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I need insurance industry average financial ratios (so i can benchmark).. i can't find it in the net! thanks!
i'm doing a thesis on an insurance company here in the philippines, and to be able to analyze their financial statements, i need industry averages to compare with.. specifically, i need relevant liquidity ratios, profitability ratios, debt-to-equity ratios, etc. any other ratios, as well as any information which can help in my analysis will be welcome. c"


Help i need cheap auto insurance.?
Help i need cheap auto insurance.?


Pregnant with no health insurance?
I just moved from Washington to Massachusetts. I don't have Massachusetts health insurance and I'm now 4 weeks pregnant. I don't have a job right now since I just moved, but I'm trying to get one I can do throughout my pregnancy. I'm 17 and all of my family is in Washington. My first priority right now is getting health insurance so I can make sure my baby is healthy. I've been trying to do some research but have no idea where to begin. I want to know if anyone knows how a pregnant teenager can get affordable health insurance in Massachusetts. Or if it would be possible to get on my boyfriend's health insurance plan."


"Where is a cheap, affordable place to get my wisdom teeth removed in the Chicago area?
I have no insurance and my jaw is very painful!! Does anyone know of a place that is affordable? Thanks in advance! !


Maternity insurance or no insurance?
i was on my parents insurance and now they are going to medicare. so i am naturally kicked off their insurance. they keep telling me to not get insurance for maternity because it isnt worth it and we should just pay out of pocket. but what if something goes wrong and im stuck in the hospital longer than i need to be? my husband doesnt have a job and only i work but i cant get insurance through their company. we probably could save up and pay out of pocket but would using insurance be much better? i myself wont have insurance at all once they switch over to medicare so i have to find insurance for both my husband and i. plus possibly adding on maternity. so maternity insurance or no?


Looking for a good insurance company?
Im barley getting by as it is so i need an insurance company that can help pay for expensive monthly inhalers, and i need dental insurance. But like i said im barley making it as it is, is there anyone out there that is paying for there on plan and what are you paying? Im 19 my moms 55 and we both need coverage. Any suggestions would be really appreciated."


Life Insurance without Suicide Clause?
Are there any life insurance policies available that are either without a suicide clause or have a very short waiting duration? Maybe a very liberal definition of suicide? Ten points to most helpful answer.


Car insurance for a 17?
Vipassana stop bieng such a geek and do one. You get a buzz out of answering questions or something? Get out the house you little hermit.


I am 18 years old and i want to buy a used car but the insurance is too much for my budget?
I LIVE IN QUEENS NEW YORK.


Whats the website for high school sports insurance?
They use to give the application on paper but now it's online, I forgot the website, what is the website for it?"


What cars would you recommend for a 17 year old?
Hi, I would like to get a car when I pass my driving lessons. What types of car are cheap, look good, and are of good quality? cars sold in the uk. If anyone has any answers or suggestions, please post an answer, thank you x"


What kinds of insurance we should get in California?
What kind of insurance we should shop if owner live in the property them self? What kind of insurance we should shop if it's rented out? What kind of insurance we should buy if we need fix the problems like dishwasher? Is it necessary to buy such kind of insurance?


Can relative use Insurance to get car towed?
Hi everyone. Had some trouble with my car in that it broke down 30 miles from home. The insurance company ( Halifax but outsourced to green flag) have told me that it would cost 160 as it is outwith the 10 mile radius ! So i had it towed to a local garage who tell me it needs a new engine !! Bad luck this car. I have arranged for a company to buy it back home despite being non-runner, so question is can my mum use her insurance to get it towed 30 miles free of charge ? Possible problems being that she might have to be at the car or they won't tow to the car buyer. Help please."


Usually what is the typical premium for Term Life Insurance?
I am planning to go for Term insurance. Usually what is the premuim? (I know it will vary across different insurance companies, but I guess there wil only be a small varition across) Say I need a cover of 25 lakhs for 25 years"


Cheap car insurances for 18 year old females?
I drive a Celica GTS and it's a coupe, so I already know that cheap"" isn't really a realistic goal. I have a 3.7 GPA (I've heard some insurances give you lower rates if you have above a 3.0 GPA)"


female driver insurance



"If passed, Will the Health bill benefit the average American or will (or Can) be used to help Insurance co's?"
With so little attention being paid to the unemployment problem (9.8%), textile jobs being on foreign soil, and immigration. It seems to me that the Health Bill is something to make Insurance Co's richer. What say you mate?"


Any idea of how much a hatchback gate replacement would cost for a 2010 Lexus RX 350?
My mother slammed the open hatchback of her brand new RX350 into our garage this weekend. It appears that the actual body is bent and will therefore have to be replaced. As she doesn't have full-coverage auto insurance, any in the know have an idea or estimate of how much it will cost to replace? Thanks!"


Why do i keep getting called by an accident insurance company?
ive been phoned twice now by an accident claim insurance company, they claim someone on my number or myself has had an accident and when i try to tell them no they have a mistake.....they hang up on me? can anyone tell me why im getting these calls? or how they got my number? its got me very paranoid."


How much would it cost to replace a bumper on a Honda Ridgeline?
I ran into a wood carport the other day in my Dad's truck, and totally ruined his bumper. We have car insurance, but even with that how much do you think it would cost? Would insurance go up, and by how much do you assume? Also, the tail light is broken, how much should that cost? I'm just trying to see how much money I should start earning to pay him back. Thanks!"


If I won a small claims judgement from a car accident where the other drivers insurance denied me do I contact her insurance company?
If I won a small claims judgement from a car accident where the other drivers insurance denied me do I contact her insurance company?


19 year old student looking for a monthly quote car insurance on 1999 ford tarus libality and uninsured motorist?
19 year old student looking for a monthly quote car insurance on 1999 ford tarus libality and uninsured motorist?


Will I have to pay the excess on my car insurance.?
i`m fully Comp


What is the best insurance policy is best for my children? Plus what carrier is also best?
What is the best insurance policy is best for my children? Plus what carrier is also best?


Help with a home insurance claim...?
we want to claim on our home insurance but have never done so before, what is the best thing to say and will they come out personaly to check we are telling the truth? also how often should we claim to ensure we are getting our moneys worth. thanks in advance."


Can insurance and credit card?
i want to pay monthly to the car insurance company> interest for monthly payments is 8.5% people said go and get a credit card and pay that back 0% but am i best just to pay the car insurance company? i dont know if i would get a credit card as ive not applied for one before and dont know about my credit rating it would only be 4-5 extra monthly to pay the insurance co with interest? is it worth the hassle? as i want to book insurance now. help?


Rental Car Insurance while in Mexico? Buy?
Thanks for ALL the wonderful feedback! Especially the link for Mexican insurance, I am now able to save over $120 and have more coverage!!! :)))"


"3 drivers, soon to be 3 cars (Insurance)?
I'm a 17 year old who is currently insured as an occasional driver under my parents. They currently have 2 cars. I am looking at buying my own car next week meaning that I will have to be a primary driver. My question is if I put the ownership in my parents name and put it under their insurance would it be cheaper then having it owned under my name and on a seperate insurance company?


Can you really get auto insurance for less than $30 per month?
I have been amazed with all of the TV ads and online ads showing young adults claiming that you can get auto insurance for under $30 per month. I am 48 years old, live in Los Angeles, have a clean driving record, no tickets or accidents in over 10 years. So I went to my neighborhood insurance broker a few weeks ago and he told me that the only way a person could get the minimum insurance required by the state of California, they would have to be at least 70+ years old, driving a 70's Buick, with a clean driving record. LOL!!! Yet since I just seen a commercial on TV a few minutes ago, showing the typical young adults (between 18 to 25 years of age) so happy and perky that they are able to get auto insurance for less than $30 a month, I figured I would toss this question out to Answers Yahoo to see if there are any such insurance companies here in California"


Do I have to pay road tax in America?
Basically... I'm on my gap year, and a few friends and I plan to go to America in 2009 and drive from the East coast to the West coast. As we are all under 21, it makes the most sense (and most fun) to buy a van on one side, drive to the other side then sell it. Renting is probably really expensive. I have found somewhere that we can buy from, and they say they can find somewhere we can sell to on the other side. My question is, do I need to pay road tax for a car in the United States in the same way I do in England? Also, is it necessary to have insurance? I presume it is. I have looked at AAA (American Automobile Association) which seems to cover both insurance and breakdown services. Does anyone have any other/better suggestions for this? A further complication is that we won't ever really be in one place at any one time, so won't have a mailing address whilst we're there. Thanks!!"


Instead of buying auto insurance is there a way to just have a savings account just for $coverages?
So all US states require all cars on the road to have insurance ... since insurance is just dollars put asside for release in the event of emergencies or other pre-determined event ... why cant I just put $100,000 into a bank account and call it my auto liability account and have my car insured with the state under my name providing that I don't touch those funds?"


female driver insurance



Does anyone know how much your car insurance will go up on a 1st offence dui???
Does anyone know how much your car insurance will go up on a 1st offence dui???


What companies offer good Business Insurance?
We are a small production/post production company for film/TV/marketing and need business insurance. We are located in Sherman Oaks, CA. Would appreciate suggestions for which companies we should reach out to."


Insurance Question for owners of the 2007 pontiac g5?
Im a 22 yr old male, never had a car before, just got my license; and im about to purchase me a new pontiac g5. Im wondering how much i can expect to pay for insurance every month?Plz help!"


How much would my insurance go up if im 17 and was at fault for a car accident worth more then 750 dollars?
my family plan was about 3k every 6 months. The other car had about 3.4k worth of damage also. Also if i turn 18 will my insurance still become cheaper?


"I am curious what auto insurance companies out there, dont require social security to give you a quote?"
I have extremely good credit and would like to keep it that way. However every time a check is done on your credit report your score will drop... a negative effect indeed. Plus when you call around for auto insurance you have to call several to get a decent quote and you dont want to give out your social security # 20 plus times in one day, not to mention the risk that runs in regards to identity theft."


How does dental insurance work?
I know this may seem like a silly question but I have never had parents around to explain these things to me. I had a cavity fill come out almost a year ago and I didn't do anything about it but just recently the second one came out but this one is actually painful to eat or drink and I can't wait. I don't have dental insurance so I was looking online and seen cvs has something called isave and there isn't a wait period to actually get service. So I enrolled and searched for providers in my area and I found 2 pretty close to me. So what else do I have to do from here? I haven't received my enrollment pack like with my card in the mail yet either. Thanks.


Who is offering the best and cheapest car insurance in the uk?
I am finding the ever increasing price of car insurance is becoming a bit of a burden. I am at present with one of the recovery companies and the costs are spiralling.....Help an old geezer out...PLEASE....Frederick.


Whats a good car insurance comapany in onatrio canada?
im just looking for regular insurance,nothing fancy.im a 34yr old male.thanks in advance.10 points for whoever gets the best company is my gift to you..."


"I have a new 15 wks old pup and looking for an affordable best coverage pet insurance. Any suggestions,?
by the way I live in Illinois.


How does 21st Century Insurance Compare to Allstate?
I currently have allstate for my car insurance. I was given a quote from 21st Century Insurance and it is less than half of allstate. Is 21st Century a good company to get? Or should I stick with Allstate?


California mat do away with mandatory auto insurance. How much will rates go up?
make that mat"" a ""may"". It is an initiative that will be on the ballet. No telling what voters may do here in the land of fruits and nuts."""


My USAA auto insurance 08 scion TC?
Ok, i have an 08 scion tc light blue color car, and my insurance is keep get higher and higher! i don't know why? they said i am get better discount every 6 months. but my payment is increased by 100 every 6 months! for example, first 6 months i was insurance with usaa it's like 1200, with about 300 discount so, that would be total of 1500 p/6 months of auto insurance. 2nd 6 months it's like 1302 and 275 discount the total of 1577, 3nd 6 months it's like 1405 with discount of 910 the total of 2310. wtf!!!!!!!! how do you call that discount, when the discount is add to the full price of my auto insurance? so, people please help me out. i know i am not great at math, but damn, that does not seems right to me at all."


Is supplemental medicare insurance worth the cost?
It seems I'm paying more of the cost now than before I had insurance.


I have medical insurance through my job. do I have to sign up for medicare when I turn 65 or can i opt out?
My job pays for Blue Cross blue shield medical and prescription coverage. I want to continue this and not go on medicare.


Provide proof of insurance online for Florida?
My previous insurance got canceled and i need to provide my new insurance to the state of Florida so my license doesn't get expired... can i do this online?


female driver insurance