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"When someone dies, does the family get money from their life insurance?"
When someone dies, does the family get money from their life insurance?"


Which one is better whole life insurance or term life insurance ?
I bought a whole life insurance $500,000 for my 2 kids. I need to pay for 15 years which comes out to a total of $78,000 by the time I finish. Then, I'll have $500,000 for the rest of my life until I die, for my kids. However, a friend told me that I shouldn't have bought that. He said insurance companies are just trying to sell me something to trick me to into buying something that is not worth it. He said $500,000 that I pay insurance companies now is worth at the present dollar, but 20-30 years from now, it's not worth hardly anything. He said because of inflation the dollar is not going to be worth that much later as it will now. He explained in 30 years you cannot use $500,000 to buy like a good house like you can now. Do you think everything all prices will go up that much higher in 20-30 years ? I think $500,000 is a lot of $ for life insurance that I can give my kids later. How can that not be worth it ? Do you think what he said is true ? He said I should have bought term life, but I don't know how long I'm going to live. What if I still live after 20 years of paying for term life insurance ? Isn't the cost to buy more life insurance going to be super high because I'm old, let's say I'm 75 years old ? Which one is better whole life insurance or term life insurance ? What is your opinion ? I would like different people's opinion as I'm beginning to feel buying this whole life insurance $500,00 for my kids is a big waste of $ because of what my friend says. What do you think ? Thank you for your opinion !"


Insurance. What do I need to sell Term Insurance in California?
Which Licencing school do you recommend? Are some better than others?


How much would insurance be for a new 300cc motorcycle vs a new 650cc motorcycle?
I am a 17 year old male looking for a sport bike. Also how much would it be used 250/300cc bikes vs 650cc. -thanks, Allen"


Aren't you glad the ACA is making health insurance more affordable?
look, I don't agree with all of it. I think it could have been done without a mandate. I think it could have been done without a lot of controversial parts. I think it was missing some good stuff too; the public option, medicare starting at age 55, etc. but overall, it's saving us money and it is working."


I need help with question about home insurance?
i just got a letter in the mail that our insurance has been canceled .. and me and my husband no longer are living there due to someone driving thru our front window and us having to come up with the money to fix it among other repairs .. im wondering what are reasons a home insurance company wouldn't insure our home .. we have alot of things that need to be done on the inside of the home and money is running low and cant afford to do it right away.. but have to go home soon and now this has happened wondering what to do .. our home is condemned due to the window .. so im in dire need of some help and guidance im so lost and scared cause without insurance im afraid were gonna lose our home.. and we cant move elsewere so this is really bad.. please help


What's the cheapest car for a teen to insure in Wa State?
What's the cheapest car for a teen to insure in Wa State?


"Question about Home insurance?.Thank you for your answers""?"""
Hi my brother is buying a house and he pick Federated National Insurance for his home but he doesn't know to much about this company ,he lives in South Florida Miami""...can you let me know how is this company or advice me for another .... these are the Coverages/Deductibles Deductibles: Hurricane Deductible 2% AOP Deductible $2"


"If your license is suspended for not paying insurance in Ohio, while you lived in Arizona, can that be forgiven or overturned?"
My boyfriend and I lived in Ohio for a while. He got a seat-belt ticket while he was not insured as a teen. He kept SR-22 insurance until we moved to Arizona in January of 2014. He got a license there and still has this today. We moved to the state of KY in September. We received notice that his Ohio license get suspended for not carrying Ohio sr-22 insurance for the required amount of time. Since we moved to a new state, were we at fault for not continuing paying insurance for a state we did not live in? When he goes to get his KY license, will that be suspended as well or can it be forgiven?"


"If u destroyed a $5000 car, on average how much would ur insurance company give you back?"
If u destroyed a $5000 car, on average how much would ur insurance company give you back?"


Can I claim a broken laptop screen on home insurance?
my boyfriend knocked my mac off the bed and the screen is cracked, like on the inside and the colours run on the right side. Someone said I'd be able to claim this on home insurance, is this right? the laptops gurantee has run out and i bought it off my friend."


Why Is Malpractice Insurance Expensive?
Hi guys, Doctors complain that a huge chunk of their yearly salary is taken out because of malpractice insurance and they barely stay afloat! Why is it so expensive? Don't they have caps to protect them?"


Which car insurance is cheaper ?
I'm planing to lease a corolla LE 2010 or camry LE 2010 or Honda civic LX 2010, but I like honda more but I was told the liability coverage that honda required is high so it make my payment more, is this right?"


How will universial health affect the insurance industry?
How will universial health affect the insurance industry?


Will Insurance Replace the entire fence?
Hello, We recently had SEVERE storms with winds in excess of 100 miles per hour. 1/3 of my back yard fence was blown down and even the posts were snapped in half. My question is does Homeowners Insurance replace (or god forbid repair) just that 1/3 of my fence? or will they replace the entire fence as replacing just one portion of it will make it look odd. Thanks in advance for your answers!"


insurance ombudsman arizona



Is it illegal to own two car insurance policies for two different cars??
I want to go on my dads insurance for a ford fiesta as it is way cheaper than getting my own policy but he already has a policy for a volvo with a different company.... so would it be ok for him to own a policy for his volvo and a policy with me on it for the ford fiesta???.


What is car insurance and insurance quotes?
i'm not driving yet but i am taking driving lessons and i am just searching around for a car but i don't understand how things work. what is car insurance? why do we need it? and what are quotes? please help me!!! thank you much love xx


Can I own two cars and insure them through different insurance companies?
Can I own two cars and insure them through different insurance companies?


What is the difference in whole life insurance and term life?
What is the difference in whole life insurance and term life?


Insurance for modified first car?
I've bought my first car, it is lowered but has no performance enhancing mods..I'm on a learner permit with no previous insurance. Will I be able to ge insured??? Im half afraid to tell them when looking for a quote in case they all blank refuse me. I would rather tell them though. I wouldnt mind paying a bit extra as long as its not a huge amount. Does anyone have experience with this? Did you just get refused, or did it just go up...and if it did, by how much did it go up? Thanks."


How much does it cost to insure a 1991 camaro z28?
I have a white 1991 camaro z28 and I need to put it up on insurance to get me going around. Only problem is my parents dont want to hold my insurance and im only 18. How much would it be to insure it on my own? The car is 5.0 Liter, 2 door, white. I turn 19 on christmas if that information helps. Can i get historic plates on the car?"


Car insurance Canada vs. US?
I'm moving from the US (Massachusetts) to Canada (Toronto) and the BEST estimate i have received for car insurance is 10x that of what i am currently paying the Mass. Am i missing something? is US car insurance state funded or something? thanks, just hoping to figure out why there is such a difference between the two"


How does motorcycle insurance work in the winter?
I am 20 an live in ontario. Last year i bought a 2012 kawisaki ninja250. I had it insured for a few months but was too expensive as I was going back to college in the fall. The monthly cost was $500 (Double payments over the riding season) plus my care insurance. I went to get an online quote for this year and the rates are the same as last year. (Absolutely ridiculous prices) But they are much more affordable if I was able to drop the bike down to fire and theft over the winter months. Does it work this way? Am I able to do that? I know my insurance will be high as I am only 20 and it is a sport bike but this would help. thanks -Nick


What is the average cost for giving birth with no insurance?
Because of a pre-existing medical condition I need a c-section...I guesstimated somewhere between 12 to 15 thousand for the one baby...I hope to be able to find a midwife, that may nor may not help with the budget...I am a naturalist, so I won't be taking any medications... I hope due to the fact of no medications and midwifery I can downsize on some of the expenses... Still I know this will be extremely expensive... Does anyone know if any of my ideas will help...I could really use the help of mothers or midwifes....I don't have anyone in my life who can answer these questions for me... I would appreciate the help..."


Yea or Nay: eliminate medical portion of auto insurance?
added points: naturally, the government will not pay medical care providers at their hugely bloated billing prices, but rather at something like what insurance companies currently pay. Everyone is covered all the time. Fault does not enter into the picture. Commercial vehicles, due to weight and number of passengers, may be required to carry supplemental insurance for losses exceeding $250,000. You may still sue for lost wages, damages to your vehicle and property, and pain and suffering. Taxing drivers' licenses and/or vehicles at registration would not be nearly as effective since an estimated 9% of cars on the road are not being operated by a licensed driver and/or do not have valid registration."


"My insurance doesn't cover my Phentermine,how much is it going to cost me?"
My insurance doesn't cover my Phentermine,how much is it going to cost me?"


Am a 20 year old female how much car isurance should i pay?
i mean of course i can go on insurance companies and check it out but they take too long! i want to know how much should i pay for a 1.1 or 1.2 Corsa or cleo for my age and i have only had my licence for 2 months. whats the average/ lowest / highest should i pay? btw i know am a good and responsible driver, i don't drive to show off, i drive for my pleasure and work :) UK answers please"


Not sure how much condo insurance to get?
I'm in the process of buying a condo, and I need to have condo insurance set up. However, I'm not really sure how much insurance I need on a condo. The homeowners association covers everything on the outside, so I would only need to cover walls-in. This is what I've come up with after doing a quote: Contents Amount: $50,000 Building Property Coverage: $15,000 Condominium Loss Assessments: $1,000 Deductible: $500 Earthquake Deductible: 2% Personal Liability: $300,000 Medical Payments to Others: $1,000 The condo is selling for $125,900. I really don't have a lot of furniture, and what I do have is all hand-me-downs. I have a four year old, so all the furniture and stuff that comes along with having a kid. I don't have really nice jewelry. I have a 32inch hd tv, computer (i paid 150 for it, so nothing fancy lol), and a kindle fire, wii....that's about it for electronics. I want to make sure I have enough coverage if something happens with counters/floor/walls/etc, but I don't want to be unnecessarily paying a high insurance bill. Any suggestions? Also, is earthquake or identity theft something that would be good to add in? I live in Iowa so earthquakes aren't really an issue...but is that one of those you never know, so at least you're covered things?"


Which is best life insurance?
Which is best life insurance?


How much does car rental insurance cost?
I don't have a car of my own so I'm going to be renting a car for travel in a few weeks. Since I don't have a car, I also don't have my own insurance. I'm going to be travelling a very long distance. How much might it cost me to pay for insurance through a rental company such as Enterprise or Access? Is there a daily charge or one full payment? I will be using the car for 3 or 4 days."


insurance ombudsman arizona



What's my square footage for homeowner's insurance policy?
I have a split level home with 1150 square feet of living area. In addition, there is 280 sq. feet of a finished basement that is NOT below grade and on the same level as the 2-car garage (living area above garage). From what I understand, the total square footage for homeowner's insurnace policy would be 1150 + 280 = 1430. Is this correct? I've also been told that the 400 square feet of the garages needs to be tacked on but I figured the living area above the garage (included in the 1150) covers this. Thanks!"


Do teens with their permit need car insurance if their parents have USAA auto insurance?
please provide where u got this info from not jus u came up with it i need proof


"If you're driving someone elses car and you wreck it, does their insurance still cover the car?"
Im buying a new car and to make the insurance cheaper my mom is going to be on the insurance not me. But my name is on the title. I wont even be put down as a secondary driver. So my question is, if i wreck, will the insurance still cover the car?"


Health Insurance Cancellation?
I am 19 and I suffer from anorexia/bulimia. I heard more health insurance cancellations, including High mark Blue Cross Blue Shield , are being made. I am currently on my father's insurance which is Highmark Blue Cross Blue Shield and I live in West Virginia. Does anyone know if my insurance is on the chopping block? Are any cuts being made in my state or to my insurance company? Any information would be helpful. Do doctors accept cash payments if you don't have insurance? If not, I will probably keep going until I die and I don't want that to happen?"


What is the best insurance for a teen?
i need car insurance and health insurance but still not sure which is better. If this helps i just graduated and live in arizona and have a yukon


"In NY,what is a way to get cheaper insurance for an 18 year old driver?"
I already took drivers ed and plan on taking the defensive driver course,but I'm curious as to if there are any other ways to make my insurance go down"


Would a warrant for a no insurance ticket affect me in california from minnesota?
Would a warrant for a no insurance ticket affect me in california from minnesota?


Breaking A Lease and Paying Bills while in Basic Training?
Hi! I am shipping to RTC Navy Bootcamp on November 12th. I have a few questions about obligations. Can I end my lease before I go to Basic? I do have a roomate, who is on the lease and is not related to me nor is joining the military. Can she scrap out of the Lease with me? How do you pay bills while at Boot Camp? I will not have access to my bank account. I do know my Cell phone company will put a hold"" on my account until I get out of Basic. Does the same thing happen to a Car payment? Thanks!"""


Insurance Claim check question.?
Hello, recently I got a claim check from my insurance, anyways im a student right now, no job, and the problems are costemic, nothing really mechanical, let's say that the price to fix it was 2k, but I received a check for 1.5k with the deductible included does that mean I can keep the money or fix it if I wish to or not? meaning the deductible is already taken care of?"


Car insurance?
i am a student, 20 years old, that cannot afford car insurance. Is there a state (ca) program or something for people with really low income?"


SOS Car Insurance for Foreigner? Please HELP?
Hi, I just Move to Canada I have a license for 12 years now, I undestand I can drive with this license here for 6 months but the problem is the Car Insurance, I just book the Writing test but they only have avalability is in a month time. but for the the road test I need a insureded car. Not Sure where to start :( I want to buy a Car but can't do it because I need an insurance, I called a few insurance companies but they don't insurance foreigner license. Please Help I really apreciate if someone point me in the right direction. Thanks"


Where's the best and the cheapest insurance for a moped?
Where's the best and the cheapest insurance for a moped?


Car insurance????
I am trying to find cheap car insurance..... Do you know who had the cheapest? I am a 21 year old female and the car is a 1998 Oldsmobile cutlass


Roughly how much is it to insure a CBR125R 2013 in the UK?
roughly how much is it to insure a CBR125R 2013? I'm a new driver. only been 3 days since i passed.I just want to know roughly how much it is? thank you BTW i live in London (UK)


About life insurance.......?
My nephew told me that you can take out a life insurance policy on anyone at anytime.....is this true? For example,would it be illegal and/or immoral if my nephew took out a life insurance policy on one of his grandparents,who he knew was getting old and didnt have much longer to live?Could he actually do this and cash in on it?"


insurance ombudsman arizona