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What is the purpose of car insurance?
Now I understand what car insurance really does, they cover losses mainly out of pocket, reduce risk which covers costs of many, but I have trouble understanding why a company is needed to do this. Lets say on an average a person pays 150/month for coverage. Over time this money adds up. After one were to be in a collision, they are presumably covered, yet a deductible is payed, then they increase the payments. I fail to see the purpose when they are just pretty much using your monthly payments to pay for these fines. Lets say you had a glass jar, and you put 200 a month in there, is the concept not the same? Even if you were to never get into an accident in your lifetime, do you see a dime of your money? I just really want to know if there is a true reason, or purpose for insurance, because I fail to see past it as a scam."


How to get Insurance license...?
How difficult is it to get your insurance license in California? For commercial and property. How long does it take on average?


Does your parents insurance go up when you get your permit?
I want to get my permit but my parents don't want there insurance going up, I know it goes up when I get my license but does it when I get my permit,???"


Blackjack: What is insurance?
Is their a max amount amount of chips you can put in as well, or can you put in as many as you want?"


Average home insurance and tax for condo in florida?
there's a few condos for sale in the 33647 region from 30,000 to 50,000 dollars. I wanna know the average taxes and insurance I would be paying if lets say it costs 40,000."


Auto insurance is expensive for my teenager son. Are there any options for me to keep expenses down?
I'm makeing payments on truck for him, now that he can drive, do I have to add him to my insurance? And how much more will it be? I hear some parents don't tell there insurance, they just say there child is borrowing the car. But my son does not live in the same house hold , but is in another city over. Can I still just say he is borrowing the truck. If he gets in a car accident I understand it's on me, but will my insurancecand the law see it in that manner."


Car insurance for young drivers?
im 21 and i passed my test in july i just wanted to no if anyone no,s good reasonable priced insurance companies for new drivers.thanks"


If my insurance approved my braces does this mean i still have to pay?
If my insurance approved my braces does this mean i still have to pay?


"Bought a new car, but now is too expensive. How do I trade in for a cheaper car?"
I bought a 2013 Ford Focus S, I love it but its starting to cost me alot. I still owe 18,800 on it. I make about 1300/mo Car payment is $320/mo Insurance is $230/mo And I have a few other bills.. So it leaves me like $150 for 2 weeks every paycheck. Which, isn't enough. I want a Wrangler, and I found great prices on then and insurance believe it for not is cheaper on it, but the problem is.. Is the equity on the trade in. I made a mistake on this car, and now.. Really I'm trying to get rid of it as soon as possible, so I can start saving for my Wrangler. What do you suggest I do? Thanks. (by the way, I'm 19 and in the Navy)"


Ho much for my car insurance? How do I add to moms plan?
I am turning 16 and need to know about the cost of car insurance. Can anyone give me an estimate 2,000 a year??? here is some info: *16 years old * Male *Live in Tampa * Sedan few years old * Good grades * Summer Job *Student *car fully paid *has alarm ant ABS Also my mom cannot add me to hers because she gets a special insurance from her company and you have to be 21 to be added to her plan. So I would have to do my own? I thought legally you have to be 18 to have your own insurance. So does she cancel her company insurance and do different company and then add me under her? Sorry if this doesn't really make sense I am confused."


The CBO predicts that 10 million will lose their insurance because of the ACA. Do you think ANY of those people will vote Democrat in 2016?
The CBO predicts that 10 million will lose their insurance because of the ACA. Do you think ANY of those people will vote Democrat in 2016?


What to do with car insurance? questions on buying a car?
I've been driving close to a decade. I am under my father's insurance. My sister recently is not anymore. Because we have all been under my father insurance, my sister who has more driving experience is consider a new driver. Because of this her rates are very high. But since both of us have a decade more of driving experience surly this can do something about the rates? What happens if you do not have car insurance or it expired recently? Isn't it required? If you get into accident with other driver and you do not have insurance what happens? Is any cheap car insurance better than none? for 27yr old what is the best insurance for you, if you drive the family's car? If you want to buy your own, used car. How do you go about it?"


Can my parents insure my car?
Planing on fianacing a car with my father a cosigner can he insure my car? Has anyone done this before? Or is currently doing this?


What is the cheapest teenage auto insurance in texas??
in austin, texas just got a permit ....drive a honda,-accord ... am going to be 16 in like 4 months"


Can I purchase life insurance on my husband without his signature?
My husband is 41 years old and in perfect health but he won't get life insurance because he thinks nothing is going to happen to him. Is it legal for me as his spouse to purchase a reasonable policy of $50,000 without his signature from a company that doesn't require medical questions?"


wisconsin insurance code 6.80



Getting Health insurance while pregnant?
I just recently found out I am pregnant and can't find an insurance company that will cover me. I don't qualify for state assistance. When I called the Medicaid office to find out if they knew of anyone they just told me to apply for Medicaid, they will deny me and to take that letter with me to the doctor and hospital to get a lower rate. Does anyone know of an insurance company in Montana that will cover me without excluding the pregnancy from the policy?"


Cheapest tow truck insurance?
progressive quoted me around 600 a month, are there any other companies that would be cheaper? i tried travelers, allstate, state farm, geico, ETC. most don't cover tow trucks. it doesn't have to be a name brand company. any suggestions?"


How do i get health insurance...??
I want health insurance ASAP but i dont know who to contact or what would be the best company or plan....can anyone give me some advice???


What should I do if an ex friend of mine is trying to kill me for life insurance money?
What should I do if an ex friend of mine is trying to kill me for life insurance money?


Does restaurant insurance cover damage to customers personal property?
What if a waiter spilled oil on someone's very expensive shoes. Does the restaurants insurance policy cover this?


Are there any good cars for a first car like a subaru impreza?
i'm on a 5000$ and a fan on fast and furious suggest me some nice cars from the fast and furious i could buy and be the street king and can i get a nice impreza for that much?


Can a police officer tow your car for no insurance and give you a ticket?
Can a police officer tow your car for no insurance and give you a ticket?


Is there a way to get cheap car insurance at 16?
So I'm 16 and Ive had my restricted for over a year now but me nor my parents can afford a car or insurance right now. So i was thinking if i drove my moms car is there a way to get insurance cheap. Can i stay under my moms insurance? Is there a way to lie to the insurance company so that i can get it at an adult cost or at a cheaper cost? Anything? Thank you.


Is there anyway to lower our medical bills? Our insurance won't pay for it.?
My husband got in a car accident last September- just himself, no one else was harmed, unfortunately because of a DUI. He has definitely learned his lesson & hasn't drank since. He says never again! He broke his collar bone & wrist in the process. His insurance said they would pay for it, and then few months later they said they won't because it involved alcohol. Now we are left with around $6,000+ In medical bills. We don't have that kind of money to pay for it all. It would take years. I've heard something about payment plans, which we've started for one company. I've also heard about paying a certain amount off and the company will waive the rest because otherwise it will go to collections. All I want to know is there ANY other way? I'm sure we're not the first people to have these kind of bills that are way too much for us to pay. We take full responsibility but we just need help. Anyone?"


What is the annual premium for a house?
What is the annual premium for a house?


Car insurance box rules?
I just had the insurance 'box' fitted the other day. I've been told I can't drive before 6am or after 11pm by friends but it doesn't look like a rule just a suggestion to lower insurance cost. ALSO I have to drive to Suffolk in a few weeks from Manchester which is nearly 4 hours, will this change my policy because of the increased mileage? This is just a one off journey I hardly ever drive long distances."


Can my father get iterm insurance ?.?
My father's DOB is 2 May 1947. he is retired from Gov job. i want to have a insurance in name of him bcoz i have two sister dependent on him . so can i get or can he get iterm plan for 20 laks for 20 years.


Nationwide car insurance....?
So yea it was a snowy day in mississippi..... something that don't usually happen... I slided on ice and hit the guard rail... it was only 1 or maybe 2 bump... the car wasn't messed up that bad.... I mean there was a dent from the inital bump but what do you expect? The officer said when I asked them could they fix it he said probably... its not really bad at all.... and that the same thing I said... so I find out days later after they inspected it, they was gonna jump it and not fix it... so my question is why do we pay all these hundreds of dollars every month that when it comes to the company to their job, they don't do it? I think I was paying 240 every month for my 98 ford explorer... also do they suppose to pay me for the value of my car since they not fixing it? The reality of it that if I known this would have happen could I just save that money I was paying them these years and put the money in my pocket so when I crash I could take that money and buy me my own car instead of being carless when I was giving the money to the insurance company? I mean wuts the point of even paying them honestly?"


Is car insurance very high in California?
Is car insurance very high in California?


How To Locate Life Insurance Records?
My mom used to work for a company called Super X Drugs in Arizona. She took out a life insurance policy offered to employees for her and my father, but the company went out of business. My mom passed away 4 years ago and dad told me about the insurance information, but can't remember where any of the information is. My question is if and how I could track that information down with the company being out of business?"


wisconsin insurance code 6.80



Can you purchase Life Insurance for a Parent?
I am just curious, My parents are getting to the age where I have to start thinking about life insurance. They currently have none, and I was thinking of purchasing a Term life insurance plan for them, and paying it myself. Is that...possible to do? Like wouldnt I just make like say my and or my siblings for benificiaries on the plan and pay the premiums..and if (god forbid) the unthinkable were to happen..would it be a legit policy?? Confused!"


First Car Help?
Whats a good first car in your own opinion for a boy?? Ford Mustang GT,Nissan 350z,Mitsubishi Lancer,or Mitsubishi eclipse??? and why"


Can you cancel your car insurance for a month and the get it back?
I'm going out of state for like 3-4 weeks and I was wondering if there's anyway to stop your car insurance for just that month and then Get it back when I come back without having to pay for it since that's kind of a waste. I have allstate


Where can i find cheap but affordable insurance?
where can i find it, basic health in my state is kicking me out?"


How do you want health care reformed?
For those who don't want government control- right now it is being controlled by for profit companies. Why would you trust for profit companies more than government to have your best interest at heart? I am not even saying eliminate for profit- although there is great merit in that argument- but if government doesn't regulate then who will keep costs in control and ensure people ge the care they need?


1993 camaro car insurance?
I'm looking to buy a 1993 used camaro with a v8 engine and 145k miles on it off craigslist. I just need to know how much the car insurance will cost me. I'm 16 turning 17 in a month. I get A's and B's in school (someone once told me grades help lower car insurance) and havnt gotten into any accidents yet. i know you guys can't give me and accurate price but i just want a general price range from any company. i'm trying to find a really cheap car insurance. so can someone please tell me a general price range i might end up paying for the car?


Question about motorcycles and insurance?
im looking into buying a motorcycle at the price of 13,390 msrp after all the taxes and what not, what will i be looking at for the total? i live in california. also whats a ballpark cost of insurance on a motorcycle?"


"Out of a mini one, mini cooper, fiat 500 and Rav-4 ?
Ok so this is my first car and these are all the cars I like and can get. So could someone plz tell me which is cheaper insurance for a 17 yr old girl and which is cheaper on petrol? Thank you xox


Insurance for a camaro...engine types?
Well I've been looking into getting a camaro but insurance may be too much. I just have a few simple questions for anyone who knows. Does the insurance company charge more for an Iroc / Z28? Would they know if you bought a camaro with a (for ex.) 377 stroker and charge more? I was looking at a camaro with an LG4 hoping the insurance would be lower but how would they know what motor it has? Also...for the winter can you temporarily take the camaro off, to put a winter car on? I don't want to be paying for insurance when its being stored. Thanks!"


Starting salary for an insurance sales agent?
whats the average starting salary in california for an insurance sales agent


Can I claim insurance on my iPhone just because it has a scratch?
Mbrcatz. My policy is kinda expensive. Insurance companies in the uk are considerably more generous than the rogues that you have to deal with in the USA. My policy covers theft, loss, accidental damage and malfunction. The phone they send if I file a claim (maximum of three claims per year) is stated in the terms as being a brand new phone and the exact model as the one I made the claim on :))"


Does Optima Health insurance cover braces for teens in Virginia?
My teeth are outward.


Why does California suck so much?!?!?
UGH! I'm a teenager, who drives a 2001 Honda Accord, right? I've been driving for almost two years (this November) and I had my insurance set up that I pay it every 6 months and it would accumulate to $720.90. I've always paid my insurance a week or two ahead of time and my driving record is perfect thus far. But then, I get my insurance this time and now it's $777.90 dollars!!! It increased $57 out of nowhere. I called and it's because of North Carolina doing a business deal with California and California increased everything or something. I know that sounds sketchy. I have Progressive, by the way. And no, they don't offer any student discounts (I got straight A's when I was in high school and now I'm in college and I still get them) but they don't acknowledge that because California or whatever took the rights away to lend out such discounts. My question is: why does California suck so much? It isn't fair whatsoever... $1600 (almost) a year for insurance on a 2001 Honda Acoord is ridiculous. Is there any cheaper insurances out there besides Progressive?"


Is it possible to get a rebuilt title and will it make it easier to insure and register? (car has a salvage title) Thanks?
Is it possible to get a rebuilt title and will it make it easier to insure and register? (car has a salvage title) Thanks?


Would a man with a really clean driver record get as cheap driving insurance as women on average?
Would a man with a really clean driver record get as cheap driving insurance as women on average?


wisconsin insurance code 6.80