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In insurance terms what does endorsed off the risk mean?
In insurance terms what does endorsed off the risk mean?


What a good auto insurance for a college student?
going to be my first insurance so i really wanna get a good n cheap insurance


Driving my moms car and insurance coverage?
My mom's car has full coverage insurance on it. I am not added to her insurance as a driver because I only drive it once a month or so. If I ever got into an accident, will her insurance still cover her car?"


Cheapest California health insurance plans?
I don't make a lot of money


Do car salesmen get free dealer insurance to drive any car?
As above, I've been offered a job by a franchised motor dealership, just curious if as part of the job you get free insurance to drive all vehicles? And do you generally get a company"" car. It's a big part of the decision I have to make. Any help or advice would be great."""


Universal Life insurance is what?
Can someone explain to me in English (regular language) as to how this works. I'm debating getting this and Whole life. Here's what I know so far, UL has two types of ins: YRT and T100. One is has its premium go up every year and one has it stay the same. When you pay for it monthly, you pay for A: the investment money AND B: the insurance money. Many call UL a fraud. I don't get it. Some folks say that it doesn't pay in the end because if the stock market goes down then your policy goes down the crapper. What is the truth? What does happen when the Stock market goes down (meaning your investment $$$ goes down)? Do I pay a higher premium? Do I pay the same premium if I choose t100 but it goes to the investment side and not the life ins side? What happens to my face value (the money I'm suppose to get for my death 120,000). Basically its that and its pro's and cons. Please explain in a long paragraph, essay, ten page book or whatnot I don't care--as long as it makes sense for new life ins folks like me."


Car insurance lapsed in CT what would be the steps to reregister car & get insurance?
Do i need to contact an insurance company first or the DMV?


Can you sue an insurance company?
I was hit over a month ago and the guy who hit me insurance company still hasn't repaired or paid me for the accident when they said they would and ive tried calling them and they won't call me and I'm not able to work since I have no car and I can't get a rental cause I'm not 25


How much will my father's insurance go up for me?
yea well i want my license and he says no because it will raise his insurance through the roof. just how much will it increase? im 18 and i live in brooklyn. the car id drive would be a 06 nissan maxima. any idea around how much it would go up?


Cheap auto insurance for mid-california...?
i had a accident in december last year and a speeding ticket doing 90 in a 55 last year.. 2 different occasions. i am buying a 2002 jeep grand cherokee laredo and wheni went to geico they said my quote was like $406 a month.. thats crazy. progressive was $199 a month.. but it still seems outrageous... cant i find it cheaper than this? please help..... im 23 female who has had my license for 7 years since i was 16, never had it revoked or anything.. how do i get my rates to go down?"


Can you stay under your parents car insurance?
As of right now I am a college student living in Ohio with my mother and my car is under my mothers car insurance. If I move out and no longer live under my mothers roof, does this mean I must pay for my own car insurance? Or am I able to stay under her name? Please help! I need to find out soon before I get my own place. Thank you so much."


Whats the cheapest car insurance in ME?
Mazda RX7 1986 23yo driver no lapse have a wet and reckless from california. Need cheapest Liability coverage


How much does your horse insurance cost you?
in like 10 years im thinking about getting a horse so im educating myself! so how much does your horse isurance cost you per month? and what does it cover? and what dosen't it cover?


I am a single mom looking for affordable health insurance for myself. Where might I look for this?
I am a single mom looking for affordable health insurance for myself. Where might I look for this?


How much do you pay for car insurance?
I'd like to know the insurance price for a 1.8 litre car, about 5 years old, driver being older than 26 years old, and no claims bonus not included, in different countries. In Ireland I get a quote about 1,200 Thanking you all in advance !!"


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What is the average cost for health insurance a month?
All I need is a bold figure for a single person living in SC with basic coverage for medical and dental


I have a New York Whole Life policy and a friend wants me to change to Trans-america to an IUL policy?
I have been paying on a whole life policy for a year not which means the cash surrender value is nothing and I'm somewhat familiar with the 1035 exchange. Will I loose my money or most of it if I roll from new york life to trans-america? New york offers a better guaranteed rate but trans-american's non-guarantee is quite larger and being based off the S&P 500 I feel very comfortable with that...What should I do? Any input and would help.


HIV and Life Insurance Reinstatment?
In March 2004 I purchased some term life insurance. When I moved to Washington State (from Colorado where the policy was writen) I changed my bank accounts and closed the account that my life insurance premium was automatically being paid from. My life insurance coverage lapsed (currently 120 days). In the policy contract it says you can reinstate the policy by (1) provide evidence of insurability and (2) pay all overdue premiums plus 6% interest. Now here is the BIG question.... Am I Insurable? This Jan I was diagnosed with HIV. I have health insurance paperwork signed by my doctor showing my HIV+ status and saying that I do not have AIDS. In all the life insurance medical underwriting questions it asks... in the past 10 yrs have you been (a) Diagnosed by a member of the medical profession as having Acquired Immune Deficiency Syndrome (AIDS) or AIDS-Related Complex (ARC)? (b) Treated by a member of the medical profession for AIDS or ARC? By my understanding of these two questions can answer NO to both of them. Does this mean I can go about reinstating my life insurance?


How does life insurance work?
100 million life insurance ...... how does selling someone 100 milllion dollar lfie insurance benefit the company selling it. i was readin this article of the highest sold life insurance which was 100 million ..... my question is how does the guy who sold the big insurance make money ... i mean would not he be losing that much if the person dies


What would be the best way for me to minimise my car insurance?
Ok, before I start, I DO know that its not going to be cheap but I want to figure out the best way to get insurance. (This is in the UK by the way) Well, I turned 17 a few days, got my provisional today, and am thinking, uh oh - look at these insurance quotes. Is it a good idea to get my name added onto my parent's insurance policy? They're with Tesco car insurance. Apparently this lowers costs but is it worth it, and is there anything better? Also, do your public exam marks make any difference? I got good grades in the summer, A* in every subject, so does this help? The car is a NISSAN PRIMERA S TD 2001 1974cc Five Door Hatchback Manual Diesel. So it's not really a new car, and its silver in colour. The mileage per annum definitely won't exceed 5000 miles. Any help is appreciated, thanks."


What if an auto insurance valuation is too low?
The insurance company wants to total my car, which was in a parking lot accident. The value that they are giving it is way too low. I know some people want more than their car is worth and the insurance company would like to save themselves as much money. However, objectively looking at it.... I cannot find another car for the price that the insurance company says it's worth. Online dealer ads list some cars with somewhat higher mileage at $2,000-2,500 more. When I offer the amount that the insurance company offered, they are polite but decline the offer. The insurance company uses comparisons with cars that are all much higher in mileage, some double. I suspect those cars are beat up. The state insurance commissioner will do nothing much, according to what their website suggests. At most, they will be an informal moderator that encourages resolution. They also tabulate the number of complaints. They will not get involved unless there is a clear violation of law, not just low ball estimates. They even say that. Actually, the repair estimate plus salvage value equals the value they assign. If the value is higher, it should be repaired, which I want. I am willing to accept a fair valuation and settlement but it is not fair now. What should I do?"


Has anyone heard of this car insurance company?
I'm trying to find this insurance company but it has a really vague name. It's called Ca. Auto Liab."" It's on a California Highway Patrol accident report and they said it was a real company. I need to find their phone number and/or website. Has anyone came across this company?"""


I took Defensive Driving 8 months ago to lower insurance.Can I take it now for a ticket even though it hasn't been 12 months?
I took Defensive Driving 8 months ago to lower insurance.Can I take it now for a ticket even though it hasn't been 12 months?


LOW offer...How much should my insurance company pay me for my car?
Totaled my car. 2006 Honda Accord. Value Package. 95k miles on it. Cosmetically: The the paint had no dullness to it. One thick, but short scratch on the bumper and that was it. Interior had no signs of wear on the upholstery or the paneling. As far as mechanically, no repairs have ever been made on it. No transmission problems and no motor problems at all. I've researched some values for it and this is what I came up with... (I assumed Good Value for it) KBB Retail: $10,975 KBB Trade: $6750 NADA Retail: $10,275 NADA Trade: $6750 Insurance companies offer? $5200. Advice on getting them to bump up and what figure should I settle for. I've found multiple cars at dealer lots around the area. One the exact same as mine color mileage and all for $10,500. Before the first offer I was hoping to wind up with $8500 to $9000 for it is that reasonable to expect?"


"How much is Insurance on Fireworks up to $2,000,000.00 in Maine?"
Thinking about opening up a Fireworks shop and want to know how much I'm looking at a year for insurance need a policy with the min $2,000,000.00."


Can anyone give me a quote for car insurance on a 2006 Trailblazer??
I'm 22, female, a college student, I've never had any tickets (knock on wood) I wanted to lease the car but I wanted to know what people thought my insurance would be."


What is the best Health insurance for the smallest price possible?
My husband has had stomach problems for the last 3 years now. He hasn't been diagnosed with anything so they can't say it is an existing condition. Anyways, we don't have a lot of money. I have insurance with the company that I work for and it would cost litterally $300 a month to add my husband to my insurance, I pay about $20 total, and my husband is added to the dental and the eye insurance so that $20 is mainly for him I have about $75 that I can afford to pay, and I don't even have that really, but I know he needs it if he is going to get better any time soon so I will make sacrifices. How would I go about finding an insurance company that we can afford that won't be a complete waste of money. I mean if I pay $75 a month and I still have to pay 50% of anything done, that isn't going to help a whole lot."


Why is my prescription medicine cheaper if i pay cash instead of using my health insurance?
Why is my prescription medicine cheaper if i pay cash instead of using my health insurance?


Someone who knows California car insurance?
So my parents are out of town for the weekend and my aunt is watching us. My brother has his permit and he was driving my aunt & I around. My aunt was in the passenger seat. So my mom called saying that my brother can't drive until she gets back because he is not under her insurance. Is this true ? Or is she just saying that ?


Debating auto insurance?
i am looking for the best auto insurance in ohio. who do you go through? Its between gieco, state farm and american family insurance. Tell me your thoughts."


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Experiences regarding CURE auto insurance company?
Hello ! I recently obtained a quote from CURE auto car insurance company ( www.cure.com ) and it seemed decent. Before I buy my insurance, I have one or two questions : Does any body have any kind of good or bad experiences with CURE ? Did they help regarding any kind of accidents/claims etc ? Did they try to rip you off ever ? Also, it seems like they mainly operate in NJ and PA, but do they have offices across the rest of the USA ? Please let me know ! Thanks a lot !"


Isn't it patriotic to want all Americans to have access to affordable healthcare?
Isn't it patriotic to want all Americans to have access to affordable healthcare?


Car Insurance(state farm) hit & run accused of hitting a object?
i was driving on the freeway tunnel(day time) when i noticed the guy driving on my left-side merging into my lane and struck my right fender,so when i get to the end of the tunnel to wait for him the guy simply drives off.I then call my ins and claim a hit & run etc. i gave them the details they say they'll fix it.3 months later i come to find out that they are claiming it's my fault that i hit a object or a guard rail or wall how can i go about this and fight it.the rep that help wasn't any helpful at all she said she re email a letter stated it was my fault and how to fight it. any help will b appreciated !!! i also i asked the lady if i can show pics of a cars that have been into collision with object i even told her it would be pics of my car(not actually my car) but u know what i mean she said they only go off what they see"


Insurance for new baby/family?
I'm newly pregnant - 6weeks. The boyfriend - of 5 yrs - & I were talking yesterday at my prenatal appt & he brought up insurance. The baby's due in early july 2009. He has Blue Cross Blue Shield. I have Aetna. I know that, over here in Virginia, Medicaid is completely free & they will automatically give a pregnant woman insurance thru them. I'm not sure where to go w/ insurance as far as our first baby goes. Do we keep our separate insurances & just add each other & the baby? Do we drop both & get Medicaid? Well, that would only cover me & the baby, I believe. What to do? THANKS!"


How much would it cost to be added to my moms insurance policy?
im 17 years old (female)about to be 18 in march,want to get added to my moms policy which she pays 103 a month for ,the car is a 99 nissan sentra i have had my license for about a week ,did driving school and probably can get the good student discount how much would it cost?"


How long do you have to get insurance After purchase?..?
How long do you have to get insurance After purchase?


Does a Dodge Dart have sports car insurance?
If i buy a dodge dart Rallye and it has the 1.4L turbo engine, will i have to pay for sports car insurance?I have statefarm.."


Can hospitals deny someone without insurance?
Can hospitals deny someone without insurance? I know of someone that died recently at a hospital waiting area who was denied help because he did not have insurance. He was 17. Can hospitals deny someone who really in a urgent situation between life and death because of no insurance?


"Advice me something important I need to know about home business. I do not want to have issues with insurance, taxes or states permission.?
What can you advise me from your own experience about having a home business?


Any cheap car insurance in uk?
i have full uk licence and 2 years no claim bonus age 30 to 40 how can i buy the cheap car insurance.please


Can a health insurance company pay a claim and then reverse the decision?
There were three separate billings sent to a health insurance company; one for an ambulance, one for the hospital doctor, and one from the hospital itself all in once incident. The ambulance and doctor were paid less the deductible and co-pays, then the hospital bill is the last that the insurance company received and this is where they find out the claim was alcohol related and deny the claim due to symptoms not meeting the definition of an emergency under the plan."" I know the health insurance can deny claims due to alcohol after some reading I did"


How much would insurance cost on a dodge charger in nj?
How much would insurance cost on a dodge charger in nj?


I need health insurance?
but its hard to find a job that will provide it because I am in school and need the job to work around my schedule. Can anybody suggest health insurance I can buy out of my pocket that is affordable for a low income college student?


"Out of work, National insurance confusion?"
having previously worked for almost 7 years I became unemployed the end of september 2014 and have since had no luck finding a new job in my work field, during this period I have lived off savings but I fear a new job won't arise in time for me to just depend on whats left of them, and so I may have to claim JSA shortly, Which I was leaving as a last resort by trying to be independent, but may have shot myself in the foot by doing so, however, that is where the confusion of NI comes in, will there now be a gap in my contributions that mean I am not entitled to JSA or will the prior 7 years of paying towards my NI cover me for a longer period of time? (Does the length of time you contributed to them determine how long you're eligibility for jsa is covered etc) If that is the case, when should i expect my entitlement for jsa to expire?"


Insurance Rates?
What's the best I can expect to pay for insurance monthly if I have a reckless driving ticket (-2 points) for speeding in California and am 20 years old? I have no accidents or other tickets. Any other 20 year olds out there in a similar situation what is your insurance premium?


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