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Am I paying too much for insurance?
So both me and my wife share vehicle... We are insured through aaa with 500 deductible. We pay quarterly and it cost about 360 until our last statement came which was 435 (it went up). The car is a Chevy hhr 2006 with about 125k mileage on it. We only travel about 8 miles per day to work. Both of us are late twenties, she was involved in a hit and run a year ago (someone hit her costing 3000 in damages) while I got a speeding ticket for $185 2 months ago (those are our only two incidents in past 3 years)... Both of us have good credit, we are not homeowners as yet. Both of us has been on the policy for 2 years now and she has been the only owner (it's in her name). Are we over paying?"


What is the average price of auto insurance with 1 adult and 1 teen driver with Allstate?
Im in Lexington KY


What is the cheapest car insurance i can get? I must have a $500 deductible with full coverage.?
I am 18 years old. I got my license about 6 months ago. i also bought a Mitsubishi eclipse rs 2-door, it is automatic, from a dealer. i can make my car payments but i cant afford the insurance on that car.my car insurance must have a $500 deductible and be full coverage. so far i have found everyone wants $300 down payment and $388 a month. is there anything cheaper out there for me? what do i have to do?"


"Will my car get tow,i change the insurance to my father name.?"
I financed a car and all the paperwork is under my name,but i change the insurance under my father name.now i received a letter saying i don't have insurance,and i told them is under my father name.they want me to change it in my name,but i don't want to.if i put my name in the insurance it will be high. can i leave it under his name,or put my name in it."


Anyone who is smart about cars?
hey guys, I was thinking about a Nissan 350z for my first car I've done some research and I've read that it only takes premium gas? and it has expensive insurance? and blind spots? luckily I have excellent grades so my Insurance is discounted, but I don't know about the other problems. to anyone who has driven this car, what are the pros & cons? was it small, did you like driving it? does it look like a good option for me? thank you soooo much!"


How much is car insurance?
Im 18, living in chicago, but i could register my adress in suburbs with gramma if it would be cheaper.... looking to buy a honda civic 94' or a 94' acura integra...."


Why can't I use umbrella insurance instead of auto insurance?
I currently have my auto insurance liability coverage at 250/500/100. Playing with the quotes it seems cheaper if I put my auto insurance coverage low (ie 50/100/50) and just buy an umbrella policy on top of that for $1MM. What am I missing? Never got into an accident all these years, and only 1 speeding ticket (2 miles over limit, which the judge threw out based on my excellent driving record) Assuming I did, get into an accident, my umbrella would just come down and cover what my limited auto couldn't. Am I missing anything? Thanks!"


How would I set up a trap to catch a mail thief?
I ordered some stuff recently, and has been going missing due to USPS leaving my packages at my door when Im not home. I live in a small apt area, with 4 units. I confronted everyone and everyone said they haven't seen anything. My neighbor 3 feet away from my apt acts funny, and tells me to reorder it cause it happened to her, but I have suspicions.."


Driving without insurance?
I got pulled over today and i got a ticket for not having insurance. I been trying to get insurance but since im a young driver its not that cheap for the insurance so i cant afford it. Im planning to get insurance before my court date. Will that help if i get insurance before my court date? I dont really have the money to pay for that ticket. The surcharge is like $725


Why did the Affordable Care Act make my insurance unaffordable?
I have a private health plan and a preexisting condition that requires taking daily medication, an annual checkup, and a test every 5 years. Other than that I'm young and in great health. My understanding of the law was that it would increase premiums on people without conditions to pay for people like me that have a preexisting condition. So why did the insurance company send me something saying if I keep my current plan I'll pay 25% more and that the 2 alternatives are more expensive with lower benefits, plus it said I could lose all kinds of other benefits. I'm going to call the insurance company tomorrow, but before I can call can someone explain the basics so I know something before the call?"


Do you have health insurance?
if so, how much is it per month? how old are you? what kind of deducatble do you have? Feel free to answer also if you do not have insurance and do you support obamacare?"


How much will it costs me to cancel my Car Insurance?
Hi guys, I pay monthly installments on my car insurance and renewed my policy on 2nd February. Anyhow to cut a long story short I've bought a house with my fiancee and I work in Leeds now, and figured that it's cheaper to buy a monthly ticket for the train than it is to drive there, so want to cancel my insurance asap. I rang my insurance firm and they didn't give me an exact cost, only an admin fee of 29.95 to cancel, but mentioned that it is carried out on a 'pro-rata' basis. What does this mean and how much roughly am I looking to pay? I pay 51.00 a month at the moment...I'm confused.com! Thanks guys!! D"


Car insurance for teenagers!!?
I'm currently 19, I've held my driving license for 9months, since February. I've done the pass plus thing which in my opinion and everyone else's opinion a waste of time as it doesn't really save you that much off car insurance. Car insurance for me and my friends are through the roof, the only way to get lower car insurance is to get ourselves named as a named driver through our parents as they've got many years worth of no claims bonuses. Or to even change the address of where we live, such as a family or friends place, which is away from London and off the public roads. car insurance is a cheaper that way, as well as if you pay it annually instead of in monthly instalments. I work and basically want to get a car that is relatively cheap to insure, around the 1000-1500 mark not 4000 mark. I've tried fiat punto's, corsa's, the lot and they all seem to give me quotes of 4000 when the car is worth like a 1000. Its absolutely ludicrous, I want to be the owner of the vehicle so I can start my no claims bonus, otherwise my insurance will be high for some time, but i don't want to pay 4000 or go as a named driver as i will not work on my no claims bonus. Any suggestions? I both want and need a car, buying the cars not a problem, running the cars not a problem, paying for road tax or MOT's is not a problem it's just the insurance which is the main problem!!! Any suggestions would be greatly appreciated! :) Thanks in advance-Mike"


How much should my car insurance be? read details?
I am 17. I want to buy a mitsubishi eclipse gt. Its probably going to be a 2000, if not then 2001-2003. GT model. I went to drivers ed and we have allstate for insurance. how much wuld the insurance be?"


Audi Q5 2014 car insurance cost houston?
i just moved to Us , Houston and i am 32 year old male so i would like to buy a new Audi Q5 2.0T any idea how much the full insurance ? and is it good car Q5 2.0 T ? Thanks a lot"


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"If you do not have health insurance, what is the most affordable and safe way to get a knee replacement?"
If you do not have health insurance, what is the most affordable and safe way to get a knee replacement?"


Car insurance question?
Hey and thanks in advance! My car is in my ex name 100% on the loan and the car insurance, but i make the payments to my ex as they take the money from my ex bank account. Im not even on the car as a second driver. Well now my ex wants the insurance in my name, would i be able to obtain insurance in my name (full coverage) for the car without the car being in my name, if i was to show them me and my ex personal contract. and lets say the insurance people is fine with it, would the bank where my ex took out the loan be ok with full coverage in my name over the car? please, this was a lessoned learn and now i need help on how this can be done, my ex no longer want his name on the insurance."


"Once an auto insurance claim is denied, can it be reopened and/or accepted?"
I had an auto accident and after interviewing me and looking at my photos taken right after the accident, my insurance company believed that I was not at-fault and denied the other driver's claim and closed the case. He then claimed he had photos that would prove that I was the one at fault and would mail it to them. If he can somehow prove it, is it possible my insurance company will change their mind and reopen the case? Or once it's closed, it's final?"


Cheap minibus insurance?
where can i get cheap minibus insce.


What can freelancers do for individual health insurance?
I have my own little freelance job that I do for cash. I'm not married and not a student, so I find myself without any medical or dental coverage. I'm just looking for coverage for gynological care (once per year), maybe a regular check-up (once per year), and prescription coverage if possible. And, if I'm really lucky, I'd like dental to be able to have a cleaning every 6 months. I've tried looking online but I don't know what or where most of the insurance companies"" are and if they are real or even trustworthy. I am not a registered business nor do I make loads of cash"


My car insurance is $200 a month!?
I'm getting my license in less than a month, but my parents won't get me a car b/c they say I won't be driving alone anyway b/c the insurance is through the roof. We have Mamzy. Would it be cheaper if we switch our insurance? It'll go down once I've had my license for 6 months, but still, half a year is a long time to have to wait. :\ Thanksx."


Can you still ger license plates in michigan even if your have car insurance from indiana?
Can you still ger license plates in michigan even if your have car insurance from indiana?


How much will my auto insurance go up?
I hit a rough patch with my job where I could no longer pay my premiums and my auto insurance got cancelled for not paying my premiums. At the time I figured it was no big deal, I would ride my bike everywhere since it was summer time and get back in shape and save some money by keeping my car parked in the garage (I did not know there was penalties for gap in insurance). Now I have a new job that pays almost triple so I know the money will always be in my account and won't get charged up the *** with bank fees like before. It got cancelled on July 24th, and it is now November 2nd (getting too cold to walk and bike everywhere). But that is like a 3 month gap in my insurance, and I am wondering if I will even be able to get it at all, and/or how much it will go up. Can someone please help me, I am super worried about this."


What is your answer to reducing health costs and improving health care in America?
How do we go about this without drastically increasing out health insurance costs? Of course we all need to practice healthier lifestyle habits, but fiscally how do we improve our nation? Should we adobt other nation's practices? if so, whose? How do we improve health care across america and lower the costs to the citizens who utilize that care?"


Do I need life insurance for my baby?
I am about to have a baby, and see lots of ads for the Gerber Life Insurance for children, but don't know if I need it. The price seems to be less than what I would have to pay at my job. Is this something I need?"


What type of Life Insurance is best ?
What is Term the best type of life insurance to buy for parents with infant child? I want to make sure there is enough financial support available if something were to happen to me, ie child rearing, school, college..... any help is appreciated"


Car insurance claim Question?
Okay, so here is the story. i was in a private McDonald's car park when the was car meet event, nothing official boy racers if your wish, the car parks were full to the brim with cars parked all over the place, with hardly any lighting at 10 o clock as night, visibility wasn't at its best. i was stuck in a Que of traffic trying to get out of the car park, when the car in front started reversing for what ever reason, so i put my car into reverse, had a glance in the rear view mirror which really was no help because of the poor lighting. I let my foot of the brake as the car in front stated reversing an with in milliseconds i herd people shouting, so i stopped and got out, there was a car right behind me must have on been cm away, with a massive dent in the drivers door. although i didn't even feel a thing i quickly apologised and began to sort the problem. i have no clue whether the driver had his lights on or not. i suspected that i couldn't have done it because i had barely moved and there was no damage to my car what so ever. Although this being my first accident i was nerves so took responsibility. We both decided to sort it out between our selves, i didn't want my insurance to go up as it is high enough already as a young driver, he said he would need a new door and i agreed due to the size of the dent, so he found one on eBay for 150 and would take nothing but that as i only had 100 in the bank at the time we drove to the cash machine he took the 100 and we agreed that i would pay him the other 50 in two weeks when i got paid, i writ a receipt to say that i had paid him this money and there was a following 50 to come, with his signature and address phone number ext... two weeks later herd nothing although i kept the money aside for a couple more weeks just in case, but still herd nothing after over a month he texts me asking for the 50 which i no longer have, i explain to him that he has left if for over month and now expects it instantly. Now he says he is going to put in an insurance claim, which i cant no see happening due to 2 reasons 1. he has already tried to sort it him self and failed to because of a fault of his own 2. because he was on a private car park at an illegal car meet Am i right? or is there anything i should do or know about this situation. Thank you."


Why are Democrats against allowing me to buy insurance from another state?
I live in New York, where the average insurance premium for my family costs ~$13K. A similar plan in Iowa would cost ~$5.5K."


Which life insurance?
I need to take out life insurance for my repayment mortgage. Is it best to go for fixed level (ie stays at 60,000 for the whole 12 year term) or go for decreasing term (ie goes down from 60,000 over the 12 year term?). Money is tight so not sure whether to go for decreasing term?"


Pet Insurance?
I have a great vet, and I don't know if her fees are really high, or my insurance is just really bad. I have VPI and they hardly pay anything. I am debating on just saving the 60 dollars a month instead of paying the insurance premiums....what are your thoughts on that? My 2 dogs are only 1 year old. And have recieved all their shots to their age, and are fairly healthy."


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Question about Medicare as secondary insurance coverage...?
I have Aetna as my primary, I receive it through my husband's employer and for our entire family we pay about $300 a month (which is pretty good compared to the $600 we paid a few years ago). I am also on Social Security disability and I receive Medicare. I pay about $100 for it monthly but they are considered my secondary insurance. I am curious as to what exactly I am paying Medicare for. It doesn't seam like they pick up that 10% that Aetna doesn't pay so what exactly are they paying? I am going to have an amputation done in June and I need to know what, if anything, Medicare is going to pay for so that I can budget to afford what's left. Does anyone has Medicare as a secondary insurance?"


What is the best insurance company to go through for motorcycle insurance?
Sorry for leaving this out, but what would be the best company for a new motorcycle driver/rider?"


Does anyone have or use a cheaper alternative to UCLA's GSHIP (graduate health insurance)?
I want to save some money since I almost never visit the doctor and the university's insurance is so expensive.


Will criminal record ( petty theft) effect my car insurance?
Will criminal record ( petty theft) effect my car insurance? My husband who does my car insurance doesn't know about my pending criminal charges. Will he find out when he will renew my insurance? Or any another consequences? ( I'm stay-at-home mom so I won't be applying for work)


Help with car insurance?
If my friend financed the car I wanted for me would he have to be the policy holder of the insurance and list me as the main driver. If so, would the monthly payment be based off of me only and not my friend right? Or would he have to also pay for insurance ?"


Did my car insurance approve my claim?
My car got hit a few days ago. Don't know who hit it. Called me Insrance Saturday and they scheduled me an appointment yeaterday. The auto body shop looked at my car and started to take my door apart. So far I need a new door and fender. Does this mean my car insurance approved my claim? they didn't have to investigate my claim or anything? I heard they have 30 days to settle a claim does that mean to investigate it? Can they investigate my claim After my case is closed and when my car if finished? I'm just wondering because I don't know how claims work


Driving without insurance?
Hi guys police gave me citation for not having insurance paper with me its registered under my cousin name we live the same address the car is insured but i don't have insurance if i go court and show car insurance they will give me ticket or what thank you.


Can anyone tell me of an affordable health insurance for self employed people?
Can anyone tell me of an affordable health insurance for self employed people?


Where can I find the cheapest possible car insurance?
I'm getting my first car which is pretty crappy and cheap (<$5000) so I don't want to spend that much on insurance. Where can I look to find the *cheapest* liability coverage. I don't think the major insurance companies have very low rates so I'm looking for lesser known ones.


Is there any insurance company that accepts sr22 insurance required cdl driver who need just bobtail insurance?
I have sr22 restriction on my cdl. And just bought my truck. Its really hard to find Bobtail insurance some ppl call it non trucking liability insurance because of my driving record or sr22 (I guess its samething). Is there any insurance company or agency out there who might accept?


"Do you have to have car insurance, or does the car you are driving have to be insured?"
If you are driving a car, the car has to be insured, right? What if it is not your car - then it just has to be insured, right? If you have no insurance yourself, it's okay as long as the car is insured... right?"


Life Insurance?
Does anyone know of a life insurance company that will allow me to have someone in another country as my beneficuary..And that will not cost me my arm and leg to make payments on each month? Plzzzzzzz, I really need help with this.. Thx in advance for any advise."


How long does a traffic violation affect car insurance quotes?
Two years ago, Feb in 2011, I was caught driving with a suspended license. Since then, car insurance has been through the roofs. How long until my quotes are no longer affected by my violation?"


What exactly is auto insurance?
i just got my first driver's license and I am eagerly awaiting my new car. however, i hear that i have to insure"" my car and ""register"" it and have ""registration papers."" exactly what does this mean for me? will i not be able to get my car? what exactly is this insurance - is it a monthly bill"


Cluttered house - Will home insurance pay?
I walked into a house a few days ago to help clean up. The house is disgusting. Clutter everywhere, cat piss and **** all over the place, you cannot see the floor in some rooms. I almost threw up when I saw this. I am wondering if his home owners insurance will pay for repairs/damages to the house? It seems to be the only option, and I am wondering if the home owners insurance company simply say no"" and close the policy since it is not caused by environment/accidental or outside influences. Thanks."""


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