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What percent of term life insurance policies pay out?
I want to leave some money for my children once I am gone. Is it better to buy a Term Life Insurance policy or to invest that money where it will earn interest? What are the odds of a Term Life Insurance Policy paying out? What percent pay out? I'm thinking it is probably very low. So I am leaning more toward investing the money instead of using it to pay premiums. It seems insurance is more of a gamble than an investment. I don't want to give my money to an insurance company for 20 years and have my children get nothing in the end. Can someone with knowledge of the insurance industry please give me a straight answer to this?


Insurance Claim after a car accident.?
Insurance Claim after a car accident.?


What's the best life insurance?
This question is for my mom. My mom is 63 years old and needs life insurance. She is in great condition. Never smoked or done drugs. She never drinks alcohol. The only thing really is that she has been told she is borderline diabetic. My mom doesn't have a lot of money so she would like to find an insurance that is very cheap. Her job will be ending in July an will only have her disability to live off of. So what's the best life insurance?


Insurance: Average yearly mileage exceeded?
When I brought my car insurance (after being without a car for many years), one of the questions was average yearly mileage"""


How much will my car insurance go up with a speeding ticket?
I'm 17 and I caught a speeding ticket tonight. I was going 11 mph over the speed limit. I thought I was driving in a 70 speed zone, but it was 65. How much will my ticket and insurance cost?"


Car insurance black box (auto saints)?
I am going to have my car insured with a black box soon from auto saints, because it's much cheaper than any other insurance that I have looked at. My question is, after the second year does the insurance go down a lot with a years of no claims bonus (my friends say it doesn't) . So is it worth it? and do I have to keep the black box for the second year as well or is worth it changing insurance company after the second year?"


Can a teenager afford a 22000 dollar car with minimum wage pay?
well I work summers and earn minimum wage and I have saved a few thousand, I'm still 14 and I figure I'll have about 5000 saved up when I'm 16 and can get a better job that will let me work on school days. So i read that its ok to buy a car of that price as long as you can pay it off in 48 months, which if I have my job I will be able to do that. The nissan I want isn't very fast and has a good safety rating so insurance shouldn't be to much... And I would be fine with making 350$ car payments...can I do it?"


Best insurance?
I've just got a 1yr old alaskan malamute, she's gorgeous. I was wondering what people thought the best insurance was? So many types out there. Any suggestions would be very helpful. Thanks!"


Insurance rates after being cauught with someone in my car?
well it was a ticket to appear in court


How much does insurance cost for a 17 year old in Florida?
I'm 17 and I will be getting a 2005 mustang by the end of this month. I wanna know how much I will have to pay for insurance each month. My parents have Progressive and they have very good credit.


Tesco Car insurance cancelled?
I have just returned from 2 months being away and was very much surprised to read letters from tesco insurance about being unable to take money from my account for the annual renewal of my policy and therefore cancelling it. I talked to my bank and they said that there were not attempts to take money from my account by tesco. While tesco says that my card has been refused. I asked tesco if they could reinstate my policy due to some fault with the payment, which does not seem to be my bank they say that cancelled policy cannot be reinstated and suggest to pay 230 for the period that they were trying to collect and open a much more expensive new policy. They also told me that I face penalty because my car is uninsured now. I would like to reinstate the policy as cancelled unfairly and at the same time I need to insure my car quickly to avoid facing penalty. I wanted to maintain Tesco policy in case they reinstate it, as i will not have cancelled policy on my records and will not have to pay extra for the month, they have been cancelling my account, i also have 2 years no claim with them, provided another insurance, whose car slightly dammaged my front door, while i was parked at a petrol station, pays them. This insurance admitted that it was their fault, but have not finished paying Tesco. This is another reason, tesco could do me even cheaper insurance, once the responsible party pays in full. If i leave it as it is i am afraid that in additioon to cancelled policy I will have a not fully payed claim on my records."


Car insurance cost need help?
my nephew is looking for a car and he wants to know how much insurance would cost. right now he is interested in an '88 Cadillac. he's 18 its his first car he lives in Indiana and didn't take a driving class. he also drives back and forth to school if that helps. how much should this cost him


Insurance about my new car?
Okai so im 19 and in California. My mom just bought me a car(Nissan Versa 2012) today and i was wondering if its really true that new car means higher insurance? Im taking my Actual Test next week so there shouldnt be a problem driving it soon. Btw in AVERAGE how much would i pay a MONTH for the insurance? Thanks Ya'll


What is going to happen to those that do not pay for health care insurance?
What is going to happen to those that do not pay for health care insurance?


Is my car worth it?
washer fell down in engine when doing plug changes.i didnt notice until car was started.i was having problems with the throttle assembly.still dont know what but in short its cheaper and easier to replace it all..i was out at a junkyard planning to replace the part and changed my mind deciding to go to my sisters house and talk to my brother in law about getting it done.on my way there the car just dropped down in speed and stayed at around 15-20 mph..trying to shift into second but once it did it dropped back into first.it use to only stay in first in the limp home mode, disconnecting battery resolved that until this occurrence and now nothing helps it.i still owe 4500.00 on it at my credit union.i put down 1000.00 when i got it and spent around 3000.00 over the year and a half i had it making payments.. its a 2003 hyundai xg350 with about 140,000 miles on it..my brother in law said its not worth fixing as it will need a new engine and possibly transmission..i cant afford another car and will have to wait months and months of saving at my walmart job to be able to get anything else..i stopped payments on it for six months as my credit union allowed it so i could get a better job but i was unable to now that the car has been broken all this time.here are the following obd2 codes i get.... p0301, p1707, p0220, p0123, p0102, p1171, p1110...thats the last time i checked...car is far from me now so i cant get to it.i owe a payment in a few days and need to decide what to do."


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Who insures the insurance companies?
Just out of curiosity who insures the insurance companies? Do they insure themselves? If so, due to all the bureaucratic BS do they have to pay a deductible to themselves? Or are they insured by other companies? Is it just one big circle? For example: Company X's building gets destroyed by a tornado, do they pay for everything or are they insured by Company Y."


Do your parents need to claim me on their taxes if I'm on their health insurance?
I am a full time student and I am on my parents health insurance. I have my own job and when they claim me on their taxes it kills my tax return. They have Blue Cross and Blue Shield, so I'm not sure if its required by them but everyone that I have talked to that are on their parents health insurance are not claimed on their parents taxes. I was just wondering if this was something that was necessary for the insurance company."


Cheapest car insurance for a single?
I'm 20 years of age and my parents said that having my name put on the insurance mean that there insurance will go from 800$ to 2500$. Now, I'm fairly clueless right now so I'll be doing my own research but what would you say is the best and cheapest insurance for a single male such as myself. Any recommendations?"


2007 Dodge Charger SRT8 insurance price for 16 year old male?
Any estimates? I have enough money saved up to buy a used SRT8 Charger. How much would insurance cost? An arm and a leg? I get A's in school.


How much to insure a 2004 lincoln? g2 driver?
Im a new driver 21 male I just got my g2 today and I am looking to buy a 2004 lincoln LS v8 tomorrow how much should this cost monthly/yearly for me its going to be my first car and I want to mod it with a turbo charger will this increase my insurance thanks.


What in your opinion was Obama`s worst failure and what was his best achievement for America.?
What in your opinion was Obama`s worst failure and what was his best achievement for America.?


IIs an 08-09 Corolla a good car?
I currently own a Mercedes Benz, but it is incredibly expensive to fix, and the insurance is high. Is the Corolla a good car?"


Will a fake no claims certificate get me a lower car insurance premium?
Can I just add before I get completely slammed - I'm not stupid. I wouldn't ever do this.


Health Insurance?
I have Blue Cross and Blue Shield from my job. It is very expensive for me and my wife. Is there any other option of affordable insurance that is worth a damn when I actually need it? Not some cheap..Bob's Insurance"" or something like that..."""


Im a new motorcycle rider and I was wondering which insurance is the best but cheap?
Im 24 yrs old, I was thinking of Progressive insurance? Is there anything that I can do to make my insurance lower?"


What are the advantages and disadvantages of life ..insurance?
What are the advantages and disadvantages of life insurance?


I just got turned down for term life insurance. I am 41 years old and am wondering what I can do.?
The reason i was turned down was I am borderline diabetic. I am concerned for my family if something was to happen to me. What can I do to get some kind of insurance to make sure the bills I have racked up such as home ownership are paid in case of my untimely demise? Now that life insurance has been declined?


Public liability insurance? It's only for school fate? Never had this problem before?
I'm 13 and for the last year I've been running a small stall at school fates, charity events and things like that. I'm just filling out the booking form for my most recent one and it says 'copy of public liability insurance attached' I've never had this come up before. It says if tick yes/no if it is attached. All I do is hair braiding on kids! Basically what is this thing and do I need it? Will they say I can't do it if I don't have it? Thank you in advance! Emily x"


Life insurance: Which would you pick?
Scenario: 30 year old purchasing a $250,000 policy. Would you buy: A) Whole life insurance that cost $3100/year. By age 65, you will have $60,000 in the cash value. B) 35 year term that cost $1500/year. If you invest the difference of $133.33/month with a rate of return of 12%, you can have $866,000. Or even at a conservative rate of 10%, you can have $510,000. A or B? I wish I learned about term and investing the difference a long time ago."


Having trouble finding insurance for an older truck in ontario canada.?
Hello, just like the title says im looking to insure a 1978 GMC sierra and im finding none of the major companies offer insurance for vehicle's this old. does anyone know of a company that does with decent rates and possibly online quotes? i have a clean driving record and am in southern ontario, canada. thanks"


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How much would insurance be for a 16 year old driving a 1988 lincoln towncar?
How much would insurance be for a 16 year old driving a 1988 lincoln towncar?


Tell me how it is right that insurance companies charge young adult males more than female for car insurance?
The answer I seem to get is it can be statistically proven that males are more aggressive


How much is insurance for a used 2008 infiniti g37 insurance for a 16 year old male?
I will be turning 16 this march and im already looking for cars. I have good grades, about a 3.8 GPA, if not better. Im planning on paying for the car myself. not all up front of course. Im planning on getting a job and putting a down payment down of about $10,000. I would of cuorse pay the rest off monthly. If i do end up buying the car id like to get an estimate for how much it'd be... Id do all discounts possible and i live in illinois."


How do I calculate my monthly house insurance for my math project?
You will also have to purchase house insurance


Modified Car Insurance?
I'm looking for Auto insurance for my modified muscle car, but many places that claim they insure modified cars are turning me down. The car is fast, but will only be driven up to 2000 miles/year. I will not be taking it to race at the track, just driving it to events and family functions. The car's engine has been stroked, has apx. 700 horsepower, an 8pt roll cage, but has maintained most of its originality. The car is not cut up. I'm specifically looking for answers from individuals who have or have had a modified/highly modified muscle car insured. What company would you recommend and what costs should I expect to pay? Lastly, Hagarty has already turned me down... Thanks in advance."


Need a print of my proof of insurance with progressive insurance?
Need a print of my proof of insurance with progressive insurance?


What should my first car be?
What should my first car be?


A question regarding health insurance for couples?
me and my girlfriend have been dating for two years now. i plan on proposing to her this spring, but we can't afford a wedding yet. i was wondering if me and her could get an affordable health insurance, or would we need to get married to do that? i was also thinking, that if we would have to prove marital status, that we could marry at a court house, then eventually i'd propose and have a formal wedding in the future. what do most couples do in this situation, when finding good health insurance? we're healthy, no illnesses and the only prescription my girlfriend has is for her birth control. i also plan to start my own business, so getting our own insurance would be essential. thanks!"


How much does Geico car insurance cost?
How much does Geico car insurance cost?


How much does insurance cost for a new 16 year old female driver?
I would like to know how much insurance costs for a new 16 year old female driver. My parents have the insurance company USAA, so if I could get some information on the likely costs of this, that would be great. Thank you!"


Do i really need insurance?
My horse lives out all summer i only ride him every saturday and sunday unless I'm on holiday from school. I sometimes go to small jumping competitions.


Life insurance?
Im thinking about getting a 1-2 million dollar life insurance policy. Are the insurance companies ever reluctant to pay the beneficiaries? What is the best company to get?


I need help with sending to cancelled auto insurance policies stating we have new companies and lower rates.?
Its an auto insurance company trying to win back cancelled policies.


Is it Drs. who decide not to take Obamacare plans or the insurance companies?
I would think it would be up to Drs. what plans they want to take. A receptionist told me my insurance company decided not to use my Dr.


What's a good short storyline for a car insurance commercial targeted for parents of teens?
OKAY! so i need a good storyline for a school project im doing! Im making a commercial with my friends with video. My topic is CAR INSURANCE and it is targeted at parents. Specifically Parents who have teens on there hands that are just about to drive! PLEASE HELP! thanksss!


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