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How does a claim work with my home owners insurance?
So I had an accident and my laptop computer was damaged by a coffee spill. I got an estimate on the damage it was 775.00. I specifically have my laptop insured as a carrier on my home owners insurance along with other valuable electronics. How does a claim work? Will the insurance company pay for the repair or will they replace the laptop, which would be more than the 775.00? My insurance already asked if I wanted to fix the computer or replace it, I told them I would prefer to replace it."


How to get under someone else's insurance policy?
I'm 22 so my insurance is double the price of my dad's. I want to get on his policy or have him on mine so that my insurance can be cheaper. Does he have to be part owner of my car? Do we have to use the same company?


Which is the cheapest yet reliable auto insurance company?
Which is the cheapest yet reliable auto insurance company?


WHat is a good cheap auto insurance? I am an 18 year old male....yes I know I'm screwed.?
It is bad enough having insurance when your a teen male, but when you have a sports car with a V8 in it...well it gets a whole lot worse. I just bought my dream car (a pontiac trans am) and now I would like insurance so I can drive it....the car cleared out my savings(im a senior in high school so I didnt have a whole lot to begin with). I heard viking insurance is good , but IDK. I want to have decent coverage, but also not have my whole paycheck go to them either. anybody have any tips or know of any good insurance companies. ps and no i dont want to sell my car and buy some Civic lol"


Car insurance company won't pay for damages.... any imput?
My friend bought a car. He has never driven it, and he did not have it insured. It had been sitting in the parking lot of his dorms (military) when the car parked in front of it had an electrical fire, and melted my friends car. It melted the front bumper, headlamp, and side fender. Geico (the other persons insurance) is saying that they are not responsible for the damages, and now my friend has to pay out of pocket to fix his car that another car damaged. Does this sound right to you? I would have thought that since the insured persons car damaged my friends car, that the other guys insurance would pay."


Wrecked my moms car and another car with no insurance?
I got in an accident eariler this week. I went to turn a corner and hit the brakes too hard and hit a Prius coming up to a 3 way stop. I admitted it was completely my fault but the thing is I dont have my lisence or insurance so I was fined a total of $1224 plus the damages to my moms car and the car I hit and aparently medical bills now too? I asked the lady after I hit her if she was okay and EMS was on scene and asked her if she was okay and she said she was fine but now Im getting a call from her insurance company stating I have to cover medical and vehical damages and I really have no idea what to do. I dont understand how this lady thinks she can possibly get any money out of me. My moms disabled and not working. She makes $400 a month and myself I can barely scrounge up enough money for gas to get to work. Its gonna be hell just to pay off the ticket let alone everything else so my question is what would you do in this situation? Take it to court? Get a lawyer? (which I cant afford either)


How much will my insurance go up?
I'm 17 years old and i was caught going twenty mph over, this is my first ticket, how much will my insurance be increased?"


"If you work for an insurance company, would you get discounted car insurance?"
I have a 2nd interview for some insurance companies, one is at progressive and the other is at all-state. My car insurance is expensive because I'm in my early twenties even though my record is spotless. It occurred to me today that if I work at an insurance company I might get discounts. Does anyone have an idea of how much of a discount these companies offer on insurance for their employees? That is, if they even offer discounts at all. I know you obviously can't give me an exact number, I'm just interested in the benefits I could potentially have as an employee."


Does the owner of a whole life insurance policy have to die prematurely for the policy to pay out?
Hi. I'm trying to learn more about how life insurance works...basically, I know nothing at this point. So, lets say the father in a family has a whole life insurance policy for like $2 million. What will his family receive if he dies prematurely? What would they receive if he died of natural causes when the children have grown up? Thank you!"


I have impacted wisdom teeth but no insurance or way to pay in cash what can I do?
My credit is too bad to get a loan


Does anyone think it's necessary to buy any type of life insurance nowadays?
Does anyone think it's necessary to buy any type of life insurance nowadays?


What is the best term life insurance for male 74 years old?
my dad is 74 and does not have life insurance. I have heard bad reports of that one they advertise on tv. Does anyone know a good inexpensive term life insurance in NJ for his age group? Thank you.


Need insurance help please?
I got into a car accident a few months ago (my fault). My insurance company denied my claim and didn't pay for the damages. Fast forward to today I get a letter saying that the insurance company of the guy who hit me are demanding that I pay them 6129 dollars. I don't have that kind of money im only 22 and I live with my parents. What will they do to me if I cant pay them? What can I do? (I live in california btw)


Do you have to be on the insurance of the car you use for your drivers license test?
hmm, i still don't know now "


Do your insurance company check your driver's license when u file a claim for an accident ?
Do your insurance company check your driver's license when u file a claim for an accident ?


volkswagen d&o insurance



Looking for a good (cheap!) health insurance?
I live in Southern California (Riverside) and I'm on the hunt for a good and cheap health insurance...thought I'd reach out to the Answer's community for help. Couldn't hurt, right? Ideally (in my warped little dream world) I want several doctor's visits for $25 or $30 a visit...and I want a deductible of $5000 or less. Any ideas? I currently have Tonik 3000...and their rates are going up to $102, so I'm hunting for something cheaper (ideally around $50). Any suggestions? I've already looked at all the major ones online....kaiser, uhc, pacificare, blue cross ca....."


Does a condo require home insurance?
Just bought a condo townhome, does it require home insurance? If so, what should it be covered?"


Which older cars are group 1 0r 2 insurance?
i need to buy a new car as i now have 1 0r 2 points im only looking at paying about 500 pound but i need something really low insurance as its costing me a small fortune


Car insurance for teens. Do I NEED to be listed on my parents policy?
Response to answers: Why would triple A not cover an accident I was involved in if the policy STATES that anyone related by blood is covered. I realize it is not reasonable that ALL relatives are covered , but that is how the policy states it and thus my actions would abide by contract rules. There is no reason anyone should assume"" anything in a contract. For that there is the ""definitions"" section which defines everything perfectly clearly. I really am looking for specific evidence"


Car insurance?
My bad,I bumped my car. And to my horror noticed my policy dont cover commuting, bump happened at work car park. There were no witnesses to this at all. I know id be opening myself up to a world nof pain, but could I not say bump happened else where? I gather not but just seeing my options here,prob just have to take the hit and pay dor repairs"


Does the Affordable Care Act force employers to PAY for or just PROVIDE insurance?
Flower: I have never asked this question before. You must be assuming I was someone else. But thanks for trying to answer it. Zarnev: Since you only make $500 per month you do not work over 30 hours per week


Does anyone know any cheap car insurance companies for new drivers?
I am coming up to 19 (1 week) and have had my UK Full Manual license since December 2012, it's now May 2013. I have tried everything to find cheap car insurance online and it's virtually impossible! I don't know if it's my area that I live causing it to be so high, or my lack"" of experience with driving. I have tried different addresses (i.e. family members) not in to be fraudulent but to see if it is the area"


Can having dual insurance cost more?
I have insurance under my parents. They used both to try and cover as much of the cost for getting my braces but they say that it didn't help and that they had to pay more. How is that possible?


First Car?
Ok. I'm 17 and need to choose a good first new car- not too high on insurance- not too boring- look good- all the basics. Preferably under 10 grand otherwise I'll be saving forever! Brand/ spec. suggestions? Which cars should I avoid? Any past experiences welcome!


Why do asthma inhalers cost so much even with insurance?
the albuter xoponex is 50 dollars?!


We are looking at buyin a house what insurances will we need and around how much should we budget for this?
We are first time buyers ans are looking to buy a house and we were wondering what are the insurances we need to take out and how much should we be looking at budgeting for this a month any help would be brill thanks x


Can anyone help me find cheap car insurance?
I'm 17 and live in the UK and I'm currently learning to drive. I really want a Fiat 500 when I pass my test, but the insurance is really expensive. My parents say they won't pay for it if it is more than 1000 a year, as I attend a prestigious driving school and they already pay my fees. However, my mum wants a new car and was considering a Fiat 500, so I could always be insured as a secondary driver. What's the cheapest way of doing it and can anyone find me a good insurance quote? I have no idea where to start and my parents won't help until I figure it out myself."


If I have my license but do not own a car do I need car insurance?
I am planning on getting my drivers license this summer and do not have my own car. I would be using my parents car (that's insured) until I get my own. Would I need to have insurance for myself or is it enough that the car I would be driving is insured?


Which insurance is better?
hello, just wanted to know which insurance is better? for a couple ages 51 and 50. AETA PPO Blue Cross Blue Shield 5000 (Nevada) Humana thank you ! :)"


Does anyone know if a b- average will be good enough to get the good student discount from state farm in indiana since they require a 3.0.?
Does anyone know if a b- average will be good enough to get the good student discount from state farm in indiana since they require a 3.0.?


volkswagen d&o insurance



Car insurances quote ?
Where to get best car insurances quote ?


New driver insurance?
im a 17 year old male, just passed my test and trying to get insured. i've been on all the comparison sites with all stupid quotes. Does anyone know any cheap insurance sites/brokers Please Help!!!!!!!!"


Does car insurance cover damage to belongings in an accident?
Farmers insurance and my agent didn't know the answer.


What auto insurance offices offer reduced cost auto insurance program in the San Fernando Valley?
Details below if you do not know which one I am referring to? I'm not talking about the cliche low cost auto insurance"" that is available to everyone. etc...I'm talking about a specific plan offered by the state of California available at some insurance offices for low income individuals. I found one office with it"


How to pay off my home with term life insurance policy?
I'm a novice at this and I need some advice. I'm a divorced dad who recently purchased a home last year. I bought a 10yr Mortgage life policy that's costing $57/mo and I kind of feel I paid too much. Or that I maybe should have just gotten Term Life insurance policy. I owe $148k on the house and currently already have a $400k term life policy $46/mo)with 10yrs left on it. I purchased this policy when I was married. Right now the only two beneficiaries are my daughters (they don't live with me). So now I only need to leave enough to pay child support until they turn 21 (about $180k) I was thinking to cancel the mortgage life policy and change the beneficiary provisions on my term life policy to $95k for my 5yr old, $75k for my 10yr old. Take the rest ($225k) to pay off the house and debt. I feel like the 400k isn't enough. Which is partly why I bought the mortgage life policy. So, what do I need to do to make sure the house gets paid off, etc? Create some kind of estate plan or trust? Should I just keep the mortgage life policy? I may start shopping again for a new term life 30 yr policy for 750k soon to replace both. Back in 2007 I got this term life at $46/mo because I had high cholesterol. So I'm thinking I could possibly get a better deal since I take better care these days. except i'm obviously older now too."


Motorcycle insurance?
I'm a 19 years old with one point on my record and have been driving for about a year now and I wanted to buy a kawasaki ninja 250r. I was wondering how much will my insurance be? like an estimate please


What type of life insurance is right for me?
Hello i am seriously thinking about getting life insurance i am 18 and have an 8 month old baby boy god forbid that anything happened to me but if it did i want my son to be fully protected but I'm not sure witch life insurance is right I'm not even sure what type of insurance there are or what coverage is right for me.


Could switching to Geico really save you 15 percent or more on car insurance?
Could switching to Geico really save you 15 percent or more on car insurance?


Auto insurance debt reported on credit reports?
I changed my auto insurance from progressive to some other company.yesterday i got a call from collections that i owe progressive money.Is this reported on credit. Also do i have to pay them? I had insurance quote from them for 6 months but i found cheaper one so i moved. I live in california. Thank you


How much will my car insurance probably be?
I'm 17 and one speeding ticket that resulted in four points on my record. I drive a white 545i bmw 2005, I rlly need to know bc I mite need to sale my car. Thanks"


Why does Allstate keep increasing my insurance rate?
I am 26 years old, in California. I have had Allstate for almost 2 years now, and every 6 months my rate increases. It went up $200+, and I have not had any tickets/accidents/claims, and I have not moved. When I asked them about this, they just said they are adjusting their rates due to zip code. Seems like bologna to me. Has anyone else had this problem? Which insurer do you recommend?"


Teen Car Insurance after one accident?
How much would my insurance premium rise for a 17 year old boy if I get into an accident (at-fault)? A good average (+X%) answer would be good.


Do you have to have proof of car insurance to get your car inspected in texas?
Just wanted to know if you have to have proof of car insurance in order to get your car inspected in the state of Texas?


The CBO predicts that 10 million will lose their insurance because of the ACA. Do you think ANY of those people will vote Democrat in 2016?
The CBO predicts that 10 million will lose their insurance because of the ACA. Do you think ANY of those people will vote Democrat in 2016?


Does car insurance increase every time you.?
does your car insurance increase every time yu move or change your address. if so is their away you can lower your rates.


volkswagen d&o insurance