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Charlotte NC 28221 Insurance

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Does the Affordable Health Care law really prevent insurance companies from denying pre-existing conditions?
They say that now, insurance companies can no longer deny insurance to people with pre -existing conditions. So what was HIPAA passed in 1996 for? This law states that insurance companies CAN NOT deny people with pre -existing conditions. The only change I see is it gets rid of the 12 month exclusion period. I had two aunts with lupus, both lived in California and had insurance, until they moved to Texas. If they could have kept their insurance, they would have, but for some odd reason liberals are against insurance across state lines. They had no problem finding insurance, they just had to be out of pocket for 12 months. HIPAA also states that if you can go six months without any medical visits, advice/procedures, insurance companies are not allowed to look further than that and must not apply the exclusion period. So did the Affordable Care Act really stop insurance companies from denying coverage for pre existing conditions, or was it ALREADY a law? http://www.dol.gov/ebsa/faqs/faq_consume..."


I'm stuggling to find car insurance HELP!?
I'm 21 and i past my driving test in may 2011 and got my car in july, I was insured by swiftcover for 145 per month but then I become ill and had to leave work so I couldn't afford the payments and decided to cancell my insurance til I could get back to work, but when I tried to renew my claim with swiftcover then said their policies have changed and they can no longer provide insurance for people who have been driving less then 4 years! So now every other insuance company want around 250-280 per month and I just can't afford this. Do u know any cheap insurers that take on young drivers in the UK, HELP!"


"Car insurance cheaper in New Orleans, LA or Suffolk County, New York??"
My daughter recently moved to New Orleans, LA as an intern temporarily....does anyone know if automobile insurance, all things being equal, will be more expensive in New Orleans, Louisiana or Suffolk County, New York ??? much thanx all"


"Why is the tripling of insurance premiums called Affordable Health Care""?""
I got a letter from my health insurance company that my current policy (which I was just fine with) would be cancelled in 2014 and if I did nothing I would automatically be changed over to a new one where the monthly premiums will nearly triple. Now I'll probably just have to have no health insurance and pay the fine so some welfare case who I don't even know can have it for free. Is this for real?


Which would be less insurance wise?
I'm trying to figure out what car i want for my 16th birthday.. I've absolutely fell in love with the subaru wrx hatchback. the only thing im worried about is the fact that the insurance rates Might"" be high. i also like the Genesis Coupe 2.0t and i was wondering which would be more expensive insurance wise. Also what you think about them being first vehicles. and please no<"


How much insurance ratew for a lotus elise?
I tryed putting ths question in another catigory but it got spammd like crazy so i deleted the questtion


Health insurance cost listed by state?
I will be getting done work next year and would like to retire to a state where I can better afford medical insurance for myself and my wife. I now live in Maine and the health care cost is just overwhelming. Is there any listing of states (highest to lowest) that would tell me which would be the cheapest to retire to?...thanks, Vince."


Having POMCO Health Insurance; I was told' you do not pay for Cancerr Treatment Center of America; is this so?
Having POMCO Health Insurance; I was told' you do not pay for Cancerr Treatment Center of America; is this so?


Can I Sue My Car Insurance Company For Fraud?
I bought insurance for my truck. after 3 months of paying my agent i noticed that my financing bank had added 1300 dollars to my loan as a collateral insurance because they did not have proof of my insurance. I went back to my agent and they explained that they forgot to send the payment for 3 months to the main insurance company and that is why it appeared to my bank that I did not have insurance. My insurance agent told me they were gonna do a re-installment and that they were going to give me proof that i had insurance for those 3 months so i could take it to my bank so they could remove the 1300 from the loan. It's been about 10 months and my insurance agent has not given me any proof of my policy so the bank is still charging me for those 3 months. (about 400 per month since im 20). my agent does not want to refund the money for those 3 months, and they do not want to give me a proof of policy. I do have proof of paying them for those 3 months since I payed with a check that they cashed. I want them to give me proof of insurance for those 3 months or to pay 1300 to my loan because they are charging it due to their fault since they forgot to send my payment. Can I do a civil law suit for those 1300. I have proof of my payment for those 3 months. I also have my policy number but it says it's cancelled due to non payment so bank will not accept that as insurance. right after those 3 months I opened a new policy with them and ive had it for 8 months and ive always payed on time. I recently noticed that when they opened the new policy they inputed my date of birth as if i was 40 years old instead of 20. I do not know if they did a mistake or if they did that on purpose to give me a better price. The thing is that all these 8 months I've been paying i was actually never covered since my date of birth was way wrong. Only my name was correct but I talked directly to the insurance and not my agent and they explained to me that if i would have crashed it wouldnt have covered me since they do not have the correct date of birth. I just fixed that directly with the agent and now they have the correct date of birth so the insurance price went up since im only 20. I dont mind about that. I just think it's unfair that i paid for almost a year and that i was actually never covered because they did a mistake on my information. Plus they caused the bank to charge me.. So i just feel like if all this has been a big scam since i paid so much and did not have insurance. Can I sue them to get my money back or at least pay the bank what the bank is charging me for not having insurance.. like i said i have all the recepits of all payments ive done and i also have a copy of the policy where my information is not accurate and how i was paying without being covered. They could not have made a mistake because I do not look like if im 40 years old. besides they obtained a copy of my drivers license where it clearly says my date of birth. I live in El Paso Texas so does any one know what i can do and if it's possible to get my money back if i sue my agent?"


"I Get my license in a week, can i drive one of my parents cars or do i have to have insurance?
i don't have my own car yet but my parents have an extra car that i can drive they have insurance on it but i don't


Who is the best low cost alternative to cobra health insurance in Pennsylvania?
Who is the best low cost alternative to cobra health insurance in Pennsylvania?


Insurance companies use credit reports?
Just got notice from my insurance company (auto only) that they are going to be ordering insurance loss history reports and motor vehicle reports. They will help determine our eligibility for insurance and the price we may be charged. All well and good. But here's the kicker, the part I don't get. They also say that they may order additional consumer reports that include our credit info. They may use a credit-based insurance score based on that info. And they may use a 3rd party to develop our credit-based insurance score. Is this normal? Do many companies do this? Is this something that anyone else is outraged about, and is anyone fighting this? I don't have much cause for concern really, but I don't get what one thing has to do with the other. You could explain that to me too! If it matters, this is American Family Insurance. Does State Farm do this?"


"In NJ, Can you get a driver's lincense but not have car insurance or a car/drive? TEN POINTSS?"
I'm 18 years old, female. I've always wanted my driver's license. I have my permit that now expired. My parents won't let me get it because they don't want me to get into an accident and because they said insurance is sooo HIGH! Is it possible to pass my driver license test and not be on an insurance policy and not drive any car? Not drive at all, just own the license. I have a job and would get my own policy, but it would just be even more expensive!"


How can I get my auto insurance lowered in michigan?
Hi, I was licensed to drive in Michigan but shortly moved to Virginia, where I received a car from my aunt (Mountaineer) I was insured under US AA with my aunt. In April of 2011, I hit a parked car in the school parking lot in which I wasn't ticketed or charged, but my aunt's insurance company was charged $2400 for the damage. I have since moved back to Michigan as of June 2011 and have not had coverage since. With school coming up and 2 current jobs, I'm looking for insurance that I can actually afford. I have been looking for plpd, and my dad mentioned looking for an underwriter because my lowest monthly payment quotes have been $250-$500 a month, is there any cheaper for of insurance available for me?"


RIDICULOUS CAR INSURANCE QUOTES!!!?
I'm 18 I've just bought a Vauxhall corsa 1.2 and it's 1995, bought it for 250 ha. Anyway been looking for quotes and they're coming in 3500+!!!!! I'm getting so stressed out with the prices I'm full time worker and work 10 miles away from home so I need a car. I've tried having my mum as the lead and me a named driver, tried all the comparison sites and even had quotes for the black box but they're coming in all over 3500! Please can someone give me some advise or something. I'm wanting to pay about 2000 which I didn't think was unrealistic? Thanks"


Charlotte NC 28221 Insurance
Get Cheap insurance quotes in Charlotte NC 28221


What is the average cost of health insurance in California?
health insurance for married couple above fifty


Will homeowners insurance pay for a stolen bike?
Will homeowners insurance pay for a stolen bike?


Where can I find cheap car insurance for my BMW 7 Series car?
Note: Didn't get a 7 Series. Changed my mind at the last minute.


"Insurance question about DUI (2 different insurance companies). Underwriters, chime in!?"
Basically, we have 2 cars. On our Honda (her insurance), we just bought out our lease, and put both of our names on the loan to purchase the car... Her insurance company got wind of this and saw my name. They ran it, and the DU came up. Again, I am not listed as a driver and am not listed under her policy... ONLY as another driver in the household. I wasn't worried about hers at first, but her company requested that I send a copy of proof of my insurance to them (for what, I don't know)... I am just hoping she is not effected by this???"


"Does term life insurance fall under Obamacare and if not, what IS available to provide for my family?"
I have a potentially fatal disease and want to buy term insurance to leave something for my family. I'm hoping this pre-existing condition will not cause me to be denied, but if it would, is there another type I can buy under Obamacare? Thank you."


As a 22 female driver about how much would a 2010 camaro insurance cost? i have a perfect driving record?
As a 22 female driver about how much would a 2010 camaro insurance cost? i have a perfect driving record?


Has anybody had Northern Neck Home owners or car Insurance are they good ?
Im thinking about changing insurance and they gave me real good quotes but i have never heard of them


I need cheap car insurance for Astra SRI 1.8 58 plate. I'm female with full license for 4 years.?
I use car for school run and shopping only and I park it on the street outside my house. I am 32 years old and female. Any help would be great as car insurance is beyond expensive. Thanks


"My car was stolen and now I'm being investigated for insurance fraud. I'm only 18, help!!?"
My car was stolen on Saturday. I was driving in the car with someone I thought I could trust and when I went inside a subway terminal to meet another friend I left the keys in the car and the person who was in the car with me took off with the car, my phone, my purse, and about $1500 worth of shopping bags and boxed furniture that I had just bought from Ikea. I called the police and they aren't doing much help. I've had to investigate"" a lot of this myself. The person who took my car doesn't have permanent housing so its been hard to track him down. I found out from the cops he has 4 other warrants out for his arrest for crimes relating to cars. Obviously"


What car insurance should I get?
I am about to purchase a 1997 Volvo 850R sedan from a private individual. I am in Indiana. I have never had my own car insurance, always being on my mom's plan while in high school and college. Now that I have to set up my own plan, I have received quotes from Progressive, Esurance, Nationwide, and a few others, and everything looks and sounds pretty much the same to me. My mom has given me advice on what kind of plan to get, but I was wondering, is there a good or specific insurance company for someone like me? A male under 25 with a clean driving record and no tickets or violations? Does anyone have any good advice or horror stories from any specific car insurance company? What has worked best with you and your plan? I would like to get the insurance lined up by Tuesday or Wednesday, so any advice on where and how to go about it would be greatly appreciated."


Car insurance rate (red light ticket!)?
Sorry if this is too long, but i really need help! I just got a ticket for turning right on red w/o stopping in WA state. i googled and know that insurance companies don't often check driving record. unless when you make some change to your policy, make a claim or every 2 renewal cycles? my questions are: -How long does it take for my insurance company to notice this if i don't make any changes to my policy or make a claim within 3 yrs (this will stay on my record for 3 yrs right?)??? -Usually how long is ONE renewal cycle in car insurance? -If i tick the mitgation hearing option, and explain the infraction to the judge and he/she reduce my penalty, Does that mean the record will stay on me shorter? the penalty money will reduced? and hopeful insurance company will not increase my rate? -I am a student and I am cover under my dad's insurance, so if they increase my rate, does that mean the whole amount of premium increase or just my part? PS: if this help, my insurance company is American Family Insurance. I just switch to it 3 months ago."


Can I buy car insurance on a Sunday?
I am going to buy a car at a dealer on Sunday, I was wondering if I can buy insurance and drive it home that same Sunday."


What homeowners insurance do you use/recommend?
I am looking for homeowners insurance for a home in California. We have 2 dogs, one which is a German Shepherd. What insurance carrier works well with dog owners? "


Car Insurance?
I know the cost of auto insurance depends on so many things. Like your credit, driving experience, insurance company, age (by the way I'm over 25) and type of car. I live in New York City and we all know that it has one of the highest cost in the nation. But I was trying to figure out what is the average and the amount I would be paying. I went to several websites to find out my quote and I couldn't believe the results that I was getting. 2000-3000 dollars for 6 months I know is New York but come on. Can anyone explain to me how would I be able to get the cheapest insurance possible. How could I pay about $100 a month like many people."


"I m under 18 and my parents are divorced, so how do i do my car insurance?"
My parents are divorced, and eac have different car insurance plans. if i go under one of their car insurance plans to use their car, can i still use the other parents car all the time of do i have to get separate insurance?"


Charlotte NC 28221 Insurance
Get Cheap insurance quotes in Charlotte NC 28221


Can hawaii suspend my california license for no proof of insurance.?
Can hawaii suspend my california license for no proof of insurance.?


What are some good Business insurance in California?
I opened up a business and i need insurance and I'm looking for a good one with a reasonable price with workers comp and liability I live in California south bay got any you recommend?


I applied for Car Insurance and...?
They asked me if there any other drivers in the house. I told them my parents and my older sister have insurance.. I am 24 and they said thanks for telling us? The question is does that mean they can once in a while borrow my car and they are covered?


Insurance for teenagers?
So i'm gonna get my car/license in a month and i was wondering how much insurance was on average for teens?? Also, how much would it be if i got a sports car? Like a mustang"


Contents Insurance. Average Price Roughly??
Not fantastic area, sharing a house. I have usual 20 something stuff (TV, Games Console, Laptop, DVD Player) Rough Price, THANKYOU"


How much does car insurance cost for a teen driver?
I just want to know much it'd approximately cost. 17 year old female 2012 Hyundai Accent California resident I've taken Drivers ED and Behind the wheel Licensed in a couple of days My dad doesn't have great credit. He has 3 other cars under his insurance and my mom and sister. We also have farmers insurance.


Can I get my license without my parents insurance going up in VA?
Can I get my license without my parents insurance going up in VA?


Want insurance on paying for a car in uk and getting the car back to the states?
found car in uk want to buy car , insurance that i will not get stiffed"


How do i mail in insurance card for a ticket i received?
How do i mail in insurance card for a ticket i received?


How much does a colonoscopy cost before insurance is applied?
My insurance doesn't cover this procedure. How much does it cost? The doctor's office won't tell me what a simple screening costs.


Question about car insurance?
I am about to get my first car ! but i have to wait until the guy at the car lot gives me the ok to pick it up but I was wondering about insurance do I get the car first and then get the insurance or vice versa? because what if something happens and I would get pulled over do I just say I just got the car and the insurance is about to start up? thanks in advance.


"If the other guy's insurance pays for damages, does that show up as points that cost me with my insurance?"
My son was rear-ended today. Damage appears minimal, but there is damage. If he has the damages paid for by the insurance company of the man who ran into his car will that cause my son's insurance rates to increase? I seem to recall that insurance companies share information, but am not sure about this issue. Thanks in advance!"


How do i get a cheaper car insurance rate?
i am a male 17 year old. i own a 2004 chevy cobalt and i plan on buy and rebuilding a 1973 F250 chevy pickup. Before i can drive the truck i need insurance but it is much too expensive. i Need tricks or ideas on how to make the insurance cheaper.


Approximately how much would my insurance cost?
Ok so I'm 16 and I'll be getting a car soon a 2012 Jeep Grand Cherokee Overland Summit with the V8 I got an insurance quote through Allstate and it said $428.00 but they told me that if my mom started a policy it would be cheaper. I couldn't get an exact quote because my mom doesn't want people digging into her credit reports right before buying that Jeep for me so I was hoping there was someone on here who works in the insurance feild and can help me out? Thanks! Also I am able to get the good student discount I have a 3.83 GPA and I'm going to do some extra credit to have a 4.0


Would using a motorbike for a year make insuring a car cheaper?
i'm at college and i am looking at learning to drive a car and i was wondering that if i used a motorbike or moped for a year without claiming on insurance would it decrease the cost of car insurance? because that is what my friends have been saying


Charlotte NC 28221 Insurance
Get Cheap insurance quotes in Charlotte NC 28221