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Worries about insurance with a tracker?
EDIT: It's nice to see some of you have clearly understood the point of this question (!). I haven't purchased the insurance yet, I have no intention of committing fraud and this enquiry should be evidence of that. I'm trying to find out about the consequences of some of the mistakes I might make. Forgive me if you have somehow been led to believe I've committed the greatest atrocity of the century by asking about something which has not happened yet. That being said, thank you for the other positive answers :)"


Can you stay on your parents' health insurance?
If you are under 26 and get a job that offers health and dental insurance, can you legally stay on your parents' health plan? Refusing does not jepordize that, correct?"


Is group insurance cheaper than individual policies dollar for dollar?
I know they give discounts when husband and wife enroll but if you have the same insurance carrier,united of omaha, is the group going to be cheaper necessarily?"


Where do I find affordable homeowners insurance for home in largo florida?
my insurance with liberty mutual was just dropped.


Didn't Obama claim his health care law would lower insurance rates?
Obama made that claim again and again while trying to pass Obamacare. So now that Obamacare is the law of the land, why are medical insurance rates still going up when Obama claimed that would not happen?"


Huntingtons life insurance?
So my mum has huntingtons and there a 50 chance I will have it I know a lot about it and I think I'm going to get tested.. I read up something about life insurance what is it and what will they be asking me


Washington state car insurance law for drivers and cars?
I currently dont have insurance and i was forced to move back to my parents house and theyre badgering me to get car insurance but i cant afford it right now. if they put insurance on my car under their name, can i drive my car legally? or do they have to put my name on their policy also? im trying to find the cheapest way of getting basic legal insurance since my car is not worth more than 1000 dollars"


So am I automatically covered under parents health insurance til 26 now?
Obama's health care bill says people can stay covered under their parents health insurance until the age of 26. I'm 20 years old and a full time college student. I am currently covered under my parents health insurance because I take EXTRA (meaning unnecessary classes for my major) just so I can stay full time and covered. So is this bill automatically taking effect? If so, does this mean I no longer have to take unnecessary classes?"


Health insurance for 18 year old?
I'm 18 years old. I am moving to California June 1st. I currently have a state insurance, but I wanted to know how I could get a new insurance when I arrive to California. Is there one for minorities such as myself? I am going to be living by myself so I'm not sure how to go about this. I have no money whatsoever, and will be working a minimum wage job. Please help, thank you."


Why is adverse selection important in auto insurance?
Why is adverse selection important in auto insurance?


"If i own a car, can someone else be the named driver on insurance?"
I own a car under finance, but i cannot drive the car anymore. is it possible for another person to insure themselves on the car and be the main user of it?"


What is the best insurance for an expectant mother...?
I need to find an insurance that works for me and was wondering what everyone uses, Blue Cross, etc. I would like to use a midwife and I dont know anythng right now. My husband and I want to start trying now and I am so lost, I have never been pregnant before or anything so please, any info will help."


Does my car insurance cover me when im driveing someones car not mine?
if i have a crash driving another persons car not mine


My son hit a parked car - need auto insurance advice?
My son (19) hit a parked car in our neighborhood. We are trying to decide if it is better to pay for the damages to car that he hit ($2500) without going through our insurance company or to report it to our company. The person's car that he hit is willing to let us pay out of pocket. My son had a previous at-fault accident and has 2 points now. His car is totaled. Concern is how much our insurance rates will go up and is it possible they will cancel our policy. (Money is coming out of his savings and he is bus bound).


How do i get my insurance quotes lower for driving?
im 17 and i want to insure a car but every quote i get is allways about 4000 - 10000, is the any way i could get them lower on my quotes? like having another person as a driver and things like that?"


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Insurance with a learners permit?
I live in Tennessee, I'm 15 and some people have told me that you don't have to have insurance on yourself until you get a licences, is this true?"


What kinds of insurance we should get in California?
What kind of insurance we should shop if owner live in the property them self? What kind of insurance we should shop if it's rented out? What kind of insurance we should buy if we need fix the problems like dishwasher? Is it necessary to buy such kind of insurance?


I'm interested in getting life insurance?
I don't want to tell anyone at all about this. Not the kids when they come of age, not their mother, not my siblings, not my parents, only the company/entity responsible for distributing the funds. I guess an irrevocable trust (i think that's what they call it) is the best thing. Sanjua & Drcaryl thank you for providing the web sites."


"Need Jaw Surgery, No insurance. Low Income, [Best] advice please.?"
I need Jaw Surgery, and have no insurance. I'm from low income. From online readings, I heard you can get it done at UCSF for free, but there is a waiting line?? not sure about that. If have to pay, I heard 5k-7k with insurance. I don't have insurance, and if I were to get it, I don't want to pay kaiser $150/month. What is your [best] advice?? Thanks a lot!"


Insurance cost for a 2001 Range Rover?
What would the annual cost be to insure a smart teenager on a 2001 range rover hse? just a ballpark works... Thanks


IPhone 5 theft insurance?
I recently purchased an off contract iPhone 5 and love it. But I'm afraid that it might get stolen or misplaced by me so I've been looking through various insurances that cover theft. And this is the one I found http://www.ensquared.ca/iphone_catalog But I'm not quite sure how it works. What I get from this is that, once I purchase this insurance for a one time fee of $129.99 CAD, and my iPhone gets stolen, they will replace it for a claim deductible of $179.99 CAD? One last question, I bought my phone in the USA, so will this cover it? Thanks in advance for your help."


Please explain Voluntary Excess on car insurance?
Im looking at car insurance, If i set my 'Voluntary Excess' to lets say 500, My insurance is cheaper :D BUT... If i have a crash BUT DO NOT want to get my car fixed by MY insurance, Will i still have to pay this 500 'Voluntary Excess' ?? The car i want is about <1000 If i crash it, I WONT want it to be fixed by the insurance, Its not worth it really, Its half the price of the car. So do i have to pay this voluntary excess if i dont claim ? Or do i still have to pay it to fix the 3rd party's car ?"


Outraged by auto insurance companies?
I had an accident on may 8, 2009, It was not my fault and the woman I had the accident with accepted her fault. I got the information of the insurance company. The loss defined by an automotive company, but never paid until now. More than three months passed,I always call insurance company, but they are always saying lies and fudging, is there anyone faced with same situation? I do not know what to do."


Young Drivers Car Insurance!!!?
I've been shopping around for car insurance and for a car on my own I cant get it below 4,000 so to get this lower I was going to add my dad as the main driver and put me as an additional driver which got it down to 1,600, that was the plan until my mum told me it was illegal and called 'fronting' so that's out the window but then I was told when I buy my car to get my dad to buy it in his name, and then do the whole main driver and additional driver thing and it should be okay, is this true? If not can someone please give me some advice on how to get cheap car insurance, I'm going to be 18, it will be my first car and anything below a 1.4 engine size. Thanks"


Will the insurance company cancel my car insurance after a DUI in VA?
i got a dui in VA, is offence, .08 bac, well i got convicted of yesterday. i have to do a DWI Education classes and have a restricted licence to drive to work. my insurancce is still valid for a good 6 months. do i have to inform the insurance company, will i lose my insurance, do i need a sr22 or not. please advice.. "


Anyone know any cheap insurance for small business?
Thanks for the advice yall. I am going to shop around and I ma just have to pay a bit more, but i really want to be covered fo any loss. "


Classic Car Insurance for a 17 year old?
Classic Car Insurance for a 17 year old?


Getting braces...switching insurance?
Hi I am thinking about getting braces...but I may be switching insurance providers. Right now, I have this discount plan that gives discounts on medical, vision and dental services or costs called Ameriplan. But I am getting married in a year and my husband/fiance is in the military so I will be switching to his healthcare insurance, which I believe is Tricare. If I switch insurance companies will my new insurance(tricare) providers care for my braces even though it was preexisting? I do not mean that cost, I only mean the exams, the tightening that needs to be done with braces and etc? Thanks."


Penalty points and insurance?
if i take out insurance with no points on my license then a couple of months later get 3 points for a ts50 do i have to contact my insurance company to tell them or not?


Free health insurance?
i am recently a senior in high school and i just found out that i am pregnant...but i have no health insurance...is there any websites where i can apply for health insurance because i am still in school... please help me out!!!


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I am in bad health nd want to move and turn house over to bank.Do I still have to pay taxes and insurance on house?
I am in bad health nd want to move and turn house over to bank.Do I still have to pay taxes and insurance on house?


GUY WON'T CALL BACK HIS INSURANCE COMPANY. What do I do?
I was in a car accident on November 11. I was in my school parking lot, inside my PARKED car. A girl suddenly crashes into me. I get her information and found that their insurance provider was Progressive and that her dad is the one with the insurance (not sure if she's insured under him though). That same day I filed a claim with their company. When I went through the inspection that their company provided, the inspector said my car was pretty much totaled because the price to fix it almost equals the value of my car. The thing is, while all this was happening, the dad was overseas and couldn't call back his insurance company. BUT HE'S BACK NOW and I contacted him on December 1st because I was getting impatient. He told me he'd contact his agent the next day and everything and I said alright. Progressive called my mom December 4th telling her that they spoke to the daughter (the girl who crashed into me) but the dad hasn't contacted them at all. My question is does he have to call them back in order to make a decision? and if so, is there a deadline in which the insurance company has to tell me what they're gonna do."


Electric Car insurance and teen drivers.....?
How much does insurance go up if you add a 17 year old with a learner's permit to your plan. I live in Florida and have Electric Car Insurance.


What is the term life insurance and where is it?
What is the term life insurance and where is it?


Questions about auto insurance agent?
Maybe, I used wrong words that caused confusions. But I want to know which car insurance company allow agents to be independent agent, as in being able to sell all kinds of products instead of being locked into one? FEEL ME?"


How can I lower my car insurance?
I have a 2010 Chevy cobalt LT. I pay $420 a month for insurance! I understand I'm 21, and it's a sports car. But I've been driving for 5 years, I've never got in a crash nor gotten any tickets. Why could this be? I know lots of younger people with much more expensive cars but they don't pay nearly as much."


Is my car insured?
My question sounds confusing, sorry, so to summaries.. as soon as I receive the V5C in my name is that when I become the registered keeper and should have started my insurance cover since I have received the paperwork? Since I started my policy when I made the sale, technically I was not the registered keeper because the lady had to send the V5C to the DVLA which would take a few days, where I am not the registered keeper, yet on my insurance I said I was on the sale date?"


"Can auto insurance drop you for changing deductible, then filing a claim?"
I have a $1000 deductible, but want to file a claim to get my car fixed from an incident a while ago (like years ago) because I want to sell it for tuition money. No other vehicles, people, etc., were involved. In all honesty, I backed into one of those waist-high poles you can't see in your mirror and dented my rear quarter panel, which is de-valuing my car by around $2500 (seriously). I am in college and have limited funds, which leads me to my question... Can your insurance carrier drop your coverage if you lower your deductible (I would go from $1000 to $500) and then file a claim? I have USAA, if that helps. I always pay my bill early, and in excess. Changing my deductible from $1000 to $500 would result in the minimum payment being how much I normally pay, I just would no longer be paying an excess amount each month. I am also married and would be keeping the coverage on my husband's vehicle (i.e., $1000 deductible) the same as it is still financed and about a year from being paid off. Any help is great. Thanks!"


What is the diffrence from whole life & term life insurance's? Isn't there one that you pay off?
One you can pay off be fore you die and the other you pay till you die(or certain)


Does employer needs to provide medical insurance?
in my contract it says i will be eligible after my 2nd month of work but i started my insurance in my 9th month,this is because i looked for insurance myself and they will just give me their share..is that right?"


What is the cheapest car insurance for a teenager and how much does it cost?
What is the cheapest car insurance for a teenager and how much does it cost?


Motorcycle insurance for a 17 year old?
I'm 17 living in New York. I'm working on getting a motorcycle permit and was wondering what insurance for someone my age would be at different companies. I would probably get a bike with 250-750cc. probably a sport or standard bike. what do companies look for when they consider what to charge? ive never been arrested, have a job and good grades. Do you need to prove your responsibility to lower prices or do they just slap a huge fee on you for being a young male.? If you could tell me what you are being chraged or were charged that would be a great help. Thanks"


Whats a good first car?
and i dont want a honda civic lol any other suggestions?


Need explanation about car insurance.?
so i recently had a car accident and dented my rear door.The company told me to claim insurance on the door. Will the value of my car go down if i claim insurance? PS: its a new car.barely 2 months old :(


Cheap health insurance?
I have an account with a community clinic and i am eligible for a 90% discount and i have only had to go once for a sprained wrist. I cannot afford health insurance so the clinic really comes in handy. Now that this s#&t for president decided that everyone needs to have health insurance i cannot find anything affordable. If anyone knows of any really really cheap insurance plans please let me know.


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