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HELP: Car insurance?!?
Its a Volkswagen Polo 1.2 E 55 2007 shape


What's the average penalty for driving without insurance in England?
I agree with those people outraged by the idea of uninsured drivers - but the insurance company cancelled my policy without my knowledge. They did send me a letter, but I was working out of town at the time, and only realised when I was stopped by the police. Obviously it is my responsibilty to ensure I'm insured, but the company could easily have contacted me by phone or e-mail. 150 fine (plus costs), and 8 points on a previously clean licence. Still, better than finding out by being in an accident - and I still applaud the efforts of the police to clamp down on uninsured drivers."


Would Jesus want health care for ALL americans?
imtalk2 - so pray for miracle instead of getting heart surugery......got it.


Who do you think is most likely to have health insurance in America?
Who do you think is most likely to have health insurance in America?


How to work with Insurance Company regarding ACV and salvage buy back?
Here is my situation: I recently crashed my 2003 350z and my insurance company just deemed it a total loss. My original plan was to accept the total loss and buy back the car to repair it myself and get a salvage(rebuilt) title. Today, I received a call from my claim rep with Progressive Ins with the numbers regarding the accident. Here are the numbers in approximation as I'm awaiting a breakdown via email. Car Value(tax, registration, etc):$12,400 Deductible:$1,000 Lien Payoff:$8,250 Settlement amount(check to me):$3,170 I requested to purchase the car back to repair myself, and my agent advised: I would need to first pay down my lien by about $2,250. Once the payment posted, they would then complete the payoff of the lien and I would be able to get my car back. So, basically, they are wanting over $5,000 for me to purchase this car back, which is over 40% of the car's value. I feel this number is a little high and originally expected to be able to at least have the lien and deductible paid, and just receive the car back with little or no cash in addition to the car. After hearing this information, I became frustrated and let the rep know that I would need to think about how I wanted to continue. After doing some research online, I was able to locate where the car was(never advised). The car was towed directly to an Insurance Auction company in Phoenix, AZ. While looking for information regarding this company, I was actually able to locate my car on their web site ready for auction with a start date of TBD, awaiting certificate. This was posted on their site yesterday, a day before I received any information regarding my claim. As mentioned, this was declared a total loss and I was able to obtain the repair summary, and every part listed on their paperwork was highly overpriced based off my part research. Their web site also stated that the car did not start, but since the accident on last Thursday, 03/15/2012 and every single day following, I started the car and it started without a hitch, even on Monday, when I left the key in the car for the tow company to get the car. The car also has a lot of aftermarket(performance) parts installed on the vehicle. So, how would I find out if the value of the car included these parts in there figures? If it wasn't figured into the pricing, or the payout amount for the premium parts is not very much, I can opt to remove and replace these parts with stock or acceptable parts. For instance, I have a cold air intake, full adjustable coil over suspension with camber kits, (4) Work Wheels and Nitto Invo tires, full cat-back single exit exhaust, and premium sound system. Obviously, if these were not figured in to the pricing, how would I go about adding these, or would it be better to just remove and replace these with stock or acceptable replacements? Is there anyway to get the buy back price down? Or if that is not an option, would my additional GAP coverage work in paying the $2,200 to the lien holder so I could buy back the vehicle within the limits of their settlement offer? Regarding the starting of the vehicle, like I mentioned, it was fired up everyday until it was towed, and now it states that it doesn't start? How would one go about investigating this? Is it worth it to try and hire a third party appraiser and/or mechanic to price out the repair and the worth of the vehicle in it's current state with all the parts? I understand the reasoning behind totaling the car, but I don't quite understand their valuing of the car, and the amount they want me to pay to buy back the vehicle? How should I move forward, who should I contact, and what would be the best plan of action in this situation? I'm thinking that removing the aftermarket parts and replacing them with oem or acceptable replacements would be the first step, as I would make more money on selling the parts private party than having them remain on the car with the current values. I'm very stressed out and I'm really unsure on how to move forward with my Insurance company. I understand that they are trying to pay out as little as possible, but it's my insurance company who claim to be on my side. The value of the car they provided would be acceptable with the car was bone stock, but it's not. Can anyone please help me with this situation? It would be greatly appreciated and any advice would help greatly! I should also note that I also had a total loss last year with the same Insurance company and it was handled very differently. The car was taken to an actual reputable body shop for the appraisal, and the value of the car was higher than blue book and also had aftermarket parts. This was an 2006 Ford Focus ST (SAP) with 73,000 miles. They even offered the buy back option at 20% of the ACV, and with my current 03 350Z, they want over 40% of the ACV for the buy back. PLEASE HELP Thanks!"


More expensive insurance?
Is insurance more expensive for a new car than a used one assuming that it's the same model from the same manufacturer?


Insurance?
I am carried under my mothers insurance because I am in college currently and unmarried. I am pregnant though, so when I deliver, will the baby be carried under my mothers insurance also? Capital Blue Cross."


Someone broke in to our house today and just wanted to know if house insurance covers for the items stolen?
I got home from work and I saw the door open from my house and when I walked in the rear slide door was open too. Someone broke into my house and stole what I think would be common stuff like 2 tv, 3 of my dre beats, my shotgun, about 15 hats, 2 tablets, 1 laptop, jewelry, playstation 4, and more stuff. I called the cops and I've been waiting for 4 hours for them to show up. I called them again and they said that they will come when they have time because they have other emergencys. Would house insurance cover what has been stolen? I believe my parents have either State Farm or farmers."


Where on earth can I find affordable maternity insurance?!?
lol Im not really planning to get pregnant but my son was a surprise. I want health insurance for our family but I dont want it unless it covers maternity. but I guess thats not really possible on a budget! :( I dont want to be on medicaid, I was for my son and just dont want to be, there are too many people that are rude about it and too many people that dont treat you like a normal person. oh well I guess."


My freind is driving with out car insurance. Is this ok?
A freind of mine, 23yrs old, has just bought a $1000 car to get herself around from work and school. She lives alone with her sister, who is 25 and grandmother and has told me that she needs this car badly but can not afford to pay car insurance. I've been told that she can go to jail and loose her lisence. What can be done to help her out? She lives in florida USA."


What qualifies you for Medicaid in California?
Im 19years old. im in school but didnt get enough classes to stay on my parents insurance. now i dont have any and i only make like 600 dollars a month. i also dont get any financial aid for school. IM not pregnant or anything, i just need insurance. How much would it cost me per month to have Medicaid? Do i even Qualify? What does it cover if i do? How long would it take to get on it? PLease help im stressing so much about this."


Auto Insurance Traffic Violation Question?
Ok, I am trying to get some new auto insurance quotes from other companies. My problem is I have a few moving violations. One speeding ticket and one ticket for running a stop sign. They ask me if my violations have happened in the last 35 months. They said I can be 30 days off of the violation date, if I can't remember the exact date. I can't remember the date or even close. I know I can call the DMV and get a copy of my driving record for around $10. I am just wondering if there is an easier way of getting this information. Possibly through the internet. Thanks"


Car insurance?
im looking for cheap car insurance in the uk im 20 and im looking for car insurance on a ford mondeo zetek 5dr 1989cc i need to insure my boyfriend on it too whos been driving for 2 years now. the cheapest quote i got so far is 1050 anual im happy to pay this but i want to know if anyone knows of any companies that can beat that quote??


I need health insurance!?
I am fifteen nd my boyfriend is sixteen. We are going to be having a baby( I know it`s stupid please no rude comments) how can either of us get health insurance for ourselves nd our child?


What is the statue regarding insurance rating for minnesota?
the owner of the house i rented want to add a car to his insurance policy which he already had 2 cars. He lives upstairs, i rented downstairs. When he called american family insurance, the agent said he can't have that car under his name because the new car has to be rated under my name because i am younger. He said something about minnesota statue law required him to do that and won't rate under the owner. Can a person has more than one car insured and not have anything to do with the renter that live there. thanks."


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Average whole life insurance for 41 year old?
Average whole life insurance for 41 year old?


How much for scooter/moped insurance?
I want a 50cc scooter and I have no idea how much i would pay yearly. This is in Montreal by the way. How much on average for insurance, and other costs (License plate)?"


How does life insurance pay off or cover most of a funeral?
-I want to become a Lic. Funeral Director & Embalmer I work part-time in a family-owned independent funeral home (i don't like those chains) and by family-owned"" i mean it is independent and is owned by the original owners (not SCI"


My company was bought out - Can I get unemployment? What about my health insurance?
I need some advice. I am an assistant manager at a small call center where I have worked for around 5 years (3 of them full-time). It was just announced to me and the manager (the only 2 full-time employees), that we have been bought by another call center that is not located in our town. The manager is relocating and has been offered a full-time job at their main office (with what I am assuming is a decent raise) about 4 hours away. I am being offered a possible part-time job at a lesser position some 3 hours away - there is no garantee. Well, I have kids so there's no way I'm doing that for a measly part-time position with no benefits. I will be without a job as of May 31st. Our part-time workers will be finding out about the closure on May 1st. For those employees that would like to stay through until the end, they will be offered a monetary bonus or compensation. I doubt it's more than a few hundred dollars. If I cannot find another full time job by then, would I most likely be eligible for unemployment? If I take the bonus money at the end, does that mean I wouldn't qualify? What kinds of questions should I be asking before this happens? I have health insurance for the first time in my life - when does that usually end?"


"I want to drive into Mexico, but don't know much about car insurance...any help??"
I'm driving to Monterrey, about 140 miles south of the border. I've driven in Mexico before and done the visa thing and all, but I've never driven my car there. When I drove before, I was under the rented vehicles' insurance. I know I need to purchase a driving visa from the customs building right across the border in Nuevo Laredo, but what about my insurance? I have AAA, and i've heard that they do something, but i'm not sure what!! Any suggestions or advice about international driving insurance??"


Car insurance construction site?
Hi, I need some help to clear up this matter. I was in an accident about one year ago, driving my boss' car. Unfortunately I got into an accident with a parked car trying to avoid a forklift. I'm at fault according to the police officer. (I'm not gonna argue with that). However, she said she can't suspend or charge me with reckless driving because it was on an 'unassumed road' and technically on private property. The owner of the other car agreed not to make an insurance claim. So I bought him a used car+certified. My question is. If he makes a claim now, does it ruin my insurance history ? (I had no insurance at the time) What happens to my record?? Can I fight it, he signed a types up note saying he will not make a claim. Nor try to pursue this in any matter after the exchange of the new car I got him. Nor go after my old boss. Much appreciated for any advice."


How much do you think insurance will cost me?
Im 16 and drive a 1994 nissan maxima, Thanks"


A policy offered by insurance companies that provides financial protection for the policyholders entire life?
A policy offered by insurance companies that provides financial protection for the policyholders entire life is called


Adding a new driver to insurance.?
In Ontario, if a new driver was added to insurance on a 03 dodge caravan how much would it be about?"


I was recently in a car accident and fractured my hand in two places. How much should my settlement be?
The accident was not my fault, but the other driver did not have insurance. My left hand was fractured at the pinky knuckle and also lower in my hand at the middle finger. I was in a splint for 8 weeks, and went to see a physical therapist for only two weeks. I still have pain in the pinky knuckle and cannot bend it as far as the right hand. The doctor told me that I will most likely have severe arthritis when I get older (I am 26 now). I was only out of work for three days, but I had to be on restricted duty for a month. I had a hard time buttoning and pulling up my pants, as well as fixing my hair. It took me an extra half hour to hour to get ready every day. I want to know what to expect from the insurance company."


Car insurance under grandparent?
In Ontario is it possible: For me (18 years old) to purchase a car and have a grandparent (same city, different address) who does not own a car but is an occasional driver on a spouses car sign on as the primary insurer - and myself be the occasional driver on that car? Thanks"


How do i open a car insurance company?
my husband and i were thinking ofdoing this .We would sell insurance for geico or any other insurance company basically we would be the middle man. But we dont know who to talk to ? how to begin ?


"UK Insurance Group 34, is it expensive?
Is insurance on group 34 expensive?


Does the bother you liberals at all? Question on the Affordable Care Act?
@ Kiran C - For starters, Romneycare didn't raise taxes, it hasn't drastically added to the state's budget deficit like Obamacare will to the Federal budget deficit, and it didn't seriously decrease employment in Mass. Also, my main point was that states can run their own plans more effectively without a massive federal bureaucracy running it all. Which will be the case regardless if states run their own exchanges or not. Hospitals do not choose plans, people who purchase the insurance do, so you still didn't answer why question. All those negative things like denial of services, would be reduced by competition to attract more customers. If there is only one or two major insurers in your state, you can't exactly shop around so easily. I would have liked a citation on your claims regarding pennies saved."


"For lifetime protection which insurance plan is best - whole life, universal life or variable life?"
i want a lifetime coverage for income continuation, & asset protection. which do you think is the best taking everything into consideration?"


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Is a subaru WRX STI good for a teen to drive?
I'm a bout to get a car soon, and i been lookin at the STI's(manual), and im wondering if they are good for teens. I no they street cars and w.e, but i just want to drive it, not go on the highway, and burn rubber with the b*tch.."


Can anyone recommend affordable homeowners insurance?
I live in Muscatine, IA. I am interested in either national or local companies. Anyone have a company or policy they think is a good deal? Who has the friendliest agents? Thanks!"


What is the best auto insurance company?
Any insurance company you have had an unusually good OR bad experience with? My family has been with State Farm for a long time, and they always have done a great job working with us (plus my rates don't go up for speeding tickets, which is how it should be). But I just feel like $131 per month (full coverage) is too much for a 21 year old car. Granted its a sports car and I'm a 22 year old male... but still... Thoughts?"


How to take out a little car loan when your 18 with no credit history?
How to take out a little car loan when your 18 with no credit history?


Help with Car insurance cost?
ok so im 17 1/2 year old male and ive been driving since i was 15 1/2. As of right now im covered under my parents insurance with Mercury auto insurance and i pay $500 for 6 months of coverage ($1000 a year). I am currently covered for the three cars that my family owns 1996 Acura 2.5 TL (my crappy car) 2008 MBenz C300 (moms) 2011 Mazda 3 (Dads) So heres my question.. My car (the TL) is starting to break down and the cost of service is outmatching the value of the car. So ive been saving up to try to get another car and i am going to put down 40-50% of the money and my parents are gonna pay for the rest. The cost of the car is not the issue i was wondering more about my cost of insurance for the cars that i am interested in. I know that my most accurate response would be from the Insurance companies themselves, but i dont have time right now. I just wanted to know what you guys thought about how much i should pay per month for these cars. So the cars im interested in ( theres alot lol) are: 90's Toyota MR2 (preferably turbo, but i could live without it) Subaru WRX (Non-STI) Nissan 350Z Honda S2000 BMW 330i (coupe only) 00'-04' Ford Mustang GT There are others but i cant remember them right off the top of my head.. I know its gonna be WAY more expensive then what i pay now and that most of these cars are 2 door and 2 seat which will just make it worse. But im really willing to work for it and like i said i pay my own insurance bill. So how much do you think each of these cars cost for monthly insurance? And of the cars listed which would you most recommend?"


How much does general liability insurance cost?
How much does general liability insurance cost for a handyman that is the sole owner and employee of his own business? Whats good amount to get? (coverage)


"I am moving from NJ to FL, what steps do i take to get florida plates, insurance, and registration?
I have a 2010 Hyundai Elantra. Which do i do first? What are the fees for each?


What is an average home insurance price?
In the Dallas/ Fort Worth area.


How can I get a no insurance ticket dismissed?
ok.. these answers suck. im asking does the CAR need to be insured or does the DRIVER need to be insured


I am single. Do I need life insurance?
I am a 40 year old guy in good health. I have health insurance. Do I need life insurance or some other kind of insurance?


How much is non owners insurance in NC?
I need to know how much is non owners insurance (price ranges). Anybody whi has this can you please let me know how much you pay monthly and the down payment


What is total net cash surrender value mean on life insurance?
What is total net cash surrender value mean on life insurance?


Insurance group list?
Im wanting to buy my first car but im not sure what the insurance is like on each car, i was wodering weather anybody has a list of the insurance groups for all cars. Im only looking for groups between 1 and 6 but if i could recive the whole list that would be grand! thnaks for your help"


"I got a speeding ticket in Indiana, but I live in California?"
I plan on paying the ticket (Indiana court told me to send $138), but I want to know if I need to go to traffic school? If not, does a record go on my California license and my insurance would go up?"


How much does a check up cost without an insurance?
I heard some rumors that if you don't have insurance they can do a check up on you and just send you a bill @ your house where you can do your payments.


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