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Is a custom whole life policy a good retirement deal?
Is it still a bad deal if we both already have life insurance through our jobs at 2x our base salaries each, have maxed out our 401(K)s, have a stock portfolio with a decent amount in it and have a 529 plan for the kid? I was told this would be an additional source of diversification to our entire portfolio. Thank You to all the people who have already responded to my first question last week."


Whole life vs. term--can you prove higher return with whole life?
Like I expected, the whole-life apologists are attacking my assumptions. First, that I shouldn't end the policy at 65. I'm assuming my kids are grown then, and surviving spouse will have Social Security (maybe), a home, and other assets to survive on. If it's more beneficial to convert the policy to an annuity at 65 and save taxes on my (presumably reduced) income, I will consider that possibility, just give me some facts. Someone said dividends are taxed at a higher rate than long-term capital gains, but I think that's wrong. Regardless, the rates on either are pretty low and I don't see that as a major factor. Someone else said term insurance would be a loser if my health failed before 65. If that's the case then I'll admit I'm comparing apples and oranges. Is there term insurance that doesn't expire as long as you pay the premiums, or does term insurance mean you'll lose coverage at the first sign that you're odds of collecting are higher than average?"


How much is car insurance for teens?
How much is car insurance for teens?


"Hit by a car, license suspended in California, will the insurance cover the damage? will i get in trouble?"
I was driving then the traffic lights turned red so i stopped. few second later i heard a loud breaking sound and 2 seconds later a car hit me. the problem is that my car is under my dads name and my license is suspended because of dui. I have my license with me during the accident and showed it to the other person but its suspended. I havent gotten the sr22. according to my dad im included in the cars insurance. the police came and just made us exchange information and left. my question is, is the persons insurance going to cover the damage to my car even tho my license is suspended and its NOT my fault because shes the one who hit me. And am i going to get in any trouble for driving with suspended license?"


How much does it cost to insure a motorcycle?
My age group is 18-25 I have no experiance How much will be insurance on a : Honda CBR125r Kawasaki Ninja 250r Is an older bike better (Learning, and cheap to insure) for a first time buyer/rider? Location: Canada"


Car insurance for 18 years old...?
i live in Ca


Is there any way my parents can get my license suspended? and for new drivers how much is the insurance?
well in 16 and live in california. i recently got my license like a month ago. my dad has been looking for a way to stop me from driving. 1st he told me his gonna get my license suspended but idk how hes gonna do that. then 2nd he said he wldnt pay for my car insurance. so i hav to put my mom said she can put it under her name but i hav to pay for it. my mom is currently with state farm.


A 1994 bmw i518 for an 18 year old car insurance?
which may be insurance group 13 =/


How to get cheap car insurance?
im 17, my mates have got theres for just over a thousand pounds, but all my quotes are 3 thousand plus, how can i make it cheaper? like by putting my mum as a driver or?"


A recommended affordable life insurance company?
Wanting to plan ahead for my family's sake in the event that something ever happened to me and was wondering if anyone can recommend a reputable and affordable life ins company. I am a 41 yr old male with a wife 36yrs and a 3 yr old son. Much appreciated,,,thanks for any input."


How much does it cost to add a 16 year old female driver to an auto insurance policy?
How much does it cost to add a 16 year old female driver to an auto insurance policy?


Can i drive my husbands car without insurance?
So my husband has a car under his name he has insurance for the car and himself I was wandering if I could drive it and if j were to get pulled over would I get in trouble for not having my name on the car or my own personal Insurance?


What health insurance am I eligible for?
I am currently 17 years old. I will be turning 18 in early November and my family does not have health insurance. I was wondering if I qualify for anything that will be able to get me low-cost braces or anything orthopedic. My family makes not that much money anf I am currwntly going to be a full-time college student. What insurance or health care would I qualify for? I have been needing braces for a while now and I am really self conscious about my teeth I hate to smile. Thank you on your help.


Car insurance??
Do yesterday i accidentally back up into a metal pole and slightly scratch my rear bumper, and there are another couple bigger damage from before. should i report this to my insurance. it cost 500$ to of deductible to get it fix.so should i report it to my insurance company??"


How I get discount on car insurance?
I am from Liverpool and wanted to have good discounts on Car Insurance.. Can someone please suggest.


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Question on car insurance?
mad jack - wow way to be a prick. maybe i dont have a phone, maybe im at work and arent aloud to use their phones. maybe i dont have a house phone. ever think of that? what s that then drive to a freinds house? sure ill drive toa friends house thats 20 mins away by car. oh wait i cant cuz my car is in un working conditions. have a family member drive you or have them come over? hmm...ant do that either. my family hates me and i dont even live with them."


How much insurance is too much insurance?
My husband has taken out a life insurance policy that costs him $250 Australian dollars per month. That is $3000 a year. We are in out mid 40's with no dependents. He is an electrician by trade however and I am limited in the kind of work that I can do due to a anxiety disorder. he wants to make sure I am OK if something happens to him, however I think it is a lot of money every month. What do you think?"


Do I have to make an appointment to get car insurance ??
this is my first time getting car insurance


I need CHEAP car insurance?
ima bout to be 18 in December ima get my license that day , i have a '93 Camry i need non-owners insurance what company should i join ? And where can i get cheap owner's insurance ?"


What car insurance provider is best In NC?
I am 18 and ready to get a car and insurance. I have responsibility's already and insurance is not cheap. I have a part time job and get anywhere from $150- $200 dollars a week depending on fluctuating hours. I need to know which insurance company is better an will provide a $250 deductible and not jack up the price too much. Which is better i understand that it is a matter of opinion but i need some opinions.


Liability Insurance for an Electrician?
I am an electrician and would like to get liability insurance because I do a lot of jobs on my own. Where can I find this? And is there an inexpensive plan? I live in New Hampshire.


If an insurance company estimated the damage on my car at $800 and I later find out it is way more can I go ba?
My car got hit, their insurance company sent me to a mechanic shop to get an estimate, they said $823 and the insurance sent me the check. I just took the car to the dealership and they said the damage was $3100, can I go back to the insurance and ask for the difference?"


Car insurance?
I'm 17 and I just got my N. I'm in the market to get myself a car. How much, approximately, would I be paying in insurance? I plan on buying a relatively cheap car (or even a truck if the price is right). How does insurance work, do I pay it yearly or monthly? I would ask my parents but I haven't spoken to them in quite a while. My friend is getting tired of me living on Ber couch so I plan on finding a vehicle I can stay in for a while. Anyway, how much would I be looking at paying?"


What insurance group is a ford puma 1.4?
What insurance group is a ford puma 1.4?


How much will my car insurance go up when i have passed my driving test?
I am a 17 year old girl. I am on diamond car insurance and for a provisional insurance for a year it costs 850. Does anyone know how much it will go up?


Is getting renter's insurance a good idea? How about with Balboa insurance?
I'm considering getting this but have no idea how renter's insurance works or anything.


"I want to take my new car abroad for 12 months, how do I get cheap car insurance?"
I have a new car (well used new car) that I want to take to Germany for 12 months. One insurance company quoted me 8,000! What are the best companies to get a quote from? Either that allow this under the policy, or will charge a reasonable fee for a green card on top of the normal insurance policy."


Is insurance high for a base acura rsx or just the s-type model?
I'm a 21 year old male with one speeding ticket. I like the design on the rsx, but I've heard insurance is ridiculous on them. Is this true for the both models, or is the insurance rate for the base model significantly less than the type-s model? Thanks for any help!"


Where can someone find health insurance if your not perfectly healthy?
my daughter is 25 and needs affordable health insurance


What is the minimum homeowners insurance limits in CT?
I feel awful, i hurt myself on my family member's property and now my health insurance is going after her. What is the minimum coverage she can have for someone getting hurt on her property? I dare not ask her for her limits....just wanted to know in general so I know if she'd lose her house or not over it."


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What are your thoughts on how insurance companies can put a price on life?
Folks- My scenario involves how the insurance company is culpable for compensation as it relates to loss of life. First of all, I'm a bit stymied by how they can even arrive at a figure (for a lost life) but I understand that they must. Secondly, I'm scratching my head about how the survivors of the deceased have no avenue to litigate that one life was more valuable than another.."


How much would car insurance cost for me? roughly?
Right, im going to be driving before christmas and i was just wondering, instead of going through all the fiff faff of looking on the internet for a quote. I was just curious, from a very rough idea how much it would cost per year to insure me. Il be a 20 year old guy by the time i pass my test.never driven before. first time on the road."


What's considered average in terms of condo insurance in Las Vegas?
What's considered average in terms of condo insurance in Las Vegas?


Is it true that car insurance is optional in New Hampshire?
Is it true that car insurance is optional in New Hampshire?


How long on workers comp can you keep you health insurance from your work?
i mean like for things not related to my work injury? how long do they have to keep my job for me?


Possible to drive without car insurance?
I live in California and recently got my license. I know driving without insurance is illegal and bad, but could I drive without insurance as long as I don't get in a car crash and follow the rules of the road?"


What's the difference between whole life insurance and senior life insurance?
What's the difference between whole life insurance and senior life insurance?


Ideas for Cheap car insurance?
17 getting a Suzuki swift. Need CHEAP endurance Anyone know?


An individual purchasing auto insurance is an example of:?
An individual purchasing auto insurance is an example of: Answer Hedging. Passing risk to someone else. Risk premium. Systematic risk. a and d


"I got into an accident using another person's car, do I get the insurance?"
I was using my friend's car with his permission. Somehow I got into a small accident, which I hit my friends car while taking reverse in a petrol pump. Do my or my friend's insurance company cover the expenses?"


Why souldnt americans have free health insurance?
http://AnnDunham.cn/health-insurance.html


Do you need motorcycle insurance in Florida?..?
Do you need motorcycle insurance in Florida?


I am looking for health insurance for my 9 year old son and i?
in the state of tennessee. any suggestions for max coverage, min cost and no hassles. we were on cigna with my wife but she is now on disability, brain cancer and cobra is killing us. thanks and merry christmas."


"I recently got a dui in florida, I'm 19 and i'd like to know what does everyone pay for their sr22 insurance?"
trying to find cheap sr22 insurance, i juss read that its going to be required that i have it in order to reinstate my license. Been lookin around online for quotes and I was wondering what other people in similar situations are paying monthly and by which carrier. Thanks"


Is a 2004 Chrysler Crossfire Roadster a good first car for a 16 year old?
I'm 16, and found this car in my price range for a first car. Any opinions on if it would make a good first car?"


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