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Whole Life Insurance?
ok, so heres my situation. My mom got whole life insurance for me when i was younger, and has been paying it. I am now 18 and the policy is turned over to me now under my name. It's supposed to be my college money, but what should i do with it? should i liquidate it(is that taxable?) and pay for college, then reinvest into some kind of mutual fund? What are the terms for liquidating whole life insurance? Are there any penalties? Are there any cons to keeping the money in the policy(i pay to keep it in force) ? thanks a bunch"


What do car insurance companies use to determine car value?
I just bought a 2008 used car. I bought GAP insurance (pays the difference between what the car is worth and the amount of the loan if the car is totaled) for $600. I have 30 days to cancel the insurance for a full refund (to my finance company). Do insurance companies use Kelly Blue Book retail value, private sale or trade-in value to determine the value they will pay for a totaled car? If they use retail or private sale, I can cancel and be okay if I get totaled, but if it is trade in, I will be $3000 in the hole with no car."


Accidental Death Mortgage Insurance?
We just got a letter in the mail...an offer for Accidental Death insurance for our home mortgage from Union Security Insurance Company. Should my husband die in an accident (whatever they term an accident to be; they don't have any definitions here) our mortgage would supposedly be paid off, depending on his age at the time of his death. (The benefits decrease with age.) Is this type of insurance really necessary or advisable? What criteria should one use in determining whether or not they should purchase this type of coverage?"


Health Insurance Grace Periods?
Of course I'm going to pay. I meant, the grace period as in like, you can't seek medical attention and expect the insurance to pay for a certain amount of time. For example, is the grace period is six months, you pay for those six months but the insurance will not pay for doctor/hospital visits until that six months is over with. Are there any affordable health insurance plans that have a short grace period""?"""


What is the vectra 1.9 cdti 120 insurance group?
What is the vectra 1.9 cdti 120 insurance group?


"A 35-year-old woman purchases a $100,000 term life insurance policy?"
A 35-year-old woman purchases a $100,000 term life insurance policy for an annual payment of $370. Based on a published actuarial life table, the probability that she will survive is .999057. Find the expected value of the policy for the insurance company. Find the expected value of the policy for the woman. What do you notice when you add these two values together?"


I need to find and inexpensive health insurance can anyone help?
My husband has a rare blood disorder and is on Medicare through Social security and we don't have alot of money but because of his illness it cost alot for suppliment insurance. Does anyone know how we can get some extra insurance that won't kill us we already lost our home because we spent so much on insurance and most places won't even cover this. Please only serious reply.


How much is car insurance?
For a 17 year old male in the UK, how much would car insurance be for... A Renault Mgane Convertible 2005 (I've worked it out, it's in insurance group 14) It doesn't have to be exact, I was just wondering about what price it would be"


Renter's insurance. are these really needed?
never used them, but is considering of using them one day. how much do they cost on average per month?"


Cheapest car insurance possible for a new 17 year old male driver?
Cheapest car insurance possible for a new 17 year old male driver, any car. include all details includeing car, company etc"


Guilty of having on insurance on car UK?
I believed I had insurance on my parents policy, but had not been added. Stupid I know! I am being prosecuted for the offender and want to know should I plead guilty or not guilty because I really did believe I was insured. It's a gamble because if I plead not guilty then found guilty it's much higher fine and penalty."


Who sells life insurance?..?
Who sells life insurance?


What's the average progressive quotes for a young driver between 18 to 24?
What's the average progressive quotes for a young driver between 18 to 24?


What does the term 'Insurance Group:3' mean when your buying a car?
does it mean the cars been in some sort of accident?


Would i be able to adopt a dog if im poor? please read details?
Would i be able to adopt a dog if im poor? please read details?


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"Insurance question about DUI (2 different insurance companies). Underwriters, chime in!?"
Basically, we have 2 cars. On our Honda (her insurance), we just bought out our lease, and put both of our names on the loan to purchase the car... Her insurance company got wind of this and saw my name. They ran it, and the DU came up. Again, I am not listed as a driver and am not listed under her policy... ONLY as another driver in the household. I wasn't worried about hers at first, but her company requested that I send a copy of proof of my insurance to them (for what, I don't know)... I am just hoping she is not effected by this???"


How do I cancel my Phones4u insurance?
How do I cancel my Phones4u insurance?


On what type of a car would insurance be the cheapest and how much would it cost?
I'm a guy about to turn 16 and get my licencse, or about to get my permit first, and was wondering if anyone had an answer to my question."


Which cars/trucks get the best auto insurance?
I know that insurance companies look at things like color, model, and things like that, please help!!!!"


Should auto insurance rates be based on credit?
Thats whats happening now. Because i have bad credit i am paying double of what i would pay if i had excellent credit. I have never been at fault in an accident in my life. Age (49). I did an estimate for auto insurance and saw how credit affected my rates. Don't you think this is illegal, what insurance companies are doing. CAN THIS BE A MAJOR CLASS ACTION SUIT?"


Can I drive without my name on car insurance?
I'm 18 living in California. I am not on my parents insurance because I don't have a job to help pay the monthly fee. I do however drive the car with my parent in the car with me. My mom signed a waiver that said something like My child is not responsible for any damages if in a collision. Basically saying that my mom is taking full responsibility if anything happens to the car wile we are driving. So I guess y question is; Is it illegal to drive without being on the insurance, but an adult who is on the insurance is in the car? In other words can I still drive with a parent whose name is on the insurance, even though my name isn't? I apologize if this sounds confusing."


Life insurance?
I am 55 years old and am thinking about purchasing life insurance. My only health condition at the moment is high cholestoral otherwise I am ok. So I want to know if it is worthy to purchase life insurance at this point? And if so, where can I find a good deal?"


"Hi, i am due to renew my car insurance and HASTINGS ESSENTIAL is the cheapest, i want to put my dad?"
on the policy and my current insurer wants an extra 73, whilst hastings will put him on for less than my renewal quote for just me, i am currently with ECAR and it costs 1 a minute to phone customer services, if any one is insured by hastings or ecar i would love to hear your feedback, many thanks, Dan."


I need help im depressed and have anxiety but I dont have insurance or money?
Im in my 20s im severely depressed bipolar and have anxiety attacks but I cant find help. I went to the hospital yesterday to get help cause I have no insurance or money to see a doctor but they wouldnt help me. I cant live like this crying all day I can barely function. There are no programs in ga that can help because I dont have kids and im not pregnant. What do I do ? I need meds.


Who is the cheapest car insurance provider in Nichigan?
Who is the cheapest car insurance provider in Nichigan?


How can I find a whole life insurance policy that was paid in full by my Mom on me as a child?
How can I find a whole life insurance policy that was paid in full by my Mom on me as a child?


18 Year Old Male's Car Insurance?
Hi, I passed my driving test in September 2010. I've been looking at insurance quotes for small run arounds like Renault Clios, Vauxhall Corsa's, Volkswagen Polo's etc but cant find anything lower than 6000, and thats without evening paying another 1400 for the car itself ! I've been thinking about getting insured on my dads Toyota Corolla, its a 1.4 diesel hatchback and he's had his license for 30 years and his premium is 400. If i were to get insured on it the price would be 2500, do you think thats worth it or is it better to shop around and get insured on my own name ? I just want to use the car now and then rather than using it regularly because i dont really need to right now.."


Short term car insurance for driving abroad???? (in france)?
I am 19 years old and heading to france for the day, the yearly car insurance I already have does not cover me abroad, so I need to get insurance for the day. I have looked online but most companies only insure people who are 23 years old+"


What car should I get for cheap insurance?
Im 18, i just got my license a week ago. I live in a small Louisiana town. I catch buses and taxis to and from college and work. I really need a car. I have 2000 down for one but insurance is like 600 dollars on my own policy. I can't get on any ones policy because I live on my own. I'm beginning to get discouraged because the longer I take to get a car the less money I'll have for a car paying 10 to 20 dollars on taxis a day takes all my money. What can I do? What cars will have the cheapest insurance for a new driver?"


ROP term life insurance?
Anyone heard of this or has it? I'm thinking of getting this type on insurance but am unsure. Are all life insurance cut and dry or what? I know we can't afford whole life so that's out of the question. Thinking of AIG ROP term for 30 years. Currently am 28, 2 kids, healthy."


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Should I get mortgage life and disability insurance?
I just bought a house on my own and the bank is asking me if I want to get mortgage life and disability insurance. I've got life insurance through work (plus separate life insurance on my own) and disability insurance through work which is at 75% of my pay after 4 months. The mortgage and disability insurance is $47/ month. Do most people get additional insurance on the mortgage? I don't have any kids, husband, parents or siblings living in the same country (they're in Europe)."


Where else can I sign up for health insurance?
I missed my company's October 30th deadline and am wondering if I can get health insurance else where. I am new to this. Never really seen a doctor in my 21 years.


Buyin a car? Insurance driving it back?
Hi i may be purchasing a car this evening. Can any1 tell me how i get it back do i need some sort of cover note? I am 19 and was a named driver on my uncles insurance on my previous car. Now don't have a car but buyin this one tonight its only 10mins drive. will i be ok or not ?


How can one state offer more affordable insurance than another?
If Anthem Blue Cross/Blue Shield can compete nationwide as many others do it is not as though national insurance companies lack competition. So my question is; if every major insurance provider who could provider the greatest value due to economy of scale(greatest risk pool) in this nation how could a small company out bid a large one when faced with risk pools without cherry picking? How could insurance from one state be cheaper than another unless to bypass quality regulations and sell crap insurance?


Life insurance on an ailing parent? How do I take out a policy on my mother?
I'm the sole caretaker of my ailing mother, I have no siblings, just a husband, a 4 y/o and a baby on the way. My mother and I have been talking and she needs life insurance. I take care of everything with the household, bills, etc....but I'm kinda unsure what to do about life insurance. Right now I'm about to get power of attorney over everything but I'm inexperienced about the life insurance thing. What are some good companies to go with? What kind do I get? I think she had life insurance when she was working about 5-6 years ago but she has no clue what happened to it..so I'm taking matters into my own hands. Help? She has ALS (Lou Gehrigs)."


Car Insurance(state farm) hit & run accused of hitting a object?
i was driving on the freeway tunnel(day time) when i noticed the guy driving on my left-side merging into my lane and struck my right fender,so when i get to the end of the tunnel to wait for him the guy simply drives off.I then call my ins and claim a hit & run etc. i gave them the details they say they'll fix it.3 months later i come to find out that they are claiming it's my fault that i hit a object or a guard rail or wall how can i go about this and fight it.the rep that help wasn't any helpful at all she said she re email a letter stated it was my fault and how to fight it. any help will b appreciated !!! i also i asked the lady if i can show pics of a cars that have been into collision with object i even told her it would be pics of my car(not actually my car) but u know what i mean she said they only go off what they see"


Does taking a company medical insurance increase layoff chances?
Does taking a company medical insurance increase layoff chances?


"What use"" of a bike is cheaper for insurance?"""
on the progressive motorcycle insurance site, it has a tab for use"" of vehicle--- which would be cheaper: pleasure or to/from work/school?"""


Where can I find results of auto crashes and speeding tickets by age and the average price one pays for auto..
insurance by age.


Insurance for young drivers?
Well thanks to everyone who has answered with the sure and certain knowledge that my son is going to crash into a bus queue whilst on his mobile with his girlfriend and filming it for You Tube all at the same time, I'm sure if every young male driver did this the driving age would have been put up to 25 and, if you re-read my question you will see I didn't ask WHY car insurance for young drivers was so high. Serious thank you's to everyone else who actually helped answer my question."


If someone hits me do I file a claim with his insurance company or mine?
on new years eve a man backed into my car, I'm kind of behind and starting to finally get on it, when we called state farm (my company) they said it would make our rates go up because we were filing with them, do I have to call his insurance company or mine? and is there a certain amount of time i have to file a claim?"


Different Types of car insurance?
i know of state farm progressive and Geico. what else is there?


B average insurance discount?
I'm a junior in high school, and I recently got put on my parents insurance. I have to pay for my own gas if I don't get the discount for maintaning a B average. I believe I got 1-2 A's, like 2-3 B's, but possibly 1-3 C's (grades haven't came out, yet) If you did the A cancels out the C's."" way"


Cheap car insurance for first time drivers????!?
im from the UK, and the insurance for first time drivers can be about 1000+ for the first year.... i know someone who got theirs lower but the company has strings that come with it.... Does anyone know any companies that a fairly reasonable for first time drivers???? Thank you if anyone answers =)"


Can I drive my sisters car without being on insurance?
My sister lives at home with me and my parents and I just got my license back. I'm not on the insurance, but am I able to drive my sister's car even though she still lives home? My mom said I can't legally."


plexus insurance