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LIFE Insurance rejected for bad driving?!?!?
I was just declined for a 20 year life insurance policy (required for a small business) by State Farm on account of a poor driving record (I have auto insurance, though). No arrests, no DUIs, nothing like that, just a dumb suspension and an accident deemed my fault, no injuries or anything, just a fender bender. Does this seem strange? Does anyone know a company that will insure me? I'm only 32, non-smoker, in good health, no family histories, etc."
If I sign up for term life insurance $75,000 for 30 years, and I die in lets say 5-10 years would my family receive the $75,000 or would they receive whatever I paid into the insurance?"
Can an insurance company search your credit report without permission?
Katherine W - Thank you, I will see what the UK equivalent of state attorney general is. Ed Fox - I've got all sorts of insurance with various companies, the only time my credit report was checked is when I actually agreed to apply for credit with them and my permission was always sought, written or verbal - Never for a quotation! I don't know where you're from but maybe things are different. Answering my question with another question does not help me!"
Question about car insurance?
im not being a racist, im stating what i have noticed throughout my life. i am canadian, sure, but i have friends who are asians. i have nothing against asians - i've just noticed that driving isnt one of their skills. im not a perfect driver either, but i drive carefully but keep up with traffic! im not being racist though, read a dictionary. i dont hate other races."
Maternity leave- short term disability insurance?
Is there a private company that offers short-term disability pay? I am not pregnant, but I plan on getting pregnant within the next year. My employer does not offer short-term disability, and the only company I have found that offers STD coverage is Aflac. With Aflac, it HAS to go through the employer, and my employer said no. Does anyone know of any way to get private coverage through any insurance company for maternity leave if your boss is a douchebag?"
Renters insurance? Should I go with what is offered with the apartment complex or look elsewhere?
I don't know any prices yet but I'm just looking for general opinions. Is the renters insurance generally lower when it's provided by the complex or a third party? What rates have you had with your own apartment? What factors contribute to the price? For the record, the apartment is $800 a month for a one bedroom in an good side of town. Any other information you have would be helpful :)"
How much will insurance go up with with a speeding ticket and now I rear ended someone on the freeway?
I have Allstate Insurance in California. I got a speeding ticket in Nevada. And it was either hit a semi or rear end a car on the freeway.
What is the difference between a high and low deductible?
Hello everyone! I really need your help! Im a 19 years old female student. I work part time and i earn at least $800 a month. Im currently looking for health insurance but im really frustrated because i dont know the difference between a high and low deductible. What if the deductilbe is $5000?? I just need a health insurance that covers doctors visits, like the dermatoligist and exams like mammography."
Insurance on financed vehicles?
is it true that after 3 yrs. of financing a vehicle you no longer need to purchase full insurance? you can only do liability insurance. Is that true I think someone said that is the case for Allstate Insurance.
Auto insurance question?
question about auto insurance? right now i am under my grandma's car insurance. through mail she just recieved the car insurance cards that become effective november 18, 2012. i am supposed to pay her for the 6 month policy which expires 5/18/13, however, iam trying to put my car under my name and find a cheaper insurance for myself. if i can do that before november 18th will it be too late to cancel my car on the policy? im not sure if she paid the bill yet, but if she did would she be able to get the money back?"
Does your car insurance and registration have to be under the same name?
My mother is who my car is registered to, but its my name on the insurance? Will I run into problems with this?"
Must you have insurance if you are a driver in the state of Nevada?
I already have insurance but we're looking at taking me off if it isn't required for a driver to have it. I don't have a car nor will I be put on my parents cars. I am a dependent of them though. So, is it absolutely mandatory for any driver with or without a car to have it? I don't need companies that have low prices or websites that will find me quotes. I need like a law stating a Nevada driver -must- have insurance whether they have a car or not."
Is $200/month for health insurance too costly for 19yr old Female?
I want to get insured soon before the enrollment ends but since i'm new to this, I'm wondering if my suggested premium is too high... I make >12k a year so 2400 of it would go just for insurance. I'm uncertain... United Health (Gold select 2) (Is this a good company? If not which ones better?) PPO 1,500 annual deductible 10% copay after deductible $15 office visits $180 a month then I also want to add dental and the cheapest one was Humana (HMO) for $12/ month. I want to have this for a future wisdom removal. I haven't been for a check up in more than 5 years. but i would like to have it in case of an accident or broken bone but i know when that time comes I dont want to pay a 6k deductible before they start paying. So 1.5k is a reasonable amount i know i can have on hand. Also I'd like to know what people think of getting the subsidy. I'm really against it and would like to pay for it myself but is the law going to make me take it since I make less than the poverty threshold? Any info would be helpful, thank you!"
What US life Insurance companies are best for males over 50?
My husband needs term life insurance. He's 52. What companies do you recommend? How much do you pay in premiums per year?
"Why do libs think health care is a right? What next, car insurance? How about free food for everyone?"
Life, Liberty and the Pursuit of 'Free' Health Care Every new 'right' the U.S. government has promised has turned into a massively expensive failure, yet the media continue to cheer supporters of tax-funded programs. Americans are obsessed with rights. We always have been. But the concept of rights our forefathers laid out in the Declaration of Independence has changed dramatically. Those rights life, liberty and the pursuit of happiness were acknowledged to come from the Almighty, given equally to all people. Todays rights come from Almighty Government. Health care is the newest right. From presidential candidates universal plans to the return of HillaryCare to Michael Moores movie Sicko, its all over the media. Calling it a right is an emotional argument advanced by those who want others to pay for their health care. They bring out the children and ask whether anyone can deny them the basic human right of health care but dont bother with the evidence showing how health care in this country would be harmed by government control. A look at other modern rights might give us a clue about how well a new system would work. These rights started out as privileges, among them education and a paid retirement. Now education is not only considered a right, its a mandate. How well has it worked? American students attend school at least until their teen years, but 15-year-olds ranked 24th out of 29 countries in aptitude for real-life math problems, according to The Washington Post. Literacy surveys suggest one in five American adults is functionally illiterate. And taxpayers keep shelling out money to fund the system. Americans also cherish the right to retire but we expect to be supported in our old age. Younger workers and employers are forced to support retirees, funding another right. And how well has that worked? The poorly designed, outdated Social Security system is disintegrating rapidly as the number of retirees balloons. But once youve established a right, its difficult to take it away. The government, which promises such rights, must go to its sugar daddy taxpayers to keep the rights coming. Were already well on our way toward the health care right/mandate. Want to be more like Canada? Its not that far off. Catos Michael Cannon has pointed out that third parties in America pay 86 cents of every dollar of our health care about the same as Canadas socialized system. What we or rather, those third parties pay for health care is already determined by the government as well. Emory University medical professor Robert Swerlick has noted that the pricing of medical care in this country is either directly or indirectly dictated by Medicare. This market meddling even causes doctor shortages, he says, in needed areas of specialty. Prescription drugs are already considered a right, thanks to political moves like the Medicare drug benefit and massive media support. A Business & Media Institute study found broadcast journalists treating prescription drugs as though they grew on trees. Overall, the coverage supported the idea that medications should magically be available to everyone at far lower costs. Of course, the magic behind new rights is your money. Cannon and fellow Cato expert Michael Tanner explained problems with tax-funded care in their book Healthy Competition: Whats Holding Back Health Care and How to Free It. If health care is guaranteed to everyone, how much does everyone get? Who decides who receives what, and how would the care be administered? What happens if everyone wants the most expensive treatment available? With the wide variety of medical tests and treatments that consumers may claim as their right, someone at some point must decide where the right to health care ends, lest the nation be bankrupted, they wrote. Were well on our way toward that as well. Our rights to Social Security and Medicare devour about 40 percent of the federal budget. State and local property tax revenue, which normally funds education, mushroomed about 35 percent between 2000 and 2005, according to the Tax Foundation. We cant afford any more rights like that. But the left says tax-funded care is right for the children. Meanwhile, what becomes of them? Theyre growing up in an America where the rights mentality is deeply ingrained, and the media continue to feed them with it. When the children come of age, perhaps theyll want the right to a job. They wont remember that France already tested that idea for us, and it led to high unemployment and rioting. Perhaps theyll guarantee Disney vacations for all families and force childless Americans to pay for it. The pursuit of will conveniently fade away as they look to government to guarantee happiness. They will know less and less of a true right liberty and have no idea where it comes from."
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Where is the best place to get an online car insurance quote?
Well, I just got a new car and need to get insurance. I was wondering what the best site is for insurance quotes and where I can get the cheapest insurance? Thank you in advance!"
How much will my insurance be if im 16?
Well im 16 and I just got my license 2 days ago and I want to get insurance on a 2005 wrx sti sedan and we just got this car no one is insured on this car yet and I want to know how much the insurace will be per month or year, I havent had any tickets yet and never crashed. Can someone please help more or atleast give me an estimate or educated guess if you dont know. Thanks to anyone who helps."
How much would health insurance cost for me?
I am 22 years old, I am completely healthy, I am a girl, and I live in Kansas City, KS. How much would health insurance, on average, cost for me?"
Car insurance and the meaning to it.?
how does exactly car insurance work, when people say are you on his/her policy, premium insurance and so on... i am new to cars in a perspective point i am a new learner towards driving and i want to start learning what these words mean and what they do. if you could analysis the word CAR INSURANCE any specific site where i could learn these words from top to bottom of the meaning car insurance. thank you"
I'm 16 and Looking at a 2003 Mach 1 Mustang how much would Insurance be?
I have a job and plan on paying for it myself, I just want an idea of the cost."
What is an Average Home insurance rate of a 2 story house?
4.5 baths 5 beds 3000 sq feet finished basement 3 decks 1 fenced in gorund pool Please, just and average for 1 month home insurace. No super valuables or anything. (It's for a project) I just can't find anything that won't just give me a chart or some thing. In class we had to make up an imaginary house and get all this different stuff for it. I've found everything,but home insurance rate without having to put in my personal info."
Which term life insurance and investment plans?
is a term life insurance better than whole life? Retiring Air Force, looking for a better deal than I was offered"
What is insurance like in the united states?
is insurance better in canada or the united states and how much does school and college cost in united states and health coverage or how can you pay for health coverage i want to know this because i want to move to the states is there any site that would tell me about all this if there is can you give me the link thanks if i defend anyone sorry
Best car insurance for teens?
which company gives the most discount for teen drivers?
What are some good life insurance companies in New York?
I am looking for a affordable monthly life insurance company for me and my wife, I have multiple scelerosis as a pre existing condition?"
How much does school bus insurance cost?
my friends and i are pitching in to buy a school bus. it seat 22 people, and we are just wondering how much insurance for this might cost. what do busses usually insure for?"
Which do you think would be cheaper on insurance.?
For a 17 year old Provisional licence driver in Ireland.? 2005 Nissan Almera 1.5L saloon or 2000 Honda Civic 1.3L Hatchback I know the Nissan has a bigger engine and is a saloon but will they think im a boy racer because of it being a Honda civic.?
If you have fixed term life insurance will they pay if you die of cancer but didn't get treatment?
the deal is this: I have 10 years fixed term life insurance that ends in 3 years. I have (at least, I will find out definitely tomorrow, but I'm pretty sure that I have) malignant melanoma. So, I will die anyway, but if I refuse treatment, I will die within the period of the life insurance term. If I keep getting treatment (which I can't afford anyway because I have to pay a 15% co-payment) then I might live past the fixed term of the life insurance. I would rather just not have treatment so that I don't run up thousands of dollars in bills, and so that my children can inherit the life insurance money. What is the deal about this? I'm just worried that the life insurance people will say sorry, we can't pay because she chose not to get treatment. Can they do that?"
Does anyone had experience with Geico (or any others) non-owner liability insurance?
I'm going to rent a car for two months and half, and the rental company is gonna charge me 1000 on liability insurance. So i'm thinking to get one from Geico or progressive. - How much it will cost per month? (approximately) - I don't own a car so I don't have any auto insurance to cover it - I got the collision and damage waiver covered, now I just need liability insurance."
"According to the Hillary healthcare proposal, Individuals will be required to get and keep insurance in a"""
system where insurance is affordable and accesible. Is this a good idea? Why or why not?"""
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Why are 26 year old adults allowed on their parents' health insurance plans under the new health care law?
I did not have a choice, my dad's insurance dropped me at 18 and I went to college, and paid my own way thus I paid for my insurance through the group rate at the college then and started work right after college an bought insurance. It just seems that this is too old for coverage on parents' insurance. I guess someone like me who paid his own way resents having to pay taxes for people who choose to stay in school."
Are deductibles paid to the doctor or the insurance?
Are deductibles paid to the doctor or the insurance?
How much would car insurance be for a 17 year old girl.?
I live in michigan, we own our house just a simple house 2 cars. working parents, we have 21st century and i'm trying to do as much research as I can before I make this offer to my parents, I have no car yet i'm wondering how much do you guys think my insurance would cost? please don't send me to another website if you've been in this situation tell me how much you payed and your story(how many cars, insurance company, etc) thank you so much to those who will help! I'm thinking maybe $150 or $200."
Cancelling Liberty Mutual Auto Insurance- Help?
If I sold my car I would have said I sold my car. If my car was in an accident, I would have said my car was in an accident. The reason for taking my car off the road is completely irrelevant, as it does not pertain to my question. I have no intention for selling my car at the moment either. Due to the status of my current life I am unemployed and cannot afford my monthly insurance so I am taking it off my road until I am in a better place financially. I already have cancelled my registration, my question was what do regarding the returning of my plates, and what to do with the receipt, in terms of insurance expectations. IF"
"AUTO AND INSURANCE AND DRIVING HIGHWAYS: If I hail a Taxi, What if......?"
His Taxicab Co. has insurance that covers bodily injury for HIM, but does his Taxicab Co. have insurance that covers ME, too? What if he takes me on a highway and crashes the Taxi and my arms and shoulders get dis-located and I end up in the hospital? Can I sue his Taxi Company for those damages?"
Is it possible to pause a car insurance but resume it again?
I want to know that if I buy car insurance, will I be able to stop the insurance so that I don't have to pay, just temporarily as I might sell my current car and until I get a new car I don't want to be paying without even having a car yet."
"Buying new car and new insurance, selling old car, cancelling current insurance. Newish driver, bit confused.?"
Half way through my current insurance policy for my current car but I'm in the process of buying a new car. I can get a much better deal with a new insurer so I want to cancel this insurance, (I'm aware of the consequences). However the new insurer states that my no claims bonus (which will obviously be from my previous insurer as I haven't completed a year with current insurer) can not be associated with two vehicles. We're getting there lol. So in that case do I have to sell my current car and cancel current insurance before taking delivery of new car and buying the new insurance? Or can i just cancel on the day the car arrives and start the new policy. Trouble is when selling the car, I wouldn't be insured to drive the current car!?"
Car insurance for teen?
My dad says that by me getting my permit(haven't got yet) his insurance deductable will go from 200$ to 500$. I need help with finding a popular insurance company that has low-cost coverage for teenage drivers.
What is the CHEAPEST insurance that offers sr-22 insurance?
i had a traffic violation, and i need to buy sr-22 insurance. any help? :D"
"What is the best, reasonably priced Dog Insurance?"
About Banfield, you said the you like the people there....is it local to you. I wonder if they are in my area. Knoxville TN"
What is the penalty for driving without insurance in california?
what is the penalty for driving without insurance in california?
"Will a no turn on red ticket"" increase my insurance rate?"""
Got a ticket for no turn on red"". To be fair"
Question about car insurance?
I'm hopefully buying a car next month and my brother has agreed to look after it for me as he has private land with his property so I can leave it with him uninsured and then I will insure myself before I go to uni in September and then collect my car. My brother says he will take it for a spin now and again to keep it warmed up which is fine by me but I'm worried as their will be no insurance listed for that car. Although my brother has his own car and his own insurance policy which says he can drive anyone else's car, I would be the legal owner of the car and have no insurance so was wondering if it would be possible for him to be accused of driving without insurance? Hope that makes sense. Also if a car needs an MOT does it have to be the legal owner that takes the car for MOT test or could my brother do it on my behalf (my brother lives 100 miles from me and I wouldn't have the insurance to drive it there). Thanks in advance."
IS anyone familiar w/gerber Life Insurance?
I'm looking into different plans for my kids...not so much in the fact of Life""but one that they can borrow on as they turn a certain age...whether it's towards college or car ...that type of thing...I need to start investing in something soon for them as for my own peace of mind....knowing that there is a little extra for them out there...I also talked with Gerber about Life insurance for myself...and geez it does get confusing with all the plans"""
"What laws define group"" in Group Health Insurance?"""
I recently started a small business with a colleague after getting laid off. We have tried many different options for health insurance now that we're self-employed, but it is very difficult because I am a Type 1 Diabetic, and don't qualify for any individual health insurance plans. We have looked into getting group health care (which I could qualify for) through our new business, but because there are only two of us, it is prohibitively expensive because 50% of our group has diabetes. The insurance broker we talked to said that we wouldn't really see any benefits until we had at least 5 or 6 people in our group."" What constitutes a ""group""? Could we ""hire"" some of our other friends who don't have health insurance as employees and then not give them any hours? As employees"
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