags didn't deploy- I was going really slow and didn't get hurt, thank god. However, my car is most likely completely totaled because my car slid under the SUV, causing the hood to crunch up drastically, my radiator is destroyed, and power steering is gone. Sadly, I realize that these accidents are always considered at fault with the person doing the rear-ending, and although it was an accident, I do take full responsibility for it and I'm not being a little butt trying to pin it off on everyone else. Right now, I spend about 150 a month on car insurance for my car. I was wondering what you folks think my premiums might raise by? I've heard quite a few horror stories about Geico and will probably just be better off switching companies after because I guess they like to drop people or raise the premiums so high that they leave so they can keep their initial rates low. Wow run-on sentence; Sorry. Anyways, please help me out. Give me tips, advice, and maybe some other companies worth looking at?"
Car insurance question?
I only renewed my car insurance 5 month back and paying a load for it. I just found I can save 30 a month. on the whole I would save even after another initial payment. Would it be a good thing to swap insurance companinies for this and can I swap.
Car insurance claim? Can I asked for the money for the car repairs?
I got into a car accident with another car a few days ago. It was my fault. I contacted my insurance company and they had me go to their body shop to get an estimate. Now the adjustor wants to come over next week to take a look at the car and talk to me. I looked at the days that the body shop wants to keep and repair my car: it's 4 days! That's way too long. My friend and I looked at my car and he said he can fix it in less than 1 hour and that the body shop is putting too much labor hours in and too much unnecessary parts/paint to fix it. That the just want to get as much money out of them as possible. Example, my lights work perfectly and there's are tiny little scratches on them. I don't care if it has scratches because they still work. But, they want to replace the whole thing and buy new parts and install them. Really? Really? My question is, when the adjustor comes, can I just tell her I need my car and I can't not do without it for 4 days. Can I just get the money to repair it? That my friend will repair my car."
How How to Get the Cheapest Motorcycle Insurance?
How How to Get the Cheapest Motorcycle Insurance?
What car insurance company has the policy that you insure on person but anyone can drive it and be insured?
i live in texas if that helps anyone...
Car insurance first time?
Where should i go to get my insurance im in the uk and i am 18 yrs old i drive a hyundai accent 1.3 Si coupe 1437cc also is it ok to lie just to lower you premium Please help i got a quote for 3100 yearly HELP
Question about insurance coverage?
Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened? WILL CHOOSE BEST ANSWER
Will getting quote for Insurance affect my credit?
Does anyone know the penalty for a motorist not having auto insurance in Texas?
The auto is insured, and the driver is authorized to drive it. Got speeding ticket and showed proof of insurance for auto. Went to get deferred adjudication and included copy of insurance card where authorized user but now being asked for insurance on driver."
I need info about maternity Insurance?
I currently have insurance through assurant health and I am looking to add maternity insurance. I was contacted by an agent asking me what deductable I wanted a 10 thousand or 5 thousand deductable. The thing is I heard that I may be eligible for medicaide. My husband only makes about 30,000 a year and I am a full time sudent. I am unsure what to do as I am completley in the dark about the situation. Please someone give me some insight thank you"
How much do antidepressants cost without insurance?
How much do antidepressants cost without insurance? With insurance?
Best First Car for a teenager?
Hello I was wondering wich of these cars are good and reliable plus the lowest insurance price. I need to know sence my dad is getting me one for my birthday but I have to pay insurance. Have in mind all are manual trans. Mustang 65'-69'/00'-05' Civic 97'-00' S10 98'-04' Grand Am 96'-02' El Camino 70'-80' (auto) Impala 63'-64'/99'-04' auto Montecarlo 70'-87' SL2 99'-04 xB 07' (auto) Charger (I think like a 70', the one like the dukes of Hazard) I'm going to turn 15 and going to get my permit. If you have a good muscle car plase tell me sence I'm interested in those cars."
How much auto insurance do I need?
How much auto insurance should I get for a 1999 Ford Escort that is already paid for. I have insurance now but it is 660 dollars a year and that sounds like way too much for an 11-year-old car.
Should parents pay for their kid's car insurance?
Our 17-soon to be 18-year old daughter has a part time job. She's going to be a senior this year in high school. We gave her a car when she turned 17 and put her on our insurance policy. Her insurance runs us $80/month. We have been paying this for almost a year now. I feel that since she has a job, and has no other financial responsibilities (besides her cell phone), she should be paying this insurance. She is very irresponsible with money, and spends money on a lot of frivolous things. I think having her pay her own insurance each month would help teach her fiscal responsibility. My husband, however, feels that it's the parent's responsibility to pay for their kid's car insurance. What do you think?"
Is there any charity or place to get low-cost colostomy bags and supplies?
A friend of mine has stage 4 colon cancer and no medical insurance. He is, obviously, out of work. He's having to pay for his colostomy bags out of pocket and it's robbing him of every last penny. I'm trying hard to find a place that can help where he can get his supplies for a lower cost. Can anyone give me any suggestions?"
Camden NJ 8104 Insurance
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What is a good (cheap!) health insurance?
i'm a college student so i have no money but i need health insurance so i can get my birthcontrol pills every month. whats a good company?
How can i get cheaper insurance on my 1998 honda civic 1.5?
Every time i want to find a cheap insurance on my Honda civic 1.5 i get quotes starting from 4000, this is insanity, my car is worth not more than 600 and insurance is almost 10 times bigger. I am 20 years old."
What should I expect to pay for car insurance?
I am 18. I got my permit in March 2011 when I was 16 and I got my license this month. I will be taking a defensive driving course, the 5 hour course and I might also take a course with a driving school to reduce insurance cost. (I live in New York) I have enough money saved up to lease the car I want but the insurance seems like it will be very steep. The cars I'm looking at are a: 2012-2013 Mercedes Benz C300 4MATIC 2010-2013 BMW 3 series or 5 series What can I expect to pay on insurance based on this information and do you think I'd be able to get a quote for $400 or less? Also, what type of car do you have and how much do you pay for your car insurance?"
"If I'm covered by my parents' car insurance plan, do I need to insure a new car I buy?"
I am 21 and covered by my parents' car insurance plan. If I buy a used car, will I need to insure that car? I don't understand the difference between having insurance for myself and insuring a particular car. Which is a legal necessity?"
How to work with Insurance Company regarding ACV and salvage buy back?
Here is my situation: I recently crashed my 2003 350z and my insurance company just deemed it a total loss. My original plan was to accept the total loss and buy back the car to repair it myself and get a salvage(rebuilt) title. Today, I received a call from my claim rep with Progressive Ins with the numbers regarding the accident. Here are the numbers in approximation as I'm awaiting a breakdown via email. Car Value(tax, registration, etc):$12,400 Deductible:$1,000 Lien Payoff:$8,250 Settlement amount(check to me):$3,170 I requested to purchase the car back to repair myself, and my agent advised: I would need to first pay down my lien by about $2,250. Once the payment posted, they would then complete the payoff of the lien and I would be able to get my car back. So, basically, they are wanting over $5,000 for me to purchase this car back, which is over 40% of the car's value. I feel this number is a little high and originally expected to be able to at least have the lien and deductible paid, and just receive the car back with little or no cash in addition to the car. After hearing this information, I became frustrated and let the rep know that I would need to think about how I wanted to continue. After doing some research online, I was able to locate where the car was(never advised). The car was towed directly to an Insurance Auction company in Phoenix, AZ. While looking for information regarding this company, I was actually able to locate my car on their web site ready for auction with a start date of TBD, awaiting certificate. This was posted on their site yesterday, a day before I received any information regarding my claim. As mentioned, this was declared a total loss and I was able to obtain the repair summary, and every part listed on their paperwork was highly overpriced based off my part research. Their web site also stated that the car did not start, but since the accident on last Thursday, 03/15/2012 and every single day following, I started the car and it started without a hitch, even on Monday, when I left the key in the car for the tow company to get the car. The car also has a lot of aftermarket(performance) parts installed on the vehicle. So, how would I find out if the value of the car included these parts in there figures? If it wasn't figured into the pricing, or the payout amount for the premium parts is not very much, I can opt to remove and replace these parts with stock or acceptable parts. For instance, I have a cold air intake, full adjustable coil over suspension with camber kits, (4) Work Wheels and Nitto Invo tires, full cat-back single exit exhaust, and premium sound system. Obviously, if these were not figured in to the pricing, how would I go about adding these, or would it be better to just remove and replace these with stock or acceptable replacements? Is there anyway to get the buy back price down? Or if that is not an option, would my additional GAP coverage work in paying the $2,200 to the lien holder so I could buy back the vehicle within the limits of their settlement offer? Regarding the starting of the vehicle, like I mentioned, it was fired up everyday until it was towed, and now it states that it doesn't start? How would one go about investigating this? Is it worth it to try and hire a third party appraiser and/or mechanic to price out the repair and the worth of the vehicle in it's current state with all the parts? I understand the reasoning behind totaling the car, but I don't quite understand their valuing of the car, and the amount they want me to pay to buy back the vehicle? How should I move forward, who should I contact, and what would be the best plan of action in this situation? I'm thinking that removing the aftermarket parts and replacing them with oem or acceptable replacements would be the first step, as I would make more money on selling the parts private party than having them remain on the car with the current values. I'm very stressed out and I'm really unsure on how to move forward with my Insurance company. I understand that they are trying to pay out as little as possible, but it's my insurance company who claim to be on my side. The value of the car they provided would be acceptable with the car was bone stock, but it's not. Can anyone please help me with this situation? It would be greatly appreciated and any advice would help greatly! I should also note that I also had a total loss last year with the same Insurance company and it was handled very differently. The car was taken to an actual reputable body shop for the appraisal, and the value of the car was higher than blue book and also had aftermarket parts. This was an 2006 Ford Focus ST (SAP) with 73,000 miles. They even offered the buy back option at 20% of the ACV, and with my current 03 350Z, they want over 40% of the ACV for the buy back. PLEASE HELP Thanks!"
What is the best health insurance plan for INternational students who are IN USA?
Hello there ,what is the best health insurance plan for International students who are in USA. If it helps I am currently IN MAryland. Please let me know , would be great if you could provide websites and links as well. Thnaks so much for your assisatnce!"
What is the best first car ?
for value, look and performance?"
How much should I be looking for to pay for car insurance?
Its a 98 ford escort with 127,000 miles and it has a salvage title"
Do you have to have insurance when you have your permitt. All i have is my permitt,and my grandma is worried about getting me insurance. Her insurance covers 65 and above. But my cousin didnt get insurance until she was 16 she thought that you didnt hafta have insurance until you got your license?"
Refund for one month not using health insurance?
So, my dad is enrolled in Empire through the affordable care act for the effective date of Feb. We did not receive any card until around late feb-march. They did not have any member ID for us during Feb because it did not even generate it yet at that point. My question is are we able to ask for a refund for that month? We did not receive any card or number during that month and did not even get to go to the doctor's. Thanks in advance!"
Iv'e received a letter from my home insurance provider?
Hi, i received a letter from my home insurance provider saying i may not have the correct cover for my home, the question i have is, why are they just sending this out to me now when i have had the insurance in place for over 7 months. could someone tell me what my rights are? cheers all"
DUI and FR44 insurance?
i was convicted of a dui in florida in april of 2010.. a short period of time later i took out an fr44 insurance policy for about 9 months but it got to be to expensive and since i was working right across the street from my house i went ahead and canceled the policy. well i called the tax collector today in order to see what it was that i needed to reinstate my license (as i had before) and they simply told me i had a few fines to pay and to complete basic drivers improvement school and bring proof of insurance in when i have completed everything. Last time i did this all they asked for an fr44 policy... this time they said that they did not require an fr44 policy... im not sure if this is correct but i do not want to call the dmv and bring attention to this and have to pay more money. i guess what i am asking is if i get a dui do i have to maintain an fr44 insurance policy for three years after i become insured again ooorrrrrris it that if i decide to drive within three years of the incident i would have to carry and fr44 insurance policy during that three year time frame? im confused... insurance companies cant really tell me anything untill i am actually ready to pay for the policy because it cost them money to pay for my driving record in order to give the prices. Any help would be great i am trying to prepare for all of this financially. And btw i am very appologetic for this offense and feel for anyone who has been hurt by a drunk driver or knows anyone thats been hurt by a drunk driver.
If you change your homeowners insurance to a lower rate does your escrow rebate you the difference?
We have a policy with Travelers that was $1047.00 a year. I shopped around for new insurance and now have a new policy for $538.00 for the same coverage but the house value has been adjusted to what it is actually worth now (it seems that they were still working off of the value during 2006 when we got the policy). The new policy will become effective as soon as the old one ends on July 1, 2009. However I've paid into my escrow all year for what the anticipated bill of 1000 was going to be for homeowners, now there is going to be extra money in the escrow account, as well as all the money that is in there for my taxes (enough is in there to fulfull that obligation as well). My question is will Countrywide (now BOA) refund me the overpayment into escrow? I wouldn't mind if they put it towards the principle of the home but I would rather put it as a payment against my credit card (also through BOA) instead. And also, how long does it take for the Mortgage company to readjust my payment as my insurance is now lower (in the past when my premium had gone up they adjusted the mortgage payment to put more into escrow), but now it will not need as much. AGain, I wouldn't care if more was put towards principle but I would like to get my CC paid off sooner and it has a higher interest rate than my mortgage."
Insurance and rental cars.?
If you are involved in an accident and it was not your fault, who is responsible for the insurance on the rental car? If your own auto insurance does not transfer to a rental and the rental car place is requiring you to pay out of pocket for the insurance, is it your responsibility to pay this or the person who was at faults responsibility to pay this?"
How much will my car insurance probably be?
I'm 17 and one speeding ticket that resulted in four points on my record. I drive a white 545i bmw 2005, I rlly need to know bc I mite need to sale my car. Thanks"
Camden NJ 8104 Insurance
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Where can I get affordable liability insurance for small moving company?
I am looking to start a moving business and I need to find reliable and affordable liability insurance.
Creditable coverage for health insurance?
Heres my situation. I live in California. I get my health insurance through the company that my father works at (Im on my fathers health insurance plan). I Am turning 26 in October, so I wont have health insurance starting November 1st. I have been on my fathers health insurance plan since November 2011. I also have 2 preexisting conditions- OCD and ADHD (psychological conditions), and I have been seeing a psychiatrist and taking medications for those conditions for many years. I want to sign up for a new health insurance so I can get health insurance starting November 1st. I am thinking of getting on blue shield of California. Will I not be able to sign up for their health insurance because of my preexisting conditions? Or can I sign up for the health insurance and use creditable coverage to get my preexisting conditions covered? How does it work? What should I do right now and what should I ask the insurance companies?"
My employer expects me to utilize my personal car insurance for renting cars for business purposes.?
Why should I carry the responsibility? My car insurance would go up if I am in an accident or the car is stolen. Am I being unreasonable? There is no coverage through my company AMEX card, I checked. I do not want to be a problem"" employee but I do not see how this is fair."""
On average how much would it insurance cost for new drivers?
Well I passed my road test the other day and also took drivers ed. My mom doesn't have a car or a license, so I'm the only one with a license and my mom will be buying me a car. We are going to get a car that's no older than 2005, arond 40K miles and is used. I also don't have a credit card. Would anyone know on average how much insurance would cost on average for someone in my situation?"
What is the best type of renter's insurance?
Whats is the best rental insurance for an apartment? What does it usually cover? The apartment rent will be $280 in Birmingham, AL. Is the best insurance to get the type that would cover most belongings and people incase of an accident wether it was by a person on purpose, accident, or a weather related incident? If you have renters insurance do you pay monthly or a one time thing up front if you are on a year lease?"
Uninsured driver accident?
My parked car got re-ended by a uninsured driver. I have uninsured motorist insurance. Does my insurance waive the deductible or do I have to pay it? It obviously isn't my fault and I have the accident report. And please don't say call your insurance"". I'm looking for people pasts experiences."""
What kinda price for rego and insurance?
I'm in australia AM 17 years old
Can car insurance cost more if you are a different race?
So I'm watching a judge show right now and the guy was like I didn't put the insurance in my name because I'm a black male
College student and no health insurance?
For all of my high school years, I was on state heath insurance. I am turning 19 at the end of this month and will begin college classes this summer, but I am really worried about not having health insurance (my services end when I turn 19.) I have bulimia and I go to therapy once a week and see a physician once a month, so it is pretty imperative that I have health insurance. I am just wondering if I will just have to be without health insurance until I'm an adult and can afford it? Or is there something out there for college students? Thanks"
Is it legal to be declined health insurance for this reason?
I applied with a major insurance company in California, am a single vegetarian in my mid/late 30s no children, extremely healthy never been diagnosed with anything, exercise regularly. I guess they dug up that I had taken a fertility drug in the past - I was never even diagnosed as infertile - it's a really cheap common drug that stimulates your ovaries to produce more eggs but I had no partner to get pregnant with so to was just something I got from a fertility doctor if I wanted to get pregnant with donor sperm. That's not even covered by insurance if I ever want to do that again and the drug's like $20 you can practically get it over the counter it's so common I know tons of women who use it. I didn't even apply for maternity care to be included in my insurance, just a basic policy. Is it legal for them to decline me because of this? So if a woman has a baby they are no longer eligible for insurance? Most women who get pregnant take this drug (including both my sisters) yet they still have insurance. Was it legal for the pharmacy to give them this info? I don't know how else they found out."
"Do cons understand by starting people on Obamacare..."" sounds like a fear mongering tactic since its just a mandate to buy insurance?"""
Do cons understand by starting people on Obamacare..."" sounds like a fear mongering tactic since its just a mandate to buy insurance?"""
How much does liability auto insurance cost in Florida?
I am coming up to 21 years old, and moving to Miami in August for a year with a student visa. I am told that it's very useful to have a car in the USA, and as I am a car owner in the UK with almost 2 years of comprehensive with no claims, I was hoping that I would be able to purchase a car in the USA. Will this be possible and at what price?"
Is a freelader an expensive car ?
Hi i need some help im looking to buy a biger car and iv seen this freelander i just need to no if it is a good car and if they have any problems and iv been Driving now for 5 years got 5 years no clams so will this car be High on insurance i have no id how to look it up on pc that's the insurance.
How much would insurance be for a 16 year old in GA?
I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)"
Car insurance company in Michigan?
What is the cheapest car insurance company in Mi? i would like to have the cheapest basic insurance for my car ,and it doest matter for me how good is the company. I only want a paper says i have insurance when police stops me."
Camden NJ 8104 Insurance
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