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I want to get pregnant and added maternity insurance but have a 10 month waiting period....?
This means that it would be almost 2 years before I am able to give birth. So my question is what if I got pregnant about 4 months before the maternity coverage kicked in and just used the insurance for the last 5 months. I know I would have to pay out of pocket for the visits but I have read that between weeks 4 and 28 you only go to the doctor once a month. So if my husband and I could time the maternity insurance kicking in around month 4 or 5 of pregnancy we could have our child sooner. I am in my early 30's and really don't want to wait almost 2 more years until giving birth. I'm also nervous because if extra tests or anything out of the ordinary occurs in the early months when we are paying out of pocket the doctor visits could get very expensive without insurance. Does anyone have any advice? Thanks so much.


How safe is it to Fax confidential information to insurance company's? Is Fax safe and secure?
How safe is it to Fax confidential information to insurance company's? Is Fax safe and secure?


Please explain what each car coverage means?
Bodily Injury Liability $10,000/$20,000 Property Damage Liability $10,000 Personal Injury Protection-Insured & Relative Basic $1,000 Ded. Uninsured Motorist - Nonstacked $10,000/$20,000 Comprehensive $500 Ded. Collision $500 Ded. My concern is if somebody hits my car in Florida what covers his damage and my damage? What can I skimp on? The way i read it Personal Damage Liability seems to cover the other guys car? So what exactly is collision? Just my own damage? If you had this coverage and you wanted to save money what would you change? I have a Daewoo Lanos 2001 fully paid off which cost 3,500 dollars and I am a good driver going on 5 years clean record however Florida has it's share of bad drivers and this was the case with my old car which was hit while it was parked.......so you see my concern?"


Cheap Car Insurance for 22year old?
Hi, Im 22 year old male from Manchester UK, Have held a full clean licence for over 4 years now, I need a car to travel to work. I have tried to find a cheap quote but my car insurance is over 3000. Just wondering does any one know of any companies that could provide me with a cheaper car insurance quote? I have tried all the insurance comparision websites. Any other suggestions? May be buy a brand new car which has free insurance? But dont know who does it now apart from peugeot where you have to be over 25. Any help will be greatly appericiated."


Are health insurance premiums paid a month in advance?
eg. are my September payments covering September or October?


Business Class car Insurance?
Can some one explain the different classes of car insurance....I have business class1 and my partner uses the car to drive to work - I think they are covered but would like clarification before I ring up insurer tomorrow and check..... Would I need to change the class of insurance and if so to what?


What is the cost of giving birth in Australia as an international student with OSHC?
I am currently doing my undergraduate studies in Australia. My wife is here with me under my student visa as a dependent. We just found out that she is pregnant recently. Does this affect her visa status in anyway? Can she have her delivery in Australia? And what are the cost and options of choosing your care during the pregnancy period and delivery in Australia. I read about people choosing between the option of joining a midwife team or something like that and obstetrician, what is the difference? Because in Singapore, the only option of care that i know of (as that is what everyone does in SG) is through a gynecologist/obstetrician. Can someone help me? Thank You!"


Can I get homeowners insurance if I am in a part buy part rent property?
I am in a part buy part rent property. Am I eligable for homeowners insurance.


I was driving without proof of insurance.?
The cop pulled me over for speeding but did not cite me on that charge. He just cited me a fix it ticket for not having proof of insurance in my car. I am insured and have a card to prove it. I am a minor in California. Will I have to go to court on my date or can I do it earlier? What will happen to my record? What will I have to go through? thanks


I would like to start selling insurance independently but don't know where to start.?
I would like to get in contact with someone by email who can be a mentor on this new business venture. I would like guidance on how I can start a cliental and how I can get in contact with the insurance companies. If anyone can also tell me how much commission an independent insurance agent gets or how they get paid. I would like to do auto, home and life insurance."


"Car Insurance, what Car shall i get?"
I am living in the UK and i am 18 i want to buy a car that has very cheap car insurance, but i don't want a car that a lot of people drive if its unavoidable then i'll buy one but i'd rather have somehing diffrent"


Car insurance in new york state?
i know there are 3 types of car insurance; Liability,Compensation and another,and the combination of this three makes auto insurance very expensive,but i also heard you can chose the one that best suit your needs than to take all three so that your monthly auto insurance expenses could be slashed almost 75%.My question is,as a resident of NY state,am i allowed to just take the insurance i prefer,eg if i want just liability insurance,i just pick that one and ignore the others to lessen my monthly auto insurace.Is that allowed?From the online quote of GEICO which claims to be the cheapest in the NY state,am to pay $550,which is wayyyyyyyyyyy to expensive for a student like me and so heard about choosing one option of auto insurance.Can i just choose the form of insurance i want or is IT COMPULSORY TO TAKE FULL AUTO INSURANCE in NY or America as a whole?"


What can I do if I do not agree with the auto insurance settlement?
I am talking about a $10,000 car. I was at fault. My car was hit on the passengers side, above the rear tire. The auto repair shop said that the A/C system was damaged because their was an a/c line running to the back of the vehicle and they would have to repair the whole system. The insurance adjusted said my car was a Total Loss"" but I believe the car can be fixed a lot cheaper. I cannot afford to agree with the $6000 settlement because I just got this car financed and the dealer said I will have to pay a down payment to get another one. I don't want my car to be considered a ""Total Loss"" so how can I fight for it? The insurance adjuster is not giving me a specific reason why she considered the car a Total Loss other than the damages are worth more than the value of the car. Is it illegal for the insurance company to not give me a specific reason?"""


My child had cancer for 4.5 yrs My wife threw her work got life insurance on him. He died 2.235 yrs after.?
he died, we had the policy on him for 2yrs 2 months and 3 days the policy is active. Does the insurance company have to pay? I do believe it is a whole life policy."


Can I insure a car that is registered and has license plates from arizona?
I live in California and am about to buy a car that has its license plates from arizona and is registered there as well. Would i Be able to insure it? And if not what would the process to get it good over here? Just so you know, Its a 1995 Nissan Altima, and is going for $1500."


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Insurance company offering only GAP insurance (without insuring the vehicle)?
Do you know of any auto insurance companies which will provide GAP coverage if the vehicle is insured elsewhere?


HELP! Insurance company trying to low ball estimate?
Back in April I was driving and a lady tried switching lanes and struck my vehicle. I immediately went to an auto body shop and got an estimate for the damage, they took photos and everything. I've been contacting her insurance and dealing with this for over two months... I had to send them the police report because the woman tried lying and said I hit her, so I had to prove she was at fault. They would never return my calls. Until I talked to the field adjuster. He then called me yesterday told me he got the estimate from the body shop which was one of their recommended shops, and was mailing me the check for the damage. However he failed to tell me the check he was sending was for $1000 less than the estimate. I don't agree with this, what do I do? I called and no one will call me back from the company Also, I own my car outright. It's a 2004 tiburon is excellent condition. The insurance company was giving me issues about me wanting the check sent to me. I plan on getting the damages repaired that are necessary but leaving what isn't and keeping the money that's left over. I'm not even making them get me a rental for the time I don't have the car! Please help The company is American family."


Should I get Life Insurance?
I am single with no kids right now


Would insurance be extra expensive on X-Police Car (Impala)?
I am 16 and want a car, I love x-police cars. But me and my family dont know what the insurance would be like on a x-police car. Do any of you have a guess? Thanks!"


How can you find your national insurance number?
In England what is the number or website to go on to find your national insurance number as I've misplaced the card that held that information for me.


"If Affordable Health Insurance becomes Available w/o Pre-existing conditions, Why Buy It Before you get Sick?"
James E The State of Maine example shows it is not just Right Wing Republicans who would do this. Maine doesn't have many real Republicans"". They have the Olympia Snow and Susan COllins moderate types. This kind of gaming the system happens with Medicare and other social programs. It's just inevitable. This is why social programs always cost more than Congress projects -- the unintended consequences."""


Scooter Insurance Cost.?
Who are you with. What company.?


Buying a car in MO...live in IL?
I'm buying a car next weekend in Missouri but I live in Illinois, what steps do I need to go through to be able to get this back to my home. Do i have to buy insurance first, can i drive on his plates, etc etc????"


What are the variables included in the cost of car insurance?
What are the BASIC variables that are included in any car insurance? i.e...car color, car make, type of car, horsepower, year, age of driver, ethnicity...? Which things do they look at car wise/and driver wise that affect how much insurance you end up paying in the end? and does the speed of the car effect the cost greatly?"


What is the name of the medical insurance for the unemployed in Iowa and also is there assistance for prescriptions?
What is the name of the medical insurance for the unemployed in Iowa and also is there assistance for prescriptions?


How does Obamacare increase health insurance premiums?
i've been seeing that they've gone up more when the reform was suppose to lower them. how exactly was obamacare suppose to lower insurance premiums?


"If you are a teenager with your own car, how much do you pay for car insurance???????"
i was just wondering because i want to get a car eventualy and i know that it will be very high......... also for example if your 16 and you get a car from 1991, how much would you think you would play a month for insurance?"


Will Homeowners Insurance cover fallen tree?
Thank You for all the detailed advise!!! I looked through my HO3 policy and all looks good as far as coverage except for: SECTION 1 Exclusions under #5 Neglect? and it states as follows: Neglect means neglect of an insured"" to use all reasonable means to save and preserve property at and after the time of a loss. Now I didn't mean for it to come down the wrong way and i spent 2 days doing it. but i am no tree expert"


Question on using to insurance to pay for something?
if i went to the doctors and used insurance to pay for it would my parents get a statement that says i used it and what it was for ?


Should I pay someone to do the body work on my car or file a claim and watch my insurance rates go up?
So I bumped into an SUV the other day, and the other person's car was totally fine, so they decided not to file a claim. I drove off with a messed up hood though.. So now I don't know what to do... pay cash for the damages (roughly $2500 which i don't really have...) or file a claim and have the crash go on my record for 5 years and watch my premiums increase. I have asked my insurance company and they cannot give me an answer as to how much my insurance will go up so its a guessing game at this point... I have a good driving record and having never crashed before... Please Help!"


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Whats the best dental insurance for me?
I need coverage that covers more than just cavities. Don't know what insurance companies are legit...having trouble! Thanks!


Mock life project need auto insurance but i'm confused how to get some?
so everything theoretical obviously and i'm getting a 2012 ford mustang boss and i needa get some car insurance. i went on websites such as esurance and state farm but i'm confused as to how to get insurance or how much coverage i need..i think the price is 22 thousand something.. but can someone please help me with step by step instructions because i'm really confused on how to do this!


Does car insurance cost more for old people?
I'm doing a topic in my GCSE's and i have to gather information on weather old people should be allowed to drive... so i would apreciate it if you would comment on that as well. But what i wanted to know was weather car insurance costs more for people over 65 (because thats the age you can retire and get a pension) or for people under 65.


No insurance ticket do i have to be under the insurance of the car i was driving in?
ok so i got a no insurance ticket but im not covered in the car i drove in. i drove my parents car and so i couldnt find the insurance card when i got pulled over. i rarely come home i live about 400 miles away. the car has insurance and i am just waiting for my letter to come. so in Californa do i have to be under my parents insurance to get my ticket cleared?


Will I get a cheaper car insurance after this?
I never bought car insurance before and the cheapest I could find was 1566 for 6 months which is a lot compared to a lot of people I know. When I'm done with this policy, will I probably get a better priced policy when I apply? Im 19 and single, but Ive been driving for 2 years and never been in a crash. I was hoping military discount would be a lot more... $260 a month is not going to cut it."


Where is the policy or group number on my Oxford Insurance Card?
On the Oxford health Plans insurance card, it has a number under my name. I think that is the member ID. Then it has other numbers in small text at the bottom: Rx Member ID: 123456789012 123 (first 7 numbers are the member ID) RxGrp: ABCDEFG RxBIN: 123456 If neither the policy or group number is on the card, where can I obtain them?"


Im getting an abortion with my parents insurance will they find out?
Okay so I am a 20 year old college student and im pregnant and I am not in the positin to care for a child so I am getting an abortion. But I am doing so with my parents insurance I do not want them to know because after all im 20 I can make my own descions and do things on my own but with that being said I do not want it show up anywhere in the mail or online or anything that I had an abortion. I do not want them to know. So what should I do I talk to the ladies at the faility im using and they told me there not sure if it will show up as an abortion it might just show the facilities name whih im fine with because I can say I got birth control or something like that so what should I do? Any advice is welcome as long as its dont get an abortion because i am not in the position for a kid I will learn from my irresponsiblity.


What's the cheapest or the average cost of car insurance?
Im turning 16 this coming november and im gonna use my sister's car; but its a 2 door car, which is considered a sports car and Im under 18. And everyone is telling me that the insurance is gonna be really expensive. Does anyone know what the cheaptest cost or car insurance is gonna be or atleast the averge cost. And do you pay monthly? I only have to pay 2000 for the car to come from texas to california but thats not what my mom is worried about. its the car insurance; so please help me. Thanks."


"Cost of insurance for a Motorcycle, Montreal Quebec?"
When I turn 18, I want to own a motorcycle and get my license. I want to know the estimated amount for the insurance etc.. I heared that it was $5000 a year or something, is this true?"


How to have a cheap health insurance in the Philippines?
I'm gonna stay in N. Caloocan for 6 months n as I always do I need to hv a health insurance during my stay. Last time I was in the Phils for almost 2 months n I had bought insurance in my country paying 50 Euro. For that I was insured for the amount of money 30.000 Euro, what is important in the situation, U hv an accident n need to hv treatment in a hospital. Unfortunately that insurance didn't covered chronic diseases ( I hv glaucoma n backbone problems) n tropical diseases (like a dengue). Later I could read on the Net that in most hospitals of Phils foreign insurance r not accepted. Is it possible to hv such an insurance bought in the Phils? My gf tried to call to Philam Life but she could only hear that the number is incorrect - I had given her many phone no. from the Net. After mailing to Philam, I could receive such an answer: We shall try to refer your query at Chartis Philippines if they offer this kind of Health Insurance."". Sounds like it is not so simple to hv tourist insurance. Any advices pls?"""


Insurance for full time student in Texas.?
I will be attending college full time starting in the spring at Lone Star College in Kingwood, Texas. It is just a 2 year college. I will need insurance from my medicine that I take daily, and seeing the Doctor, if needed. I am in Texas, and will be on a tight budget, as I don't know if my job will let me work part-time or not. I am also a single mother, but won't have to carry him because his father has him covered on his policy. Any suggestions? Any help would be appreciated:o)"


Can an auto insurance company deny coverage for a person convicted of a non-driving related felony?
Time has been served; now being told that obtaining auto insurance will be difficult. Need transportation to work and continue life in new direction - vicious circle. What, if any, companies might be best to check?"


I mailed in the death certificate n all other needed papers for a life insurance policy on the 10 0f January how long am I going to wait?
I mailed in the death certificate n all other needed papers for a life insurance policy on the 10 0f January how long am I going to wait?


How can I get a car insurance quote if I'm under 18?
I don't have my license yet but a large part of what decides what car I can get depends on what the car insurance would cost. Since I am under 18 not of the car insurance websites will give me a quote and if i lie about my age it will change the cost. Any ideas?


How Much is insurance for a mini cab diver?
Hi i am 21 years of age and live in london. I was hoping to take up mini cab driving but need to know on average how much insurance will be for me on a Vauhxall astra 03 plate. please let me know and if theres any good websites with instant quotes do let me know many thanks,."


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