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Isn't this the same as health insurance?
The company that I just got hired at gives me the following benefits: Medical, dental and life insurance. What do they mean by medical""? isn't this basically health insurance? And do you think this is a good benefit?"""


Which insurance for a cruise is the best ?
i worry most about baggage


Who got the best car insurance for a beginner?
Who got the best car insurance for a beginner?


"Under home owners insurance , if my shingles blow off my roof what would?"
what would they cover, just wondering if it would be pro rated or do they just replace them ? This happened and I just put a call in to my agent and paitently waiting for a call"


Car Insurance... help?
hey.. I have zen 2004 model, i pay insurance premium of 12k at bajaj allaince I want to lower the premium, can it be done to the same policy or should i take a diff policy, at maruthi service center they told they can get me insurance at National Insurance for a premium of 5k .... does the premium amount have any effect on claims ...plz explain one more thing if i make a claim in an insurance company and the after some time if i ask for cancellation of my policy .... will they charge anything .... is it better to abandon my old policy and switch to new company or ask for formal cancellation "


"I'm currently shopping for car insurance, any advice? What do you recommend?"
I'm currently shopping for car insurance, any advice? What do you recommend?"


Should I wait until I am 25 or 26 to start driving a car again? Is it true about Insurance costs? Please read?
Hello, I am 21 and in college. I am in Northeast Illinois. I have not driven a car since I was 17. This is because I did miserably in driver education. I passed the classroom, so technically I passed driver ed, but the driving I failed miserably. My parents won't let me be behind the wheel of their cars again. I talked with a friend of mine recently and she said that the cost of driving insurance in Illinois is dramatically less when a driver turns 25 or 26. I am thinking that maybe I should start driving again at age 25 or 26 so I can keep costs down (especially in a nasty economy like this country has right now). Now, here's the other thing, my dad has cancer (leukemia), he's the one who gives me rides to places, my mom doesn't want to give me rides because she is still angry at me for what I did when I was 17. She said to me You're not driving again"


Insurance deductibles -- when to pay? (and other insurance questions)?
So I am no long part of an california HMO plan, so now I have to get insurance on my own. Problem is that I am making about $800 / month (part time work) while going to school full time. Both my parents are on government low-income plans, so I cant put them as primary policy holders while I get student rates. One question I have about deductibles is when to pay it? For example, a plan that has $1,500 deductible / $0 doctor visits, do I have to pay the full value of that office visit to the doctor? Or will I have to pay $1,500 straight out to the insurance company and then funds will be used accordingly? What about $1500 deductible / $30 co-pay doctor visits? If I pay $30 to the doctor, will this credit towards the deductible? Or will this plan only hit me with the deductible for $1500 when I go to the hospital? Or will the insurance company want it upfront? Final question is: for a 21 year old student that is about 5'7, 230 lbs, non smoker, rarely drinks, what do you think would be the correct rate? So far I am getting estimates of $60-300, depending how big of a deductible I want to put down. Actually, one quick question: opinions on Kaiser Permanente anyone? I know most people i've talked to complained about slow waits and etc, but i'm leaning towards it because of good coverage for the cost -- but is it really worth it? I know this is quite a lot to ask, so if you don't feel like answering, at least point me to an informative web site?"


Car insurance excess?
My car is now only worth between 200 - 300 so if it was involved in an accident I doubt the insurance would repair...& write it off. Insurance is due for renewal & I have a 250 voluntary excess, which means that I would end up with nothing in the event of a crash. If I increase my vol. excess to 500 the premium goes down by about 30 which looks like a good idea to me but. If my car was written off due to an accident with another vehicle would I still have to pay the 500 vol. excess towards repair of the other vehicle or does the excess relate only to my car in this situation?"


How much would my car insurance cost?
Right now I drive a red 99 mustang. I am paying around $2500 a year through National liability & Fire Insurance Co. for car insurance with nothing against me (no accidents or tickets or anything). I am 19 years old and am looking into getting a red 89 Trans Am. I live on the east end of Long Island. Based on the above info, what do you think I'd pay monthly for car insurance for the Trans Am?"


Car insurance for husband and wife.?
Recently I went to insure my daughter and her car in the company me and my wife have been insured for some time. I wanted to include myself in her insurance but it went up in premiums a lot and we decided to insure her without me as an additional driver. Before that (last year to be exact) I insured my wife and I was included as a second driver. Basically, I was advised to do so on the basis that it would be cheaper. I heard about this option before and therefore did not check it properly with this company. This time (with my daughter) this option went an opposite way with higher premiums, so I asked them whether I can exclude myself from my wife's insurance as well because my insurance allows me to drive any car, but was told: ...because you are husband and wife, by law you cannot drive her car without being included in her insurance policy whatsoever... I am suspicious about this statement now and feel that I am being cheated. Does anybody know whether this rule exist or is it just the usual salesmen lie? Thank you."""


Is it true because of government changes my car insurance bill should be lower?
some lady @ work told me 0bama passed some kind of bill so i should change"" my insurance so it can be lower...its currently @ $400 a month i cant afford this anymore PLEASE HELP"""


Do mopeds in California require insurance?
Do mopeds in California require insurance?


Mexican car insurance?
If I drive into Mexico, do I need to get insurance for my car from a Mexican insurance company or is the American insurance valid there as well?"


Car insurance expired what to do?
I bought an old car . its insurance expired on 9.7.12. how can i get it insured again?


nevada insurance market



"Would Obama's plan mean free (or affordable) comprehensive health insurance for everyone, no matter what?"
Is this what we can hope for? Affordable or even free health care for all Americans, rich and poor?"


"SWINE FLU, BUT NOOOO INSURANCE! SOS!?"
my sister is REALLY sick. she has a really bad cold and cough and not getting better! she doesn't have insurance or money to pay for a dr.'s visit. would anyone be able to help me help her find somewhere she can go to get checked? i live in orange county, california."


Car insurance in NY for a 21 year old? Please Help?
I would like to purchase a used car in NY. Im curious to know if I need to purchase the car before I get insurance or can I buy the insurance then decide what car I want. Im actually not sure what car I would like to get right now, but in NY you cannot register a car without car insurance. Also, I would like to know which insurance companies will give me the lowest quote for my age and despite me driving for years with a permit, I just recently got my driver's license. I haven't established any credit yet, because I know they look at that too but I do live on my own and im gainfully employed. Whoever gives the best answer gets 10 points. Thank You"


Does homeowners insurance cover broken windows?
I rent a house at Ohio University and I know that our landlord has to have homeowner's insurance. Last night some drunk guy threw a trashcan through our window. I filed a police report. Would this be covered through our landlords homeowner's insurance?


Is personal car insurance effective while driving at work..?
I have personal car insurance coverage for my car, and i have a job that requires some short driving trips on a daily basis from time to time. The company has said that based on my driving history (6pts<3yrs) that they cannot insure me to use a company vehicle, or even drive my own car for company purposes. Does this make sense, doesn't my own insurance allow me to drive me own car regardless? anyway around this?"


What Car has Cheapest Car Insurance For 17 Year Old?
Looking for cheapest car insurance for a new 17 year old driver. What car is best? Any ideas?


What cost more to insure?????
so a sedan is the cheapest way to go huh. i dont mind paying alot on gas if i save money on my insurance or vice versa. i just dont want to have both bad gas milage and high insurance rate


How do I calculate the IRR of a Whole Life insurance policy in Excel?
Column A lists the fixed annual premium each and every year and Column B lists the Death Benefit which is growing every year.


Health insurance plans?
I live in Florida and I'm a college student. I want to know what are good affordable insurance companies for college students or people in general. I prefer to know about those that are well known and have a long record history and not some sketchy insurance company. Thank you!


With 4 Million currently uninsured and several million dropping their Obamacare policies this year how is this making a difference?
That should read 40 Million


My medicaid that i used for my pregnancy had expired...? here in texas?
back in august of 2011 & i no longer have insurance. what do i do now? i called my health plan & they said i gotta apply again but i don't know where i can get the application. i really need insurance cause i got upcoming appointments for me & if i don't have insurance, i'm not gonna be able to afford the expenses. anyone know where i can get the application for medicaid here in texas?"


Colonial Penn Insurance - how big is a UNIT?
The ads and website quote a price like 7.85 per month PER UNIT. I don't know if a unit is $100, $1000, $10000? The phone number quotes the price but ALSO evades the question of how big is a unit. Does anyone know the answer?"


Can I buy a car in Canada as a non resident?
I spend a lot of time in Canada and would like to buy a car here. Can I buy and register a car here in my name? And can I get car insurance? If so, will insurance be more expensive for me as a non-resident?"


"Why do people think because Obama wants heath care to be more affordable, that he is for socialism?"
I personally am tired of paying over $10,000. for medical coverage and co-pays because we do not get a more reduced rate, then would be from a larger company, we do recieve a small reduced rate afforded from being with a company though . If you are paying for the same coverage as other people why are some people having to pay more or less.? Most business' charge flat rates to people, why are insurance companies permitted to charge smaller companies so much more? Individuals even more, for the same thing, sinse they say preexisting conditions do not matter. Those preimium costs are usually passed directly to to the employees that are making far less money then bigger companies, and really are just paying their own health care with a little help from the employer which would be better to get to choose your co-pay amts sinse employees are really footing the bills anyway, not the employer. Its too costly not to have but, between all insurances , leaves no money for anything else!!"


What is the best Pregnancy Insurance Available to a already expecting Mom w/no health coverage at the moment?
Health Insurance for Pregnant Women!


nevada insurance market



Why is my car insurance so high?
Just finished paying a year of car insurance at like 125 a month. Just got my new bill for the year. They want 195 atleast first month. Are there cheaper car insurance companies out there?


How much is flood insurance in texas?
How much is flood insurance in texas?


Can you have car insurance without owning a car?
Can you have car insurance without owning a car?


Auto insurance question.?
I live in PA


How much health insurance coverage do I get as a military spouse?
I am a newly married Air Force wife. I am currently enrolled for TriCare North Standard coverage for health insurance. Does anybody out there have TriCare North Standard coverage and know what the whole package is like? I heard that if i go to any military base medical facility, all my medical coverage would be free. What if I were to have a doctor's appointment off-base? Also, does this cover dental costs too? I am just trying to fully grasp what me insurance does and does not cover so I can be prepared in the future."


Will the healthcare reform change the age limit on children on parents insurance?
I'm 25 and one of the great things about the affordable care act was that I was allowed on my parents insurance until I'm 26... Will this change? I'm still in school and there is no way I can afford insurance on my own!!!


Do I need to have insurance to drive a car across country?
The car is registered in California under a family member's name. I'm 18 living in Pennsylvania. I want to be able to drive this car from California to Pennsylvania. So do I need to register for insurance before i start driving the vehicle across country?


Can my parents buy my renter insurance policy through their auto insurance?
They are paying for my auto insurance policy current since I am a full time student, I have to get renter insurance for my new apartment, Should/Can my parents buy my renter insurance through their policy? They have their own property already. I just heard if you bundle your policies you can get a discount. What are some suggestion I can make to help my parents and my self out? Let me know thanks!"


What can I do about my car insurance?
My husband and I are seperated (Domestic Violence) but we are insured on the same policy. He is the policy holder and I am the name driver. He is beset to ruin me and may cancel my insurance without me knowing, just to get me into trouble with the law. Another thing he might do is get someone else to play to be me and again, get me into trouble. When I called my insurance to take my name off the policy they said that I need my husbands permission (something I can't get) for them to give me ANY sort of information. How will I know if I still have my insurance or if somethings gone wrong? I need to buy a new car and want to be independent but what can I do about this?"


Could i take a home fire insurance policy on a neighbors home?
I'm sure the answer to this question is no, but why is your company/boss allowed to take out a life insurance policy on your life? http://moneycentral.msn.com/content/insu..."


Questions bout unemployment insurance in California?
If I get layoff, i was making $2500 before taxes per month for 40 hours a week, how much would I get from the unemployment insurance?"


What is the cheapest insurance company?
Ok so I'm 16 years I have an 08 Kawasaki ninja 250 and I live in rural California what should I expect to pay for liability only


Auto insurance company lied about coverage?
I was hit by a guy and he says his policy is 15000. His insurance company said it was 5000. What if he's telling the truth? And they are not. It's been 2.5 months since I was hit and still nothing has been done. They are waiting for a quote or some bs


Questions about Ohio's Random Auto Insurance Verification Program. . .?
I was under the impression that the paper I signed when I register my vehicle stated that I understand that it is illigal to drive without insurance, and that I agree not to do so. The mailing my plates in makes no sense to me. I'm planning on repairing my car EVENTUALLY. My car is not on the road, its on my property."


What car insurance is cheapest for teens in NC to get if theyre on their own?
I get my lisence in april and it looks like my mother isnt going to help with the car or the insurance so i need the CHEAPEST possible insurance available. I live in western NC. Any suggestions?


nevada insurance market