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What should I do about the quote i got from our home owners insurance?
We had water damage back in January that is covered under our home owners policy. The problem is I'm into my 2nd month of this and nothing is close to being done. My floors have buckled and could fall in at any time. One bathroom is completely ruined. Monday I received a letter from the insurance company. They estimated damages at $3900. I have to pay my $1000 deductible and they will only give me $1300 up front. They said if I can get a general contractor to do all the work they listed for that amount they will give my back $900 more after the job is done. So I have to put out $2600 of my money to fix this. Well I talked to several contractors, one told me if they could get someone to to all the work for their quote"


Can I change my auto insurance without extra cost.?
I just purchased a vehicle and had to get full coverage insurance. I have been with Safe Auto for over 6months. I changed coverage on 6-24. I have a bill due on July 11. I want to change to a cheaper insurance company would i be able to do this without more charges? Also would I have to pay the bill due on the 11th.


Sports car insurance v.s normal car insurance cost?
how much more would a teenager have to pay for insurance for a sports car than a normal car?


"Does anyone know if I am disable,I receive ssi (I have a MS)what kind of car insurance?"
Does anyone know if I am disable person, I receive ssi (I have a multiple sclerosis) what kind of car insurance company I can choose? And how much I have to pay each month? Thank you"


Do I need to have insurance to drive my parent's cars?
The cars have insurance but I don't. Do I need it!?


Car Insurance companies?
I have car insurance on my 2010 ford focus. When i signed up with them they never asked me about my title. it does have a salvage title but they never asked me if it had one or not. I have been insured with them for approximately almost 2 years with A+ plus driving history. I had some small damage that has been done to my car by a citizen of whom I have no idea but that scratch the sides of my vehicle with I guess the key or some type of odd objects. I put a claim in to have my car to be looked at and to have them to pay me the value of what my vehicle was worth. I've been paying full coverage since the day I started with them. when I put the claim in is when they discovered that it had a salvage title. Theey did send me a check for the amount of damages. this is an out of state check so its not able to be cash immediately. I have two questions I would like to ask. 1. are they able to put a stop on this check. 2. the retention department has been calling me what is the retention


"How much is the average cost of car insurance in ST Thomas, VI ?"
How much is the average cost of car insurance in ST Thomas, VI ?"


Will my car Insurance rates up if my car was vandalized?
My car was vandalized and there was about $1100 in damage. Im paying the $500 deductable and my insurance is paying the rest. Will my rates go up?"""


How long is my health insurance active after I leave my job?
Today is 10/1 and it says Active"" under my account when I look online."""


What dental insurance is affordable for individuals in Western New York?
I'm 24 and my job does not offer dental insurance. Im in a wedding in two months and need a cap put on a front tooth so I'm looking for insurance now. I'm having trouble finding a good insurance company for individuals that fits my needs and doesn't have a waiting period. Anyone have any suggestions as which way to go and what is ideal for a single woman my age? Thanks so much!"""


Whats the cost of insurance difference between owning a GT mustang compared to a LX mustang?
Whats the cost of insurance difference between owning a GT mustang compared to a LX mustang?


Who does the cheapest temp cover car insurance?
Who does the cheapest temp cover car insurance?


Do I have to take my job's insurance or can I keep my dad's?
I'm going to be 20 in March. I've been under my dad's insurance all my life and in recent years I've come to need it. My medications cost a lot without his insurance (which covers almost, if not, all of the cost). I'm going to work and getting a full time job. I've been told my job has good insurance, but I'm concerned it won't be as good as my dad's. I can't afford my medications without really good insurance. So, do I have to take my new job's insurance or can I keep my dad's?"


Should I get mortgage life and disability insurance?
I just bought a house on my own and the bank is asking me if I want to get mortgage life and disability insurance. I've got life insurance through work (plus separate life insurance on my own) and disability insurance through work which is at 75% of my pay after 4 months. The mortgage and disability insurance is $47/ month. Do most people get additional insurance on the mortgage? I don't have any kids, husband, parents or siblings living in the same country (they're in Europe)."


Challenges faced by brokers in handling health insurance?
Hi,i am doing a project on various challenges faces by insurance brokers in handling the health insurance"


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Should it be illegal for Insurance companies to....?
Should home insurance companies be banned from offering flood insurance seperatly? Shouldn't the insurance company pay for any natural disaster no matter what? How can these crooks get away with not paying for a house being destroyed in flood if the house is not in a flood plain. People were left with nothing in the floods that hit Nashville last May, because the insurance companies wouldn't pay. Obviously those houses WERE in flood plains."


Car insurance help!!?
ok, im trying to get the cheapest insurance possible. i am 18, i have over a 3.5 in high school, i took drivers ed, and i have never had any problems with the law. oh and if it matters i live in oregon so which car insurance company will be the least expensive?"


How to buy car insurance and get license plate?
I decide to buy a used car but I do not know how I am supposed to buy the insurance and get a plate? My friend told me to get some information about the car, get a quote from the insurance, purchase the insurance and get the place, then go see the seller to complete the trade. Is that correct? If it is, what kind of information"" do I need to get from the seller to buy insurance? My other friend who bought a car from a dealer said after buying the car he was given a temporary plate"


Question about life insurance?
I have life insurance and went to update my insurance today. In 2003 I became disabled and did not know about the disability clause. Where I don't have to pay the premiums anymore. Can I change my term life to whole life? Will I get back pay from 2003? I want to know this before my agent calls me next week with the answers. Please don't try and sell me insurance for as I won't qualify anyways just the answers please.


Where to get temporary Health insurance for US Expats having a short visit to the U.S.?
Hi, we are U.S. citizens whose permanent residence is outside the U.S. We have health insurance in the country we reside, but unfortunately that does not cover us outside of the country. We are having a short visit to the U.S. for less than one month and would like to get some basic health insurance for our family. So far, most travel insurance I have found does not cover for travel in a country you are a citizen of (so ironically, we so far have had no luck getting travel insurance for the U.S., since we are U.S. citizens.) Therefore we are in a bit of a quandary. A) we only need insurance for a month and B) we don't need much more than something that covers for emergent or emergency care (i.e. something relatively inexpensive.) Please advise if you have ideas or experience on where we can get insurance."


Can I qualify for a car loan without my husband?
My husband and I have been married 10 years. He works full time and I work part-time. I manage the finances. I would like to buy him a new SUV for his birthday. If I go to the dealership without him will I be able to finance it without him there? Our household income is six figures but I make less than $20k myself. Or will they just charge me a higher interest. Thanks.


I want a good car like a 1992 - 1997 supra for my first car. How much will the extras cost?
If I do well in my senior year of school, my parents will by me a car! I have done a bit of research, and concluded that i would like something along the lines of a Toyota Supra. I am not too interested in power and racing qualities e.c.t but i love the way it looks. A Toyota Celica also looks looks on the cards. As im on a budget of around $15 000Au (Around $20 000 American) i am looking at one of the 1992-1997 models. I am concerened that this seems too good to be true, and I am going to have to pay for repairs, insurance, fuel (Gas) and rego. I have heard that these cars are reliable but I REALLY don't want to have to pay for large amounts of these extras. So basiclly how much will i probs have to pay for these? If its alot, what other similar cars are there?"


If i cancel my car insurance will the rate later go up?
If I cancel my current monthly car insurance plan for my car, will getting a new play later down the line increase its premiums? i am wondering a few months down the line, or other time frames. i will not drive my car after this cancellation. currently my annual insurance is around $5,600.00 I am 24, male, live in toronto."


Ex-friend was using my car insurance for 2 years without consent?
While looking for a new car and insurance (I am on my mothers insurance) i discovered that an ex-boyfriend has been using my last name and claiming i was his husband to get car insurance. The policy was expired last year but he had multiple car accidents. Now my name is somehow connected to his in the car insurance world and I cant get insurance at a decent price. Can I charge him with a crime? How do I get him off my records? Any suggestions?


Affordable medical insurance?
My employer does not offer medical insurance. I don't need to know where to go for prescriptions, I know the best places for my prescription (walmart does not offer the $4 ones for mine)."


How much is insurance for a 16 years old camry 1997 yahoo?
i live in california, and we have 4 drivers in my family and we pay 700, 1 way, how much will i pay im 16 and i will be getting a camry 1997"


I need help trying to get the cheapest car insurance.?
Im 18 years old i past my driving test in September but can afford insurance, the lowest quote ive been given is 3000 pounds which is outrageous. Is there any way i could find cheap insurance and what would be the car to help too !!! :) Thanks !!!"


What factors affect the cost of automobile insurance?..?
What factors affect the cost of automobile insurance?


Effects of Multiple Sclerosis on car insurance?
A friend of mine was diagnosed with relapsing remitting MS just over a year ago. She had several bad relapses one after another but was then put on tysabri and has been getting better and better since then. She now feels ready to start driving again but is worried her insurance will be through the roof. She is in good health now and because of the tysabri is not likely to have a relapse again for at least a couple of years. Does anyone have any experience of trying to get car insurance if you have MS?


What's the most you or anyone you know has ever paid for car insurance?
Oh btw I live on LI (about an hours drive from the city.) I've already used Geico in the past, and I'm pretty sure that's the company I had at the time of accidents. Not 100% sure, as I've switched around a bit. I've always thought brokers were better since they do all the shopping around for you?"


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Young Drivers Car Insurance?
My son is 17 in January and already owns a car, im looking for car insurance for him as a learner then obviously as a passed driver. Most comparisson sites wont search as he is not 17 at the moment. He insists that he does not want one with a box fitted to the car. Any ideas of companies that will give a reasonable"" quote would be appreciated."""


How much will my insurance go down by moving to a smaller city?
My insurance is pretty high. 323 dollars a month. Haven't been in an accident or gotten a ticket in over a year now so it's slowly going down. I'm moving from a bigger ciry to vermillion which is a lot smaller than where I'm at. Does anyone in that field of expertise know or have an estimated guess?


Where can I get car hire insurance for USA?
I have been looking everywhere for car hire insurance also known as excess insurance. I can't find anywhere for a 20 year old, I'm 19 now but on our holiday I will be 20 years old. Fox car hire charge nearly $900 for the CDW and recovery fee. E-Z Rent a car will supply a car to an 18 year old but will not supply CDW. Fox have awful reviews so I didn't want to be forced to rent with them. So I figured if I got car rental insurance or excess insurance i could rent with E-Z or rent with fox but not have the CDW totalling up my bill. The annual polices for the excess insurance are around $100 I would happily pay $200 because of my age. I'm also from england not USA but would be renting in USA (Orlando to be particulate). We are renting a Ford Mustang (Convertible class)"


Is $15 an hour enough to live on?
I just turned 18 and I live in the St. Louis area. Rent around here is aboit 500 bucks a month on average. As a single guy, would I be able to afford to live on my own? This is my first job offer and Im hoping to get my own place. Thanks"


What grades do insurance companies go off of (in CA)?
For the discount on insurance, do insurance companies look from the current term's gpa, the last term gpa, or the gpa overall (in the year so far)? (in the state of california)"


What auto insurance companies DON'T use a credit score when deciding rates?
I'm against the practice of using credit scores (i.e. insurance scores) to decide auto insurance rates. Does anyone know of a company in the U.S. that doesn't use the practice?


"Did not want to renew the car insurance, they did it anyway.?"
Our car insurance was expiring on the 28th of may. We had all the premium paid by the end of march. At the end of april we got rid of the car. Couple of days later we received renewal documents from the insurance company. We have been with those company for 2 years, we didn' t make any claims. For the past 2 years we were paying 102 pounds a month. The renewal documents were saying that we only got the 1 year NCB and that our monthly instalment is going to be 140 pounds a month. I rang them on the 6th of may and said that first of all we have 2years of NCB and we want the documents from them proving that , second of all I have asked how come the instalment went from 100 pounds to 140 pounds a month the nice guy explained that there was a mistake (in their system 1 year of NBC was showing) and now it has been sorted and we are going to receive the proof of 2 years NBC and the monthly instalment is going to be 100 pounds. I thanked the guy and said that we do not wish to extend the insurance and I am only waiting for the 2years of NBC. He said ok and I thought it was sorted. We went on holiday abroad on 21st of May and got back on the 7th of June and imagine my surprise when in the post I have found the letter from insurance company with the certificate of insurance enclosed and them thanking me for deciding to stay with them and saying that my monthly instalment is 130 pounds!!! (because apparently i decided not to the the brakedown cover that i had before!!!!) I decided to call them first thing in the morning, but befor I did it i checked my account and of course they have already debited it with 130 pounds. I called them and the woman there explained that they were never informed of not extending the policy and that of course they have it registered that i phoned on the 6th of may with questions but they called me and left a message on my voicemail and apparently i never rang them back. She explained that all I have to do is to send the certificate of motor insurance back and then i will get the money. So i did. Once they got it they rang me saying that now they want the proof of selling/scrapping the car, WHY???I do not think it is any of their business. Especially that as far as I am concerned I am not cancelling the policy , I never wanted it. It is all their fault they did not listen. Can I do something about it, I have also got the funny feeling they are not going to give me full refund that they are gonna come up with something."


How much does US health insurance cost per year?
I am considering moving with my wife and kids to Michigan for a year as part of my degree. I have a number of questions, mainly about health insurance. 1. Will my wife and I still be considered married? If not, will that affect the way we buy insurance/are treated at the hospital? 2. She is very active, with slight asthma and bad PCOS. How much (roughly) would health insurance be for her for one year? 3. I am wheelchair dependent and suffer from epilepsy. How much (really roughly) would my health insurance cost? 4. Do I buy separate health insurance for my children (aged 17 months, 1 month and 1 month)? 5. My eldest child appears to be struggling with leg movement and we are considering the possibility that she may have inherited my condition. Will treatment and tests be covered by the insurance, even though we have an idea of what it might be before buying the insurance? I know these must sound like obvious questions to US citizens, but we are not a particularly rich family, so we need to make sure that there are no big bills hiding around the corner! Thank you"


Where can I get some car insurance from?
Insurance for a 1998 ford explore


Average cost of auto insurance for 21 year old male?
i know it changes with companies but i just wanting to kno a ball park estimate so i can budget accordingly


I was just wondering if anyone knows how much your car insurance goes up if you have been into an accident?
I was just wondering if anyone knows how much your car insurance goes up if you have been into an accident?


What would my car insurance be?
my girlfriend needs to know how much her car insurance would be in canada ON if she didnt take drivers ed, was using her parents car and was under their insurance plan"


Does anyone know if having your car lowered increases your insurance?
I have only just found out it has been lowered :( I didn't know and yes that is bad in itself. I have booked it into a garage to have it put back correctly and I am leaving it in my garage till then. Thank you


Does every employee need their own individual Employer s Liability insurance? Or does one insurance cover all of them?
Does every employee need their own individual Employer s Liability insurance? Or does one insurance cover all of them?


Home insurance?
I am not sure how much home insurance coverage I should have for the house I bought 2 years ago. The cost of the house including the land was $96,000. But that includes the price of the land, etc. I now have to renew the home insurance policy and realized maybe I should reduce the amount of the coverage from $96,000 to around $80,000. The dwelling amount for the insurance has been the price I paid for, $96,000. But if something happens and the house needs to get rebuild, the cost of building should not be as high as $96,000. I currently owe mortgage $70,000. Do you have any recommendation? I do not know if I can ask the insurance agent to reduce the dwelling coverage. But I am hoping a way to save money on the home insurance. Could someone give me an advice? Thank you."


male life insurance