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maine insurance handbook


   








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Are inoperable vehicles required to have insurance coverage in AZ?
My plates and registration where suspended on an inoperable"" but registered vehicle I own. Phoenix"


Good first car for a 19 year old girl?
So hi everyone. I am looking into buying my very first car. I am 19 at the moment but I will most likely be 20 when I get my first one (20 In November) I want to buy a first car so I can learn to drive in it while taking lessons What is a good first car? One that will have low insurance. I will be paying for the car monthly so the price can be up to at least 5000. I've only ever ridden a motorcycle so no experience driving a car. Also how hard is it to take to driving? Any tips? thanks!


Do I need insurance in North Carolina if I do not have a car?
Im over 18 and I need to help out my family by getting a Drivers Liscense. Do I need to have Car Insurance, even though I will not have my own Car?"


What is the average cost for liability insurance for a small business and what does it include?
Ok its for a shop. It would sell all sorts


Insurance and Pregnancy?
Looking to start trying to get pregnant in the next few months. Currently I do not have any health insurance. What is the insurance protocol with pregnancy? I know obviously no ins co. will take me once I am pregnant. But how far in advance will I need to have insurance BEFORE getting pregnant? And any specific plan I should mention or ask for that will help pay for child birth & prenatal care? I plan on using a midwife, how will that effect it as well? Thanks in advance!!"


What is the best health insurance in NY?
In the boroughs...NOT most affordable best... JUST the best, anywhere accepts."


How much does car insurance cost?
Do you know how much does auto insurance cost if I am 24 years years old, just got my license, I am from New York City, I drive a 2001 Toyota Celica and I am not married. Where can I go to find out the best quote? What car insurance company is the best and cheapest? Thanks!"


How much would an insurance cost?
I need help on how much a Full coverage insurance"" would cost for my vehicle. mitsubishi 3000gt Sl 1994"


How much would insurance be for a seventeen year old female driving 1999 Chevrolet?
I wish to have full coverage so about how much would that amount to?


Which of these cars would be good for a first driver? Which one would have the cheapest insurance?
1. 2005 Ford Five Hundred 2. 2000-2005 Jeep Wrangler 3. 2000-2005 Honda Accord 4. 2007 Dodge Caliber 5. 2004-2006 Mazda 3 6. 2006-2007 Volkswagon Jetta Please Help!!!!


What's the best website offering all the information I need to know about Auto Insurance?
I've recently started working for an auto insurance agency but I do not have enough knowledge... and I'm really bad at reading books and i can't take one to work anyway... i have my computer there and i need to know a website that will help me master auto insurance buisness.


Home and contents insurance?
which company has the best home and contents insurance and contents inside sheds


Any car insurance which insurances foreign cars?
Hi! I live in Italy and I am italian. I heard that there are some english insurance which insurance cars and people in foreign country. Is it real? do you know anything about that? Could you give me some advice about that? I am waiting your answers! Bye!


Medical Insurance in the U.S?
How much does the average American family, ( family of 4), pay for medical insurance? Just curious"


A question about car insurance?
Does your insurance drop when you have a baby? I know it does when you get married, but I wasn't sure about having a baby. Thanks!"


maine insurance handbook



Cheap reliable and low INSURANCE!?
OK im 17 monday after next and im a bloke, hence very expensive car insurance. I want a second hand car in the UK which is cheap and likely to keep running. Also low insurance because i am a cheapskate."


Top 5 or 10 florida health insurance providers?
top 5 or 10 best florida health insurance providers


"If someone is 23 and covered under parents' health insurance, but cannot be claimed as a dependent are they safe from the insurance Tax?"
If someone is 23 and covered under parents' health insurance, but cannot be claimed as a dependent are they safe from the insurance Tax?"


Home insurance/ Hazard insurance?
Is there any difference between these two...I was looking at my home mortgage and I think I pay for hazard insurance and home insurance...I looked online and it didnt seem there isn any difference between them? Im trying to lower my mortgagae payment thats why Im asking:)


I need to get the whooping cough shot but don't have insurance?
Is there anything I can do so its not so expensive? Besides getting insurance. Thank you!


Cars cheap on the insurance?
I will be buying a car soon and need advice on which ones are cheap on the insurance for the first couple of years. I like the Toyota Yaris and kind of had my heart set on one of those. Is this cheap?


Getting married early for health insurance?
I'm wondering if there are any risks to getting married early in order to qualify for future spouses health insurance? For example, what are the tax implications to getting married? Were already engaged and were planning to marry later next year, but now that Im between jobs it would be much more affordable to access spousal health insurance rather than COBRA."


How will this 15-20 mph speeding ticket affect my insurance?
I just turned 18 and I am a senior in high school. I live in a small area that is just between two towns. This area is known for its police; they have a tendency to give speeding tickets out like crazy. They hide in places so that they can catch people speeding; the area is generally a 30mph zone. I had a good morning and got a little foot-happy...I sped right up to a cop that hides next to my neighborhood. Needless to say, I was going 50 mph in a 30 mph zone. Without a seat belt. I was extremely honest, so I got a speeding ticket but the seat belt issue was simply a warning. This is my first ticket ever; the only other time I had been pulled over was because I forgot to turn on my headlights...I was 16 at the time. I have State Farm Insurance and have an extremely decent rate for my age. I have no issues paying the speeding ticket because I did speed...I just don't want my insurance to be crushed. I went through driver's education, State Farm's Steer Clear Program, and I have maintained my grades to ensure that I get a decent rate. What will this ticket do to my rate? And what is the best I can make out of this situation?"


21st Century Car Insurance?
I have a weird question. I'd thought I'd ask you guys first. Here goes: My SUV got broken into. The steering column was damaged. My insurance, 21st century, had a tow truck take it to a shop. It was fixed.......TWO WEEKS LATER! I have full coverage, but my policy doesn't cover rentals. Well anyways my question is: Will my insurance pay for HALF my car payment since it took two weeks for it to get fixed? I know it sounds dumb, but I had to ask. Thanks."


Is the affordable health act actually making healthcare affordable for everyone?
Is the affordable health act actually making healthcare affordable for everyone?


What job can i get that offers medical insurance.?
What job can i get that offers medical insurance.?


Medical Insurance at 18?
Thank you KAY!, In truth I do have a disability (Rheumatoid arthritis) but also, I'm asking all this because I would like to take a year off before college. I just can't afford to loose med coverage. I'm going to ask my dad to check with his insurance. Thanks again!"


What is the difference between hazard insurance and homeowners insurance?
I am refinancing and was wondering if I need to have both types of insurance.


I need help finding insurance?
My neice is almost 5 months pregnant. She tried applying for a medical card, but they said that she hasn't been in the country long enough.Can anyone make any suggestions on where I can find some affordable coverage for her?"


CAN YOU BUY A CAR WITHOUT INSURANCE AND LEAVE THE CAR STOREd AT HOME FOR LIKE 6 MONTHS?
DONT HAVE LICENSE AND DONT WANT TO INSURANCE UNTIL I RECEIVE INSURANCE BUT WANT TO BUY CAR NOW FROM A FRIEND


maine insurance handbook



My father forgot to pay a home insurance premium. Our insurance was cancelled. How can I get new insurance?
I have submitted requests twice to on-line insurance search sites. Their representative called and gave me a quote, which I accepted and agreed to pay by credit card, but they never put the payment on the card and I never heard from them again. Both told me no well known insurance company (Hartford, etc.) would insure us because State Farm had cancelled our insurance, so we had to use unheard of companies. Our insurance was with our local State Farm agent, who returned the late check and refused to insure us. This is a new agent, but the same agency had insured us for years. The house belongs to our trust. I will be back in the US in July, so until then I can't visit the friendly local agent."


What does total excess mean with car insurance ?
hi on my car insurance it says 450 total excess what does that mean ? thanks


How much would auto insurance cost if?
my parents have a very good record and only pay about $100 a month for 3 cars. and i will get my REAL liscene not a hardship at 16. i just need a close guess of what to expect at that time?


What's the insurance for a lamborghini gallardo?
NO! i'm not looking foward on buying one.. Cant afford it. People told me insurance for this car was $1000 a MONTH.. but i asked a couple people with lamborghinis in gas stations and they said they only pay $2700 a YEAR for their cars... What do you have to say to this? They were in their 30's..


Auto insurance question! Chiropractic care Need help asap?
I had an accident last week courtesy of a slippery road and a guy cutting me off (he did not stop and i have no info) My car is damaged past it's worth and I'm getting another one this weekend. My dilema is this. I notified my insurance company, but haven't claimed any damages. (The car isn't worth a lot and I'm just trading it in so I don't want to repair it.) My chiroprator found nerve strain in my back more than I had previously and it has been bothering me a bit, but I have a high pain threshold anyway. He's advising me to file no fault"" medical claims and have my auto insurance company pay for increased visits (I was down to once every two weeks) and he wants me to come back a few times a week again now that my tests are showing this strain and I'm in a bit more pain. Will filing this ""no fault"" increase my rates when I come up for renewal? Or will they go up anyway? I'd like to go back for more visits"


Should I lease a new car as a college student with no income?
I'm 19, no income, a year into college and I really want a better car. I drive a crashed 1992 Camry with no AC 40 minutes a day to school in hot Arizona weather. The main reason why I don't have a job is because I need to keep a high GPA (electrical engineering aka one of the most demanding majors) to renew my scholarship yearly (which has covered the first two expensive university years already) and I expect it to cover about 2/3 of the remaining school time. Ideally I would love to LEASE a new Mazda3 (19k$, economic, pretty) for about 4 years so I can have it for a year or so while I get a good career job. I could do it with my dad's credit since I don't have any but do you think that would be a good idea? I don't have any hard cash to buy a good enough used car that has AC and that won't break down every three months and that will be a nice upgrade from what I have right now. And yes I also care about the over two decades of safety improvements that a new car would offer (maybe because of my higher than average knowledge of physics lol) and side air bags and all. Opinions?"


What is the average cost of malpractice insurance for a trauma surgeon (preferably in Florida)?
What is the average cost of malpractice insurance for a trauma surgeon (preferably in Florida)?


"How do I get quotes on things such as insurance, utility cost, and building remodling?"
how do I get quotes on things such as insurance, utility cost, and building remodling when I'm writing a business plan? We finally have found a great location for a bar and grill we have wanted to open and a business plan requires a lot of estimating costs and I want to find the most accurate figures so that I can set myself up for success."


Car insurance excess?
Hi All, I'm new to car insurance game :). Could someone please explain the logic behnd the following? As a new driver, i got a couple of quotes around 1.5K but then i look at the excess and it shows 3K!!! What are they trying to do here? Make it impossible for me to make a claim? thank you."


How much do you pay for your home owner's insurance?
I am doing a survey and this would really be helpful for me. Please let me know how much you pay for your home owner's insurance. If you pay monthly or yearly. The location of your home. The value of your home. How big your home is. If you have flood insurance. And what you have as your deductable.


"Why is insurance important, 20 pts for the best answer?
Your best friend says they dont think insurance is important. Explain to them why it is important to have insurance. How is having insurance important for successful financial management?


"Online Auto Insurance Quotes, are they really safe and accurate?"
I know several people who have submitted their information into one of the many online auto insurance quotes"" and now they have solicitors all over them"


Does auto insurance cover injuries days after accident?
Does auto insurance cover injuries days after accident?


Will I be denied for car insurance coverage?
About 10 years ago I was in a car accident and was found at fault for not having insurance and was supposed to pay out of pocket for the other drivers damages. I actually never paid these damages. I am now trying to get auto coverage under my girlfriends policy who uses the same company as the other driver did. Do you think they will deny my coverage after all these years??


How much should my car insurance cost?
In a few months ill be getting my license and a car. I live in Massachusetts. I'm not exactly sure what I am getting for a car, but I may end up getting a Honda accord that is around 12 years old and has a lot of mileage (200k+). Pretty much, I'm starting to look into the cheapest possible car insurance because: i don't have much money to spend and even if I did have a low deductible, it would be very close to the full value of the car which in that case I would just get junk it. What should I look for to make my cost as low as possible and how cheap could I potentially get it for? Thanks."


maine insurance handbook