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What does annual deductible mean for health insurance?
I've never had health insurance before, parents deemed it unnecessary and now that I'm 18 I want to decide how to put my health on the line. (Never quite healthy, always had problems that parents never wanted to take to the doc) I've looked up quotes on blue shield and I'm baffled by everything they offer. I see that the less I pay the more the deductible is. One offer I think was like 80 bucks a month with 30 percent coinsurance but the deductible was 5000 annually. Then I saw a 210 monthly payment and the deductible was 750. The coinsurance was 50 percent. I'm very lost. I get the whole point the more you pay the less deductible you have. But how does one ever meet that deductible? Like do you HAVE to meet that deductible in one life saving office visit or else it gets restarted"" or can it accumulate over time through multiple less serious visits."""


"So Health Insurance is deemed by Demos that it must be free, Do Dems want to make ALL insurance Free?
what about affordable car insurance or affordable home fire whatever your thoughts?


Will my insurance rate go down when I get my license? I have my learners permit?
I have my learners permit and i was paying about 120 a month in insurace, If I go get my license, will my insurance go down?"


Best maternity insurance?
Hey All, My fiance and i have been talking about ttc somewhat soon. I need any info on maternity insurance- personal experience +. I have done those free e-quotes, which said between 200-250/month, which i woud pay but those dont even cover that much. I do not qualify for my states assistance program nor would i want to use it when i feel comfortable paying the monthly rates- i just cant find good coverage, The best plan i think i saw was they covered 80% after deductible of 2,000... so basically id pay out of pocket 4,000- thats conservative. Also i live in washington state if that changes any responses THANKS"


Can a health insurance company find out if you are NOT a full time student?
Is there any way that your health insurance company can or will find out if you are a full time student or not? Usually i am a full time student but this semester i have a class that is only 2 credits, therefore i have 11 credits and technically am not full time. My dad recently received a letter asking for me and him both to sign it and list the name of the school i go to etc. So my question is this, will they call and verify with the school? thanks"


I hit someones car who doesn't have car insurance?
so at school in the parking lot i hit a parked car and left it there. a hit and run i guess. i told someone who told the girl. so she told me she would go halfs with me on the damages. the damages is $1,000. i asked her again if she would go halfs with me and she said she couldnt. i dont have $1000 and i found out she doesnt even have car insurance (through someone else). i live in MA and its illegal if you dont have car insurance. your license will be suspended. so im trying to get her to admit that she doesnt have car insurance. so then what do i do? any advice?"


Car insurance help plz?
my housemate wants a golf gti and got a quote for 1600 but i can get it for 600 for me as the main driver and him as second.would this affect my insurance on my car that i have or not. he would just pay the money and he would use it most of the time would this be ok or not?


"Car insurance rates are extremely high, what if someone was rich and owned like 50 vehicles...?"
How much would their insurance be every 6 months to a year ( I know it varies by person, but lets say this guy is just an average driver maybe committed one accident in the last 15 years. Is male. ) He's a really rich person..."


Quick question about car insurance?
I've been with a car insurance company for 3 years now and have been lucky enough to not have to file any claims with them, I just had my policy renewed and the premium went up about $100 from the previous year. Prior to this it had always gone down and when I called to ask why it went up they said because of an increase in claims in my area, now I know insurance has many factors such as the area you live in, and even if that is true I feel as if I should call and mention that I've had no claims in my three years with them, no tickets on my record and always pay my 6 month premium at once, would this be a useless attempt at getting them to lower my premium or could this possibly help me? I just don't want to seem like a fool on the phone."


MRI Costs with insurance?
I've been diagnosed with sciatica and am considering an MRI to determine its severity. I have pretty good insurance thru Blue Cross. Does anyone know the costs associated with an MRI?


Cheapest car insurance please?
hey i hope some1 can help me out. i am 22 years. i recently passed my driving test, on the 21/07/2009. i also bought a car honda civic. 1.4l i am looking for the cheapest car insurance possible. because i am full time student. and work part time. i wouldnt be able to afford paying 2000 annually. please if some1 knows where to get cheap car insurance for new drivers, would be very appreciated cheers"


Is insurance required to have a driver's license?
If I get a license, do I have to be under an insurance plan? My family has 3 cars under 2 people's names."


Car insurance for 16 yr old boy?
Car insurance for 16 yr old boy?


What is the best car insurance that can cover any accidents and passenger & property damage in California?
What is the best car insurance that can cover any accidents and passenger & property damage in California?


Who's a good health insurance provider?
I was looking to get some health insurance soon outside of my job. What insurance company has something affordable for someone like me? 24 year old male no health problems non smoker.


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What is the age limit for a son or daughter to be covered on health insurance?
I found my answer and the answer is 25. I should have further qualified my question by saying in Texas."" http://www.texashealthoptions.com/cp/students.html#continue About half way down"


How much will insurance go up? ?
How much will insurance go up if you are 18 and just got into an accident with a park car and only hurt there bumper?


Someone who knows car insurance accident?
If you have your underage (but legal) child under your insurance car policy and they get into an accident or hopefully nothing worse, can you as a parent be sued. Since you are the covering parent? (and also if you remove them, will this accident be permanently on your record that the child has had?"


What is the average monthly insurance cost for a 16yr old male driver in oklahoma???
and It will need to be full coverage


Where can I buy afforadbale individual dental insurance?
Where and how much? For one.


Does an insurance inspector have to come to inspect your house prior to issuing you insurance?
Does an insurance inspector have to come to inspect your house prior to issuing you insurance?


What happens if I can't pay my home insurance?
I had an accident at my house that caused water damage & they found mold. To fix and remodel everything in my bathroom is going to cost $10K under my policy limits. Once my insurance goes up, I won't be able to afford it as I'm living paycheck to paycheck. I'm just about to file bankruptcy and shortly afterwards I'm sure I'll go into foreclosure or do a short sale on my place. I'm on unemployment. What happens in the meantime before I file bankruptcy and go into foreclosure? I can't afford my home insurance. Thanks."


Car insurance help please ?
im 18 and alloys are like extra 150 quid at least on insurance and just wondered if was already included thanks for answers


Do I need insurance to drive with an instruction permit?
I am 19 years old in California. I tried looking at the CA DMV website, but it does not specify anywhere whether I need insurance in order to drive with an instruction permit..."


"How can i get affordable health insurance, with a low income?"
I work part time,i am physically disabled ,my husb is unemployable,rejected from disability, i have very bad health condition and need health insurance to continue dr.care....How can i get affordable health insurance that won't cost me a fortune? I have gone to the DPA and i was rejected by them. I suffer with depression/(diagnosed bi-polar) ,,disc disease,IBS....i must obtain medical Insurance to continue treatment in order to continue working...how can i get help?"


Car Insurance?
The car that I hit has a salvage title


What is the average profit margin of a painting contracting company in the US?
Do you have any idea on the question sir?


How do I go without health insurance?
I know this sounds arrogant due to the fact that a lot of people out there do not have health insurance to begin with. But I have 2 kids and I'm thinking of taking a job offer that will pay more than the job I currently have, however I won't get any benefits for 2 months. What should I do?"


What is the average auto insurance increase with one DWI?
What is the average auto insurance increase with one DWI?


I have an old Life Insurance policy my parents took out for me when I was 8. Can I cash it in?
I have an old Life Insurance policy my parents took out for me when I was 8. Can I cash it in?


florida insurance eappoint



Insurance for a new financed car?
I'm planning on financing a car. (May be a Kia Forte, Hyndai accent, or something simmilar). Right now I just have liability insurance and want to know what type of insurance I have to have legally to drive a new financed car. All advice are appreciated. Thanks."


Could I retire at age 59 years old with 2.5 million dollars?
I'll have close to 2.5 million dollars by the time I retire in about 2 and 1/2 years at the age of 59. My house is already paid off and I have a long term health insurance already through John Hancock. I have no debts and no dependents. I will have about $26,000 in my health savings account and I figure I'll get a high deductivle Obama-Care"" insurance till I get medicare. Not taking social security till I'm 70 years old. My health is good and my family almost all live into their 90's. Live modestly now on about $70"


All options for affordable birth control of any kind?
Here's my problem. My dads insurance company (I'm a student, and did qualify for insurance last year through my job so he kept me on his since I'm 19) doesn't cover birth control of any kind. And I'm only covered for a pap smear every 24 months...yet I have all the coverage in the world for er visits, dental, office visit, you name it. I'm not sure if my dad has it set that way, or if it's just how Aetna is. I have a serious irregularity problem regarding my periods. When I haven't been on the pill for at least 4-5 months or more, it's unpredictable. I don't go months on end without a period, but it's always early or super late. I am sexually active, I'm engaged I'm not sleeping with whoever. So because of that...I'm suffering mentally every month panicking about my period. As it is I'm about a week late right now, 3 negative tests. Planned parenthood in my area don't have a sliding scale price"" as she called it"


Can I use my car that is under my dads car insurance?
Since i'm a new driver and 18 years old. My insurance rate will be up and can be very expensive. Can my dad just put his name and stuff on my soon to be new car? (Subaru BRZ) after all he is paying for it so technically it's his I guess lol


Where can I purchase affordable dental insurance that is effective immediately?
I would like to get braces or Invisilgn=]


Health Insurance for Employees?
Can anyone tell me, is there a law for NEW YORK STATE, that states that if an employer has so many workers in any job (I'm looking specifically at Carpentry/Construction) they are required to supply health insurance for the workers? My family doesn't qualify for any health insurance offered by NYS and we're trying to find one that is affordable. We don't qualify for Medicaid, Healthy NY, or Family Health Plus in NY. We're not rich, in fact, we're struggling, so I don't understand how people can make below the maximum requirements and still survive."


Insurance wants to total my car?
So recently an 18 wheeler ran into the back of my car damaging the whole trunk and the force of the truck pushed my car into a post scraping the side of my car. The insurance guy came and just got a call back saying that they want to total my car and pay for it. The car is a black 2002 jetta 1.8 turbo from a small local dealer and has 140,000 miles. Im currently still paying it off and the car cost me $6000. Here is my concern, they haven't told me how much they plan to give me for my jetta but i went on craigslist and the average cost for a 2002 jetta 1.8t is around what i paid from $5000-$6000, will the insurance give me that amount because bluebook says my car is worth at most around $3400 in excelent condition and at retail value according to bluebook is around $4500. All I'm concern with is either my car is restore to the point before the accident or if they get me enough money to buy a new jetta of equal or greater quality. Restoring my car car i guess is not and option which I'm ok with but what if the amount they give me is not enough to go buy a new jetta from a small local dealer will they give me more money or how does this whole process work because I've never been in this situation."


Will a 30kph ticket skyrocket my insurance?
Alright, so I got pulled over going 90 in a 60. I know I shouldn't be speeding but I was late for work, I never got a ticket before... I'm a 18 yrs old male, and I don't have much money to afford expensive insurance... I'm currently paying 150$ a month (before the ticket) so will my insurance skyrocket? It's considered a major infraction where I live.. *also, the police officer told me that he can apply a bigger charge if I decide to fight the ticket... Are they aloud to do that??"


About how much is Walmart Life Insurance Worth?
If you are an assistant manager for over 5 years?


My grandma says TEENAGERS arent covered on her car insurance. Is this possible?
i want to drive her car cause im 16 and just got my temps a couple weeks ago and all she keeps saying is that her insurance only covers people 21 and older. i totally think shes lying! cant anyone drive the car? the insurance is already one the CAR, not the person, so shouldnt the insurance cover the car regaurdless on who's driving??"


Is Obama care an insurance plan OR JUST A BUNCH OF RULES FOR INSURANCE COMPANIES TO FOLLOW?
under obama care you still have to get insurance via healthcare.gov in that you pick an insurance COMPANY THERE ARE NO FEDERAL PLANS LIKE CONGRESS HAD


Do I need to be insured on my parents insurance to use the car?
I live in Florida, I have a Drivers License Class E. Do I need to be listed on the insurance to drive my moms car occasionally on my own? If so, does Gainsco cover an occasional driver for free? How much would it cost?"


Can I put car insurance in my name on my brothers car?
My brother recently got a dui and he already has sr-22 insurance. His license is going to be taken away and he lost his job because his job involoved driving a vehicle. He wont be able to pay for his insurance and car. I don't have the credit to out right buy his car from him but loan is in his name. I want to take over his payments for him cause he wont get back out of the car what he owes the bank. The bank will let him keep the car as long as the payments are made I know that, but will they allow me to put full coverage insurance on his car and drive it? I am trying to save his credit and his car from gettin takin"


Insurance Industry?
I'm trying to find out more about insurance industry...i have to make a huge project out of it for Economics...I'm specializing in IT so i don't know much about Economics...do you guys know any sites where i can find out more about Insurance Industry...or like anything you can share about it. Thank you.


Cheap car on Insurance ?
whats the cheapest car on Insurance in ontario canada?, i need 4 doors small car"


florida insurance eappoint