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Should I cash in my whole life policies?
My dad took out 2 whole life policies on me when I was a child, combined they are worth $60,000 plus paid up additions when I die or about $9500 cash right now. I'm 29, single, healthy, no immediate plans for a family but imagine it will happen before too long.. never can predict these sorts of things but I am open to it as soon as I'm financially ready. I've been self-employed for the last 3 years, the first year was miserable, the second was better, the past has been better, but I'm still trying to break over the hump of making 'working for myself' into an actual business. I feel like I'm still a little bit aways from where I think I could do that without having to give up my business for a salary. Additionally, my parents are wealthy and my dad agrees that if I were to die and leave a family behind that they would not have anything to worry about, but still seems to think it is better to keep the policies. So my dad is a wise man, I'll give him that, which makes me doubt my thinking, but anyways here is what I'm thinking.. The agressive-play, which makes the most sense to me since like I said I'm single, healthy, and neither I nor any future family would be in financial jeopardy by virtue of my parents. I've been in business long enough to know what marketing works and what doesn't, I've already done the trial and error thing, and I know what works makes me at least a 5x ROI over a period of about 24 months. So to me it makes sense to cash them in and divide it over about 2 years and increase my advertising budget by a few hundred dollars a month. The other idea I have in mind is stocks, I've always been good with stocks but cashed all mine in to start my business. My plan would be to diversify into maybe 2 positions to start, probably a couple value picks. Something in an industry where I forsee growth and high barriers to entry, with a Price:Book <1, a P/E <10, and at least a 5% yield. Would obviously want to look at many other factors, cash on hand, debt, management, etc. but those would probably be starting criteria for me. Something that is unreasonably out of favor because it isn't in vogue at the moment. Hold that and sell out of the money calls to increase the yield. I think that would also be a much better plan than keeping the life insurance. Any opinions for me?"


How much roughly would moped insurance cost for a 16 year old?
How much roughly would moped insurance cost for a 16 year old?


"Rear-ended, bent frame, does insurance replace my car?"
My frame was bent really out of shape in a really stupid rear ender at a metered ramp. The woman who hit me had insurance. My car can't even drive straight without me fighting the steering wheel. Will insurance cover the cost of a replacement? My car is literally 6 weeks old, has 649 miles on it. How pathetic is that?"


What is the best deductible for car insurance?
What is the best deductible for car insurance?


"Best and reliable home ,auto ,life insurance?
bset and reliable home auto insurance


Do I really have to pay more or change my car insurance because I drive a child?
I don't have kids but I recently got a job babysitting and the mom wants me to take the child places from time to time. I talked to my parents about it and they said I would have to pay a couple hundred dollars to be able to take her places. I looked on the companies website and I couldn't find anything about an additional fee for carrying children. Are my parents lying to me to discourage me from taking the job or is this a real thing?


Which is better car insurance?
$500 per year with an excess of $1150 or $560 per year with an excess of $900 These are the 2 best insurance quotes i can find. Both are big reliable companies.


Auto insurance?
does someone know of a less expensive car insurance place in germany??


Car & Health Insurance?
Mary Jo, I guess what I'm trying to say, is that not enough people make enough money to afford both. They can find jobs, but none that carry health insurance. But for them to go to work, they have to pay car insurance. That we as a society demand our vehicles have insurance instead of ourselves and our families, this is what I'm questioning for us as a country."


When you buy a used car do you need a proof of insurance to get license plate and registration?
Can I take the new title to DMV and get the license plates? or do I first need to get insurance and bring the proof to DMV to get license plate? Another question If i buy a car from a private person and that person takes off the plates how am i gonna drive it back? without plate? what do i have to do?


How much would car insurance cost for a 17 year old female? More info provided?
I'm pretty sure most insurance companies do look at your grades-- there's some sort of good grades discount which I'm hoping will apply here. And also, is it true that since I won't have what the state calls a Full License"" I won't need insurance? Or does the answerer mean something else? My parents and I are a bit confused about that. I won't be eligible for my Full License until I've had my Intermediate License for 1 year which I'll get when I'm 17 therefore I'll be 18 by the time I can actually get a Full License. Does this affect the cost?"""


Health Insurance for my son?
I need a low cost health insurance plan for my son. I live in orange county, CA and I DO NOT qualify for medi-cal or healthy families. I make too much money. I do not need health insurance for myself because I can still be on my parents insurance until im 25. My work also does not offer health insurance."


What are your thoughts on how insurance companies can put a price on life?
Folks- My scenario involves how the insurance company is culpable for compensation as it relates to loss of life. First of all, I'm a bit stymied by how they can even arrive at a figure (for a lost life) but I understand that they must. Secondly, I'm scratching my head about how the survivors of the deceased have no avenue to litigate that one life was more valuable than another.."


"Does anyone know where to get cheap UK car insurance for a 17 year old male, preferable uder 1000.?"
Does anyone know where to get cheap UK car insurance for a 17 year old male, preferable uder 1000.?"


What is GYNECOMASTIA?
What can be done and if Health Insurances cover it. How much Would it cost?


nevada quarterly insurance premium tax return



Is it true if i am driving my dads car and he has insurance on it but I also had insurance on my own car......?
Wouldnt that mean my own insurance would of had to cover me in my dads car when my dads car got into a small accident even if my policy did not have his car on my policy or dose that even matter or if my insurance dose not offer permissive use"" dose that still me they would have to cover me and to get the other persons car paid for or dose my dads insurance even care they said they will probably cover the other party $1"


Anyone ever in a car accident & break a bone? Wrist? How much did the insurance compnay pay you?
I broke my scaphoid bone in my wrist due to a car accident. I would like to be prepared when it comes down to the settlement. I was wondering if anyone else had the same thing happen. I am right handed and it's my left wrist. the accident was not my fault. other party's company is accepting fault too.


Free health insurance for full time student?
My friend told that me since I am a full time student, I have 15 units, I would be able to qualify for free health insurance until i'm 26 or done with school. Is this true? Thanks"


What auto insurance company has the best rates for teenagers?
i live in ontario ca if that helps and i drive a 95 caprice


What insurance group is a ford puma 1.4?
What insurance group is a ford puma 1.4?


Can I afford a new car with minimum wage?
I am looking to buy a 2011 Mitsubishi Lancer DE with a manual transmission which retails for about $15K. I live with my parents and would love a new car ( especially the Lancer since ive been a fanatic of the Evolution for as long as I can remember , but need a better commuter ) and I am about to go to my first year in College. If I cannot completely afford the car, than my parents offered they can support me as I purchase the car but I would like to see how well I would be able to pay it off on my own with a Job paying about $8 per hour. Thank you for any help!"


Car insurance please help?
Car insurance arghhhh !!! help? OK how does this sound to you guys? my mum has two cars one of which is insured with me as a learner im 19 and my sisters as a full driver 22 she is also insured with her own car but on my mums so she culd take me out to learn and for emergency reasons ok so the second car is going to be insured under the same company on a diffrent policy with my mum only. aparently this sounds suspecious ?? pepole think the 1st car is mine but its NOT my mum will be the main driver on both i she will decided which car she takes one day and which the other not me but she got the second car because my sister who is insured on the policy aswell well her car broke so she took a lend of my moms which was annoying for my mom coz she needed it and when she takes me out to learn my mom got fed up waiting till we come back to she jist got a second car to aviod that ! when i pass my test yeah i will be a full liceance on the policy im currently on but that does not mean it will be my car ! only time i can driver it is if my mom or older sister is not using it. BUT ppl are convinced its mine and all that ? surley an insurance company cant refuse to insure???


What states don't require auto insurance?
As a young driver auto insurance is way to expensive. Since I drive a Mercedes most quote me at thousands of dollars a year. More than what I can afford. I know some states don't require car insurance if you can prove you have the financial means to pay out if you cause an accident. I need a list of those states that don't require auto insurance if you can prove you can afford to pay out. On top of this question how do I prove I can afford it. Do I need to keep a minimum amount of money in a bank account or do I have to buy a bond how does it work. And if it works with a bond or bank account please list the states with the minimum $ you need in bonds or account money. The reason Im asking is that I can easily get a minimum amount in my account (hopefully under $10,000) because id rather have $10,000 sitting in a bank I cant use than having to pay thousands a year for insurance I don't need. I been driving for 3 years and I never had an accident and im confident I never will (at least not one that's my fault) so I don't wanna waste thousands of dollars I need for my school. The reason Im asking is cause im looking for a state that suits me. So far Vermont and new Hampshire have laws to my liking but hopefully you guys can give me more possibilities by answering this question. Thanks"


Would insurance costs go down if more people had a license?
A lot of undocumented immigrants don't have a license but would them getting a license help the insurance costs go down? I need actual statistics/ proof. It's for a debate we are having at school. Your help is appreciated. If your opinion is otherwise then don't post it. I'm only looking for facts. Thank you.


I want to sell my life insurance policy how much can i get?
I want to sell my life insurance policy how much can i get?


Do I sign the certificate of title when selling the car to the insurance company?
My vehicle was determined to be a total loss and I have decided to give up my car to the insurance company. They have asked me to send the certificate of title and the DMV form (Vehicle transfer and reassignment form). The odd thing is that the insurance company asked that I do not sign the title document, but asked that I sign the DMV form. Should I sign both documents, or just sign the DMV form (will that be enough to successfully transfer the vehicle?) What will happen if I end up signing the certificate of title, even when the insurance company told me not to??"


Does life insurance cover you when you are out of your home country?
If I move overseas will my life insurance still cover me there?


Car insurance rate question?
If I use my dads insurance on my car and get into an accident what will happen? Who would get in trouble me or me father?


Auto insurance ?????????
How do I find cheap auto insurance. Like how do you compare rates. And coverage. What should I look for in auto insurance. I drive 6 miles a day. I want cheap but I want something if Im in a crash. There going to pay for it. I have a 03 dodge durango. I want full coverage. And don't stay don't get full coverage.


I have started working and want to buy a life insurance plan. Which company is reliable for life insurance?
I have started working and want to buy a life insurance plan. Which company is reliable for life insurance?


nevada quarterly insurance premium tax return



Car Insurance question?
about how much does it cost for a 16 year old to be added to parents car insurance? allstate


Motorcycle insurance full coverage!?
how much will it cost me? im 18 and im going to take the MSF course...my bike is a honda cbr 600rr 2005 i could i put my dad under my motorcycle? he is 50 and no tickets he had his m1 for like 10yrs but not no more


Reg. vehicle insurance?
5 years back i took an insurance for my bike for Rs.35000/- Now the value is depreciated to 20000/-. So i stopped paying the insurance and my policy got lapsed. My question is suppose if any traffic constable asks me for the insurance what should i say? How to get rid of this situation without paying the fine.


What do you put on a car insurance quote when your penalty has expired?
i had a penalty for 3 years that ran out in 2008 but when i look for insurance they ask for any penalty for the past 5 years. Do i say yes even though it expired in 2008?""


What is collision deductible and comprehensive deductible mean?
*1000 not 100


What can I do if someone crashes into me but I have no insurance?
Hi so we got our car out the shop after it being there for months, we don't have it insured since we just bought it, we're driving it back home and we stopped to get gas, my husband goes inside to pay and a crazy guy backs into our car and messed the bumper up, what can we do? Me and my 10 month old daughter were inside the car( she was in her car seat) we have his information and a witness? Please help?"


Will the car insurance company pay for the damage or fix my car?
Ok I got into an accident with this lady today and it was all her fault. so my question is, is her insurance company going to pay me money to get a new car, or will they just fix it. the damage pretty bad, the engine makes some weird noises whenever i turn it on/off. what are some tips for not getting ripped off by the company? btw my car is 02 Honda accord. Thanks in advance"


Can someone explain how car insurance works?
Specifically, how do you pay for auto insurance? Do you make monthly payments or do you pay it at one time?"


What is a good first car that would have low insurance rates?
What is a good first car that would have low insurance rates?


Rental car insurance?
Recently, I had a car accident. The car I drove was fine however the back of right bumper of the parked car was cracked and torn off. I was reversing parking and accidentally pushed the gas pedal hard. I talked to the owner of car and he said he will contact his insurance. The car I was driving was a rental car from hertzondemand.(Insurance"" was covered in the rate) Hertz said I have to submit the collision report from police station. I am seriously horrified of thousands of dollar that I probably have to pay. I do not own a car nor automobile insurance. But I do have an amex gold rewards which has Damage Insurance but I dont think it covers for the car I hit as well. I have been reading ""XII.LIABILITY PROTECTION"" under terms and condition over and over again but it gets me more confusing.https://www.hertz247.com/alberta/en-...20of%20Alberta Am I gonna pay for $250 and rest of them will be taken cared by hertz? Can someone clarify XII.LIABILITY PROTECTION?"""


Why are my car insurance quotes so high for male 17 (UK)?
i have looked on a couple of comparison websites (compare the market, go compare, confused) and have found that the cheapest for provisional licence is 900 from collingwood, but then when i change to full licence the cheapest is 3000 from ecar. none of my friends have to pay this much for a full licence and some of them even hae better cars than me. i am trying to insure a clio campus 2002 1.2"


Does a driving citation raise your insurance cost?
The officer gave me a citation and said it wouldn't go on my record if I took care of it and didn't get stopped again in the next 6 months and paid whatever the cost of it was. And how much do these normally cost? I was going 54 in a 40 mph in Little Rock, Arkansas. So...two questions really."


Car insurance trouble?
i had posted this question earlier just not in the right way.so i have a car and its not under my name because im so young to have a new car with insurance under my name so its all under my aunts name. the insurance and everything else is in her name but its my car.so i have to go on a business trip to Vegas and my aunts flipping out!!! because she says i cant take the car because the insurance its not in my name and the car isnt either so im just really frustrated trying to figure out what to do besides flying?can she buy insurance for a couple days so i can go?


How do i get health insurance...??
I want health insurance ASAP but i dont know who to contact or what would be the best company or plan....can anyone give me some advice???


Car insurance question.?
I'm also wondering if I can fax over my current policy to Geico and have them to match what I have and give me a quote?


nevada quarterly insurance premium tax return