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If someone who has full coverage insurance wrecks my car that is only covered by liability will their policy pay for my vehicle?
I allowed someone who caries their own full coverage insurance policy to drive my car that is covered by a state minimum liability only policy. That person causes an accident in my car in which my car was totaled but the other drivers car was only damaged. Will the persons full coverage insurance who I allowed to drive my car pay for the damage that they did to my vehicle? Side note - Before anyone bothers asking YES, of course the liability insurance that I carry on my car is paying for the damage to the other drivers vehicle."


Is it cheaper on insurance and road tax if i change my 4x4 to a 2 wheel drive?
sorry do not know how the added detail came up that many times


Homework question on Auto and Home Insurance Policies?
I have no idea why this question doesn't make sense to me. We were given a practice test and I've been staring at it trying to figure out what I'm missing. It's probably something simple... I just want a better understanding of the question and a solution to compare mine with. The Hurricane Sandy devastated Northeast region, including New York, New Jersey, Connecticut. The total loss is estimated to be more than $50 billion. A lot of residents who lost valuable assets are not sure about their insurance coverage. Please explain which part of insurance policies cover the following losses: a) Damage to the house due to flood b) Damage to the house due to wind c) Damage to the house due to fire after wind e) Damage to the cars from falling trees f) Damage to New York subway I thought I understood the question, but it's 30 points. My solution was very short and didn't seem to be something worth 30 points at all. So... any input- very greatly appreciated."


What car insurance would be best and not so expensive?
My NOW husband has not had a car for about 5 years now. Since we've lived together we' driven my car so he hasn't had any type of car or car insurance payments to his name for 5 years.


Whats the best insurance for beginning riders?
insurance company"" thanks"""


Whats a good health insurance company?
I'm on my dad's insurance until I'm 25. I'm now pregnant and my insurance doesn't cover the baby. What's a decent health insurance that is reasonably priced and good for me and my baby?


Best places to buy gap insurance and extended warranty for new cars?
either online or in the real world, where is the best place to purchase gap insurance and extended warranty on a new car? i would like to get rate quotes from different places and choose from the best ones. i hear the ones the dealerships offer are too expensive and give them a chance to adujst the overall price of the car in their favor?"


How can I convince my parents to buy me an SUV?
So when I turn 16 (In about a year) I am trying to convince my parents to buy me a Ford Expedition EL (I like big cars.) What are some points I can make to help persuade them. Gas mileage is not a concern.


Can you get your Lexis-Nexis insurance score?
I recently got a quote for auto insurance, and the company said they used Lexis-Nexis insurance score - am I entitled to get a copy of this report for free? If anything on it is wrong, can I have it changed?"


What are some decent Chevy vehicles for a teen to buy and save money?
I'm a 17 year old trying to make it by. Obviously, as a 17 year old male, the first thing I need is a vehicle. If that's not the common demographic anymore, oh well. This 17 year old wants/needs a car. My dad is making me buy the car AND pay the insurance which seems a bit harsh to me considering the ridiculous price of insurance for someone like me. Logically, it would seem like he's trying to get me ready for the real world, but realistically, he probably doesn't trust me and doesn't want me emptying his wallet. It's not that I'm not a good driver, it's that my dad isn't the kind of dad who will just do favors for people. in laymen terms, he's a hard*ss. But that's beside my question, I digress... I need a car that I can afford. By afford, I mean a car that's relatively always on the cheap side (2,000 and under) for someone like me. and the insurance needs to be as low as possible. Again, my dad isn't putting me on his policy, he says he won't put me on his policy because it will raise his rates and he says I don't understand the price. I don't think he understands how much more it will be for me to pay insurance on my own as an unmarried teenager under 18 with nothing to his name. back to the question, here are my preferences... -Must be chevy (it runs deep) -must be cheap -must be somewhat stylish, nothing like a cavalier. -you'll get brownie points if you can estimate what insurance would be like for an 80's El Camino for me. I live in Michigan and I've never had any accidents, so my record is clear. I hope this was clear enough for someone to do some in depth research. I've tried but I haven't had any luck which is why i'm asking for assistance. An El Camino would be my dream, but I realize that that's probably an unlikely possibility for me. anyway...THANKS."


Home owners insurance for a rental?
hello, does anyone know if you can get anything from homeowners insurance if you had tenats there that totally thrashed your house? I know if something was stolen or something, but what about like cracked windows, nasty carpet? Any advise is helpful.."


"Car insurance dilemma - named as main driver but not, what should I do?"
I recently agreed to be a named driver on my au pair's car insurance to lower her premiums & as I may indeed drive the car on occasions. Now I discover that I am named as the main driver which is definitely not the case. As she has made this statement, am I right in thinking that this couldn't be held to be a lie on my part (unless I then signed a statement to say this was true or similar?) I have provided my license details for the insurance company but haven't made any statement. are there any possible repercussions for me? How do insurance companies check such things?"


Where can you find affordable taxi insurance?..?
Where can you find affordable taxi insurance?


UK ONLY: Cheap car insurance for 17 years old male?
I passed my 1 and half months ago, and insurance seems to be no less than 3000 on every sites i look. I havent bought a car but the car im looking to insure is 00-02reg VW Polo 1.0ltr or 00-06reg Vauxhall Corsa 1.0-1.2ltr Both of them are manufacture standards without any modification or accidental repaired. I dont think i will be buying a car before i find a cheap and affordable insurace, happy to pay under 2000 Cannot have an additional driver as my parents do not drive. So can anybody please help me out or recommend me a company? Thank you in advance."


Average cost/month for boat insurance?
have 1 car accident within the last 3 years (if it matters). what can i expect to pay per month for boat insurance?


new york insurance code 729



How much do you pay for car insurance?
how old are you? what company you with? what car you drive? are you the only driver under this insurance?


How much time do you have to get car insurance after buying a car?
I'm considering buying a car insurance, I've been driving for years but none of the cars have actually been in my name and my mom has me on her plan. If I buy a car I'll need insurance, how much time would I have to get it?"


Average cost of insurance?
what would be the average cost of insurance for a 16 year old male in georgia with an 09 mustang? with a honda accord? with a dodge ram? i guess really with a safe new sports car (cause the new mustangs are 5 star in all but one thing where they hav a 4 star in safety), with a new sedan, and with a new truck? thanks. and also how much might taking extra classes help lower the insurance? i mean defensive driving classes. and would being an eagle scout help any? i really don't know so im just thinking of things that might help. thanks "


How much to replace a lost Verizon phone with Insurance?
How much to replace a lost Verizon phone with Insurance?


Any suggestions for a first car that's affordable and safe for a 16 year old?
I'm 16 years old and much in need of a car... as you can imagine money is sort of an issue. I need a car around or under $3,000 that works and will get me from place to place. A car that looks decent is a plus too. If anyone has an idea of how much insurance would cost monthly for a car around that price with a student grade discount also, please tell me. Any ideas on a car or a way to save up some more money so i can get something above 3,000? Don't be smart @sses and tell me to get a job because I'm really busy with school and sports...thanks"


Is it ok for a girl to drive a Mustang?
Ok so I'm a girl and about to go to college and im looking for a car. I REALLY would love to buy a Mustang but can girls really drive it? I mean I know they can drive it but will it look strange? I've never really seen a girl drive one before mostly men and would like to know your opinions on it. Thanks!!


Will his insurance go up Texas?
Ok so my friend just got a ticket. It was his fault he took a free right and a cop was taking his green left and my friend cut him off nasty. The cop ended up giving him a ticket. It said""failure to stop at a red light"" but our question is...will his insurance go up"


How much will Mirena IUD cost without insurance?
I go to a local clinic and My copay is %75 of the bill . How lovely right lol , How much would the Mirena cost ?? any ball park figures would be great thanks!"


"If you have medical and Medicare insurance, can you go back and forth to see doctors in ucsf and kaiser?"
If you have medical and Medicare insurance, can you go back and forth to see doctors in ucsf and kaiser?"


Car Insurance with Motorcycle NCB?
Hi all, I have been riding a motorbike for a few years and have a NCD with my bike insurer. I am wondering if anyone knows of any car insurance brokers that will take my motorbike NCB into consideration, as I have never driven a car before. I have been searching the net, and found that Direct Line insurance allows you to do this, but I'd like to shop around a bit more! Thanks in advance."


A question about insurance on a car?
ok i live in england, and i am 27yrs old, i drive and have my own insurance which is fully comp, as i am over 26 i can drive any car third party, my boyfriend is just starting to learn to drive and since neither of his parents drive, hes going to have to get his own car with his own insurance on, which is obviously going to be quite high as hes a new driver, hes 20yrs old. we got told that if he put me on his insurance as a second driver then it would work out a bit cheaper for him, but im wondering if this is true, as i can drive his car anyway on my insurance, so im not sure if its legal to go on his or if they will let me. any advice would be appreciated."


Does Progressive Insurance offer the best rates in the ..country?
Does Progressive Insurance offer the best rates in the country?


Cant afford health insurance. can new york child support make me get health insurance?
my husband has another child in new york and we recently moved to pa and there trying to get him to get health insurance that he cannot afford. Can they do that or can he call them and tell them he cant afford it. He doesnt even have medical for our children or himself.


Cost for general liability insurance?
I am about to start a small retail company and in order to get licensed to print apparel for certain organizations, I have to have a $1 million comprehensive general and product liability insurance policy. How much would something like this cost me as I will be the only one working, making potentially around $10,000-15,000 per year from my garage at home. I am a college student and I dont have much startup money. Thanks for any answers :)"


Does anyone have any personal experience with Transamerica Life Insurance? Positive or Negative?
Life Insurance Companies


new york insurance code 729



Why home insurance companies are sensitive to lapses in the insurance?
When I shop for a home insurance I am always asked if my home is currently insured or if there are lapses in my insurance policy. Some companies outright refuse to give me a quote when I tell them that I havent had home insurance in the last 3-4 months. I am wondering why this is important for them?! They just referred to their company policy and did not give me any meaningful reasoning. Thank you for your answer.


Cheap car insurance for a 17 year old girl?
Does anyone know of any good companies? I'm hoping to spend around 1500 (or less is possible) Directline is the closest I have come to this. The car is a 1998 Ford Fiesta Ghia 1.25L


How much is insurance?
how much is insurance for a 1978 corvette stingray?(i want to know how much it is and also if that price is low or not also if i got a older corvette would the insurance go down?) i am 16 but i have a 3.5 gpa im also a guy if that changes anything also my parents insurance is really low.


How much approx. to insure 1100cc for 7 days?
Any help on this question will be appreciated. I'm only looking for an approximation as I've no idea what the general insurance rates are for short term car insurance. Insurance would only need be 3rd part fire and theft. Would it cost me 10, 50 a 100 pounds, I've no idea. Again any help appreciated. Thanks."


Car rental insurance (UK)?
Hi, I am looking to rent a car, I am only 18 and have had a lot of trouble finding somewhere who would attually rent a car to me...But I did find a small company, who have agred to rent a car to me. The only condition is that I find the insurance for the car for the week I need it. So, I ask, can I add the car to my own insurance as an addtional car for the week? and, is there a temp cover place who will insure me (most wont, yet again due to my age) Cheers!"


My dumbass friend got a dui?
A friend of mine is freaking out about an incident that happened over this weekend. So he is under 21 and got a ticket for having a .01 and .02 on a Pas test which is his alcohol percentage. The only thing he received a ticket for is driving without his headlights on because he got pulled over immediately after exiting a fast food restaurant. They did take away his license, but gave him a temporarily license which is just a pink sheet of paper. The officer did not right down on the ticket for the dui and said it was going to be handled through the dmv only. My question is will my friend's insurance go up because of the dui or only because of the headlights since its not through the court system!! Also he was saying something about how since he's a diabetic there can possibly be an error on the pas test since alcohol stays in his mouth more than an average person and sometime results in a higher test so he might be able to prove that he was under .01 while driving during the dmv hearing. He drank the beer at 8 and got the test around 915, he also ate something. Overall his main goal is for the insurance not to rise greatly, the dui not to affect his record when applying to schools and jobs (he's 19), and to get his license back from the dmv."


Where can i get car insurance for 20.00?
i'm going to ask this question until i get the correct answer ok listen closely i'm not selling my car i'm not catching a cab i paid 10.000.00 for my car it is my car i worked for it i dont joy ride i drive about 1 mile a month i'm disabled i go to the grocery store credit union auto zone my car is parked about about 99 % of the time i dont need that much car insurance. liability is all i need i keep hearing about this car insurance program 15 dollars a month. if you qualify is it the government that has this program has anyone heard of this?


Whats the best car i can get for around 3000 to 3500? london?
im 18 so one cheap on insurance. I want a fast, reliable car."


My car was hit from behind when driver from behind me clipped me when merging in the next lane. Insurance company says it s my fault. Why?
My car was hit from behind when driver from behind me clipped me when merging in the next lane. Insurance company says it s my fault. Why?


Please answer!!! Is my car insurance too high?
I have a 2007 toyota corolla, clean title and no liens. Im 20 years old, female and part time in college. I have state farm and it costs $280 every month, i have full coverage also... Is this expensive or what??!!"


Whats the auto insurance company that gives you various rates?
There was an auto insurance commercial whose gimick was that they provided you with not only their rates, but the rates of their competitors...what insurance company was that? I haven't seen that particular thing being adverstised in a few months-and I cant remember what the company was...either geico, progressive..i cant remember?!!"


How cheap could i get insurance?
im 17, gonna be 18, no parking violations tickets or accidents whatsoever. the reason i ask is because the state i live in requires insurance."


How much will 1 point affect my car insurance???!?
I got a right turn violation about 8 months ago and i took traffic school so im assuming that my insurance won't penalize me. Now i got another ticket(stop sign violation), how much would you estimate the percentage of my insurance? I live in California btw and im 20 years old."


How can i get cheaper car insurance?
I have been looking around for car insurance for a while now and other than getting a pretty good quote from a company that fit a box inside my car, the other quotes are no lower than 4,500! It's a 1.4 Astra, nothing fancy about it. It's a bigger car than usual learner drivers drive but i'm sure the quotes i am getting ar way to high..1000 deposit and 492 a month? Help needed!"


Getting my license in April. Good cars w/ low insurance rates?
I like cars like the Scion tC, Mitsubishi Lancer, ect. Sports cars, but not super nice ones. I'm getting my license in April and will get a car shortly after. I want to get a car like the ones above, but I don't think my dad will want to pay a lot for insurance, but I don't want to get a Jeep, which is what he got my brother and sister since the insurance is low. What are some cars like these that also have good rates for insurance? Price range is any thing lower than $10k."


new york insurance code 729