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Has anyone ever taken a loan against their life insurance policy?
For sh__ts and giggles I looked up a term life insurance policy for someone my age (35) and I would save $43 a month, not enough to get the monkeys off my back.. I made a few bad financial decisions a couple of years ago.. My thinking was if I get one loan off of my life insurance at 8% APR, it would be much better than paying off a few credit cards at 23%(each one) ... atleast if I pay those two-three off, then that will be $$ that I can eventually pay back the life insurance.. I realize it's robbing Peter to pay Paul.. but am I completely off by my way of thinking??? "


What's the best life insurance for my father who is 58 smokes. I just became his conservarter we live in GA.
Live in Ga Smokes Drinks I just became his conservorter and he dont have anything other than his disability every month


Cost of SR22 insurance in Texas?
Anybody knows the cost of SR22 insurance in Texas?


Is this what health insurance companies and Conservatives think about people with preexisting conditions?
http://www.youtube.com/watch?v=lbB_HVcXp...


Hi there!Does anyone have a clue for cheap a car insurance?
i got a quote for 128 a month from tesco car insurance! dr they any good?


Is auto insurance cheaper for trucks?
I have a turbocharged hatchback now, thinking about upgrading to a larger vehicle."


Cheapest car insurance for 17 year old?
With full uk licence and as named driver or owning the vehicle. Does any remember what they were when they were 17.


Dental Insurance Question - The Real Scoop?
First answer is not what I was looking for. I already know about all the discount"" programs - I won't reiterate the dissertation I have already given"


Car insurance in California?
I heard that if you have a car insured in California, each additional car that you acquire that's registered has 30 days before it needs to be insured. Is this correct? If so, where can I find the official documentation?"


what companies that buy term life insurance ?
I have a extra term life insurance policy on me and I am wanting to get out of debt and have money too. I have seen some commercials in the passed that buy Insurance policies from people for a part of the face amount of the policy but I can not remember what company that do's that. so that is my question. companies that buy term life insurance


Car Insurance problem?
I need to renew my car insurance in the next few days but I am also moving to a new address in under 3 weeks time. This new address offers me much cheaper car insurance. I don't use my car much and can do without using it all for 3 weeks. If it is parked on the road and fully taxed is it a legal requirement to insure the vehicle even if it isn't used. I can live with it being stolen or damaged but I wouldn't want to be fined for being uninsured. The only problem with insuring the vehicle under my current postcode is that I'm at the whim of the insurance companies to what discount they offer me when I actually move. All the insurers I have phoned can't guarantee a fixed price for the new postcode if I register my the policy under my current postcode for the first 3 weeks. My main concern is not to do anything illegal so at the end of the day it's not worth saving money if I am going to get in to trouble or be fined.


Car Insurance in Georgia?
I just bought a new car, and I was wondering what does the state of Georgia consider to be full coverage"" auto insurance?"""


What is the cheapest insurance for a new driver?
I'm a new driver and I don't make much but I do need insurance so what is a cheap one?


"Are doctors and insurance companies letting old people die, so they (insurance) won't have to pay all those ridiculously high medical bills?"
Are doctors and insurance companies letting old people die, so they (insurance) won't have to pay all those ridiculously high medical bills?"


Is it legal to drive family member's car without insurance in California?
Is it legal to drive family member's car without insurance in California? The owner of the car has insurance tough. Situation is like that: I am 26years old foreign driver right now in business trip to California. I have got the permit driving licenses and the car i am driving is my twins brother's, we are live in the same place .Yesterday I was pulled over by police. however, I did not find my brother's insurance in the car and I did not take the permit with me either. The police gave me a ticket asking me to goto local court two month later. What should I do to solve this thing now ? Can i adjust the courting time? what kind of punishment i will receive ? Will it left in my record to my next year business visa?"


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What do you see as the purpose of health insurance?
Should there be limits on the amount of health care provided? If yes, what criteria should we use to ration health care? If no, how should health care be financed so that everyone has access?"


I need help with getting insurance...?
I am 19 years old and have just passed my test, I am female. I'm not sure what car to get that will be cheap on insurance and to buy??? any help would be much appreciated."


Is it cheaper to buy health insurance in any other state than CALIFORNIA?
Thanks for all the information. I should make myself clear. California is awful. I was born and raised here. It IS VERY EXPENSIVE, down to gas. There are so many people here it is laughable. All the millionaires left years ago because of taxes and we are now the biggest entitlement state in America, no places to work because again TAXES AND REGULATIONS! I am going by myself. We have sold out out cattle and I have moneys to buy somewhere but not here. Insurance is about 600.00 here for me I think that is expensive. BUT"


Does this make your insurance cheaper?
My friend told me his insurance is a few dollars cheaper because his truck is yellow and more visible. Is that true?? I live in Alberta, Canada."


Classic car insurance?
I am looking at buying a classic car but i don't know where is best for classic car insurance.


Looking for a good health insurance?
I am 23 and my husband is 25, we are in great health, and are looking for health insurance. I want an affordable plan, but also one which is widely accepted. I know insurance isn't exactly affordable, but I hope you all can go along with what I am saying. Thanks"


Would insurance consider a 6 cylinder Pontiac grand am/prix a sports car?
i want a grand am/prix as my first car but my parents cant afford sports car insurance for a brand new 16 year old driver, also what could my parents expect to pay up to on insurance. just a ball park guess. i know there is no way you can provide an exact answer"


Cheap cars to insure?
ok so im not gonna get into it cause it was a big mistake and i never want to relive it but a little while ago i ran from the cops in my car ( 2002 firebird) and i was able to get away but someone noticed my car and tipped them off so now i am having to sell my car and go to court for some tickets. after talking to my lawyer i am looking at 22 points on my license. most of them will be dropped but he said i would still be looking at 5 digits for my insurance. so now i am looking for a new car and just wanted some advice on what i could get that would be the cheapest to obtain and insure?


"Would you shop for insurance online? If not, why?
Will having an insurance makes a difference to our lives?


Is it bad if I buy a car with a salvage title? what are the downs of having a salvage title car?
Is it bad if I buy a car with a salvage title? what are the downs of having a salvage title car?


Should i start smoking weed again or just try and wait this out?
so i started smoking because i felt depressed all the time, couldnt sleep at night and began failing my classes because of this. i just got caught a month ago and my symptoms of depression slowly crept back while my insomnia came back with a burning vengence. i went to the doctor to get some sleep medicine but it doesnt work and i dont want opiates and i dont want anti depressants because those are known to mess up minors. what should i do"


Does taking driver Ed really lower your insurance?
Would it be cheaper if we put my mom as primary driver of the paid of trans am, and me as the primary for the leased tribute?"


Could Anyone Recommend me a good pet insurance Company? I want to Insure my 2 year old Pug?
I am looking for something that will have a higher coverage and also an affordable price. All of your Suggestions are welcomed, thank you"


I am looking for a sporty car around 100k. I have a solid income of about 250k a year and want to spoil myself for once.?
I have been looking at Porsches, ferraris, and lamborghinia but can't decide what to buy. And help would be much appreciated. If you had any other car brands please say"


"Someone hit my car, do I have to report to my insurance company risking the rate increase?"
Few months ago somebody hit my rental car in their rental car during vacation. Other party's fault, he admitted, police report confirms this is his fault. Both me and the other party were insured. The other party seems to be reasonable. Now I have a repair bill, few thousands. I am reluctant to report this to my insurance company, since I heard over and over again that even though it's not my fault my rate can and probably will still go up (read here if you don't believe http://www.carinsurancecomparison.com/does-your-auto-insurance-go-up-if-someone-hits-your-car). I think this is ridiculous, but that's the way how things are. So is it possible, and is it a good idea that I contact the other party insurance myself without involving my insurance since my case is a clear cut case? Are there any pitfalls that I should be aware of?"


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"Can a car be considered totaled"" by an insurance company but not require a Salvage title?""
My 04 bmw got backed into and the damage didn't look horrible but the repairs still came out to be a lot. So long story short the other persons insurance considered it totaled. When the insurance guy told about the total loss of the car he also informed me it WOULD NOT need to become a salvage vehicle. Something about the whole repair percentages and how paint and labor aren't taken into consideration. I agreed to buy it back but still I wonder how it's not being labeled a salvage title when they considered it a total loss. Oh I live in texas in case that's a factor.


Anyone know rules about an SR22 bond insurance- OHIO?
OK I have to figure out what to do in or situation. My fiancee is paying $100 a MONTH for one car on his insurance. He has had a few speeding tickets/ and lastly he got caught without insurance, and caught on suspended license (PLEASE dont judge he had emergency to take me pregnant to an appointment and NO other option.) All that said I understand why it is high. So now with all fees paid, and suspention done, he has an SR22 bond on his insurance. He has sold his car like 2 months ago, and is still paying insurance for it, because we do not know what to do to drop it! That and within another month, he is having surjery on his back and will be bed ridden for 3 months. We can not afford the insurance, and I was told he has to keep this SR22 bond for 5 years straight. I have no clue what to do? Will he get in trouble for dropping his insurance and not having this bond? If he does drop it untill he is well and drives, can he get car insurance again with the bond on it? (AND would he have to pay that big fee again to start a new policy?) Would he be able to drive someone elses vehicle if they only have regular insurance on it, and he has no insurance or bond? Would not having the SR22 bond required interefere with his drivers license? I know this is a whole lot of questions and I hope it makes sense, just looking for all answers, help, or advise! Thanks for your time!"


Does North Carolina require motorcycle insurance?..?
Does North Carolina require motorcycle insurance?


When is an insurance company going to come along who cares about careful drivers?
my car insurance quote has just arrived, the price has gone up by 80 from last year the year before it went up 20. I suppose it was the all the snow we had which caused extra claims. but I have never made a claim in the last 15 years and that was when someone ran into me. why should we keep having to pay for these mindless idiots who cause these increases, why cannot insurance companies talk to each other and triple or quadruple persistent offenders untill they have gone without a claim for 3 years instead of keep hiking up the insurance of careful drivers. well this is the last straw for me.I am selling my car, a stripey punto 2 years old with 4,000 miles on the clock. what should I get for it."


Cheapest car insurance in ontario?
Cheapest car insurance in ontario?


Is whole life insurance a good investment vehicle and estate planning tool? Or are Mutual Funds better?
I am a Male 29 putting money in 401K upto company match.Ineligible for Roth.Cud max IRA,401K but is tht advised? What about further after tax dollars? These are points I have read on WLI as investment vehicle- Pros: 1)Builds cash value and insures survivors 2)Earnings are tax free 3)Don't have to pay 50% estate tax when transferring proceeds to heirs 4)Can borrow/take loans against built up cash value 5)Gains advertised on products such as Mutual Funds don't include taxes on gains and fees. 6)If you get divorced don't lose half your wealth unlike MFs 7)IRAs are taxed on withdrawal Criticisms: 1)Unused cash value is lost when the investor passes away 2)Fees and costs are prohibitively expensive and eat into gains 3)Loans against LI policy are a nightmare 4)Term LI and investing balance in tax-advantaged funds or MFs is better 5)Advisors suggesting LI as investment are greedy for commissions This selection is a nightmare.Someone honest to god (no salesppl!) plz help!"


If i have one product insurance with two companies can i claim both?
I lost a mobile phone. I have insurance from my bank and network provider, so can i claim from both of them?"


Which dental insurance is the best?
What are some good dental insurance plan if your child needs braces?


How much does insurance cost for a chimney sweep business?
I am starting a chimney sweep company and I was wondering what is an average cost to have insurance for the business (bonus points if you can say all of the types of insurance I might need) I know the standard answer is to say there is no way of knowing since this all depends on a number of factors"" but I literally have no clue what it would cost so ANY estimate or guess is appreciated. The business will be in Maryland and have just 1 employee with revenue I am guessing would be about 100"


Car insurance question.?
My boyfriend and I are in the process of buying a car, it is going to be in his name only. We obviously have to get insurance on the car and he doesn't have a car at the moment so only has a non-owners policy. We have to show proof of full coverage. When we go get the insurance are we supposed to tell them it needs to be on the car we are buying? What info about the car do we need? Also he has a not so good driving record, can he list me as the primary driver if my name is not on the car? And if so, will that make insurance a little cheaper?"


Cheapest car to insure?
Hi Everyone, im 21 male from ontario canada and im looking at getting my frist car, I've been driving my parents mini van for the last few years as I am a college student and live with then when him home, which isnt very often because im in school all year round. So im wondering, what are some cheaper cars to insure, both new and used? Thanks"


Car insurance Fiat Coupe 1998?
My partner is willing to by me my dream car, a Fiat Coupe 20v turbo, 1998 model, where should i go for insurance, i am getting really daft quotes! i have been driving 21 yrs, unfortunately not had my own insurance! except for the last 3yrs, had a windscreen claim, stone on the motorway, thats it! somebody please help me , i really want this car!!!! (, i am a very young 52)!!!"


How come I cant get these rates: 7 week on my car insurance?
I have killed no one and have not destroyed anyone's car


Insurance Coverage for Motorcycle Helmet and Jacket?
I recently Just completed a claim for an accident I was in, The insurance (progressive) is going to reimburse me for the Jacket and Helmet. The Helmet has a little scratch on the lens and that's it. the lens is easily replaceable. the Leather Jacket has a light scuff on the arm. I spoke to the local claims representative and He said that he will come by and pick up the Jacket and Helmet and throw them away. I thought I was told with the when I bought the policy that I can do whatever I want with the Accessories, meaning I could throw them away or use them or fix them up. Now what I want to know... Is the Claims representative trying to get the Jacket and Helmet for himself or is this really Policy? to throw away $600 of equipment that's still in great shape and hardly used?"


How/or where do I compare car insurance quotes?
I'm 21, and looking to get car insurance for the first time. I don't know how, or where to go, to get car insurance quotes. Can you help me?"


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