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Colonial Penn - Death Benefit lower than expected - options?
My father had a Colonial Penn Life Insurance policy for burial expenses. He always referred to it as a $10,000 policy. He passed away in November, a claim was filed, and a death benefit of $2520 was paid. I called Colonial Penn and verified that this was the correct amount, and then asked for a copy of the original policy, as I could not find it in my father's records (and could not imagine why anyone would take out a policy for $2520). I received the original policy which shows a certificate date of 10/5/94, and a death benefit amount of $2520 (accidental benefit $5040). My father's signature is not on the copy I received. I am wondering if possibly he was sold a policy without knowing the benefit amount. Are there any laws (in the state of Florida) that mandate his verification of the amount of insurance he was purchasing?"


Can car insurance company change my direct debit date?
My car insurance payment date was changed from 6th to 5th of every month without me even knowing. For the past couple of month, i have been getting charged a late fee as there was no money in my account on the 5th as i usually fund that account in the evening for the car insurance for the 6th. in total i have been charged 80+ for late payment."


Buying a new car/ insurance and stuff?
my girlfriend is planning on buying a new car. She currently has insurance on a different car, how does one get insurance on the new car to drive off the lot from Vegas to our home town about 100 miles away. We know its illegal for her to drive anywhere in a car without insurance. She may buy from a dealership or private party. If you could provide answers to both scenarios (dealer or owner) that would be very helpful. thank you for your time"


Do I have to be insured to drive an insured car?
I live in California and i recently got my drivers license. I am 17 and still in high school. My dad says i can't drive because i'm not insured even though the car i'm gonna be driving is insured. If i crash what would happen? My friends tell me that only the car needs insurance for me to drive. Who's right?


Can a cancer survivor get Life Insurance?
I am a cancer survivor, one time it was stage 3 and recently stage 1. Two different cancer. I am considered cancer free and healthy. I worry for my children and do not want them to be left alone w/o money in the future. Their dad left us during my first cancer diagnosis for another woman. He rarely contacts his kids, I do not know if he will be there for them in the furutre."


Insurance on a sportbike?
Ok so i am 18 and able to get a motorcycle but i am not really sure how much it would be to insure the bike, the bike i am getting is a 2015 kawasaki ninja 300 ABS , can anyone give me an estimate on how much insurance might be??"


Ok where can someone get health insurance?
ok where can someone get health insurance to get a vasectomy reversal is there any health insurance that helps pay for that


I got a ticket for jaywalking. Will it affect my insurance?
I live in California and was wondering if I should just pay it? I'm just wondering if it will affect my insurance but it wasn't a traffic ticket and I'm confused.


Car insurance cost need help?
my nephew is looking for a car and he wants to know how much insurance would cost. right now he is interested in an '88 Cadillac. he's 18 its his first car he lives in Indiana and didn't take a driving class. he also drives back and forth to school if that helps. how much should this cost him


Motorcycle insurance?
I received my scooter insurance in the post but is there a cert like a car as i did not receive one and if there's not what do i bring with me to prove to the police i have insurance?


How is affordable calculated in obama care?
How is affordable"" calculated in Obama care? I have tried to find the criteria of what is considered ""affordable"" in Obama Care but haven't found it. How is it calculated? Who determines what is affordable? I think $1/ month is affordable. I'm sure the government and the health insurance company's say it's more."""


How does car insurance work for a teenager?
I recently got my license but still do not drive due to the fact that my parents will not pay for insurance. They say it is too expensive but they also said the only way to make it affordable would be by getting me a car, which I seriously do not understand!! I don't want my own car I just want to be able to legally drive one so why would buying me a car and then insuring the car plus myself make it soo much cheaper than just already having me under their insurance and what not??? I just don't get it because once your insured you are able to drive any of the cars in the household so why buy another car just for me?? My parents aren't making sense and do not want to explain it to me. But we own luxury cars so could that be why they won't add me to the insurance? They are getting me a random, affordable used car which I don't mind but I would rather just be insured car or no car. Oh and they let me drive around all our luxury cars when I had my permit so idk why they are doing this to me."


Teen Car Insurance (Divorced Parents)?
Living in North Carolina and both households get along well but adding the teenager is crazy expensive. I'm looking for off-the-cuff insight. If a vehicle is registered and garaged at one house, and the teen has his license from the other parents' address, it should not be necessary to add the teen to the policy, because in essence, he is borrowing' the vehicle. Right? For clarification: I have a vehicle for him to drive. If he gets his license at the other parents house"


Insurance for a newly licensed driver?
I'm an underage driver; do I need insurance if my parents are in the car with me? Or does their insurance cover me? I'm in TX btw


I'm debating on getting a Yukon XL Denali. Does it take regular or premium gas?
and yes..i am a woman driver but I've driven a dodge diesel. We in TX like our big cars.


affordable insurance kansas city



Is Gerber Whole Life Insurance A Worthwhile Investment?
My son is 6 months old, and since he's been born, we keep getting sales materials from Gerber regarding their Whole Life insurance plan. It sounds great, but I am clueless about this kind of stuff and don't know if it is truly a good and worthwhile option for our son. My husband and I would like to do something for his future, but we don't have a lot of money. Is the Gerber WHole Life Insurance a good plan, or is there anything else that is better and affordable for us?"


Can i have a health insurance when i have business?
do i have to make private health insurance or if it become very expensive what i gotta do?


When should I buy life insurance?
I'm 23, one year out of college, living at home with my parents and working full time. I have no dependents. Is this the right time in my life for purchasing life insurance? I don't anticipate starting a family for another 5-8 years - is it wise to lock in a level term or whole life at my age or is it just fool's thinking? EDIT: I also forgot to mention in my initial post that my company provides me with a basic life insurance policy of $30k at no cost to me."


Can anyone give examples of how much their auto insurance went up in New Jersey (or another state) after a DWI
I recently received a DWI conviction in S. Jersey (my first offense) and was wondering how much local insurance companies will raise my rate? If anyone has experienced this I'd really appreciate knowing how much their rates rose. Also, is there any certain companies that give better rates to those who have DWI convictions? I appreciate any help. Thanks!"


Uninsured teen driver rearended my parents this morning. My mother is in pain. Car is ok. How do I proceed?
Uninsured teen driver rearended my parents this morning. My mother is in pain. Car is ok. How do I proceed?


Guidelines for the Jolly Blue Giant Health Insurance Company say that the average hospitalization for a triple?
Guidelines for the Jolly Blue Giant Health Insurance Company say that the average hospitalization for a triple hernia operation should not exceed 30 hours. A diligent auditor studied records of 16 randomly chosen triple hernia operations at Hackmore Hospital and found a mean hospital stay of 40 hours with a standard deviation of 20 hours. Aha!"" she cried"


What would be the cheapest car to buy with good mpg and cheap on insurance?
What would be the cheapest car to buy with good mpg and cheap on insurance?


Why do we expect employers to provide health insurance? Why not get your own?
The republicans want to repeal the Patient Protection and Affordable Care Act, what are they offering as an alternate given that half the population does not have health insurance."


Will I need Private Mortgage Insurance on a home?
My husband and are young adults with good jobs and are handy people. My husband has helped redo nearly all of his parents house from roof to plumping and heating. My parents are considering selling their gorgeous house on a giant chunk of land that, in excellent condition, would be a $300,000 house. My husband and I had just started planning to get a house but are still several years away from actually buying one. We currently rent a house. My parents have not kept their house in excellent condition so I'd estimate the actual value at about $175,000. My husband and I are considering buying it since we know 90% of the work we can do ourselves and then turn it around to sell it for it's real value. My parents would sell it to me for the cost of the remaining mortgage: $86,000, but my husband and I have only just started saving for a down payment and do not have 20% especially because we'd also borrow against the equity to begin doing the major repairs. However, I know one can buy a house without a down payment with mortgage insurance, but that you no longer pay it after the loan to value ratio is below 80%. How does that work with a flipped"" house? Is it based off what the loan is for? What the actual accessed value is? Would I even have to have mortgage insurance since I may not even borrow up to 80% of the actual value of the house?"""


Motorcycle insurance in Guam?
Individual has military orders to Guam and is ONLY shipping a motorcycle (no POV). Most company's I've called will only cover auto insurance and let you add a motorcycle policy to make a combo. Does anyone know of independent motorcyce insurance policies covering overseas (particularly Guam) without having to insure a vehicle along with it? (I've tried most big named companies and even the independent companies on the island, and so far no luck!)"


Insurance for a car at 16 3/4 UK?
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Whats the cheapest car insurance?
Whats the cheapest car insurance?


How do I get new Home owners insurance?
We lost our policy because our insurer of 20 years wanted us to put on a new roof and with one of us out of work it just wasn't possible. How do I go about getting new insurance?


Cancelling car insurance?
I am a New York state resident, In order to cancel my car insurance, must I first surrender my license plates to the DMV ??"


Need health insurance for my child
I have a child who lives with his mom and I need to buy health insurance for him, Im also moving o/s so I cannot get insurance though my work, does anyone know of any programs or discount insurance company I can go though."


affordable insurance kansas city



What car insurance coverage do you really need?
I have an 2002 honda civic that is worth about $7,000 with 112,000 miles on it. I have collision, death and dismemberment, uninsured motorist. I have a 1,000 deductable, but I am paying $110.00/ mo and want to reduce my payment. Is it a bad idea to drop uninsured motorist or death and dismemberment? Can someone explain what all the car insurance options are? I don't have dependents, but a already have free life, health insurance, and disablility insurance through my employer if that makes a difference. I would call my agent, but I think he must be have busy or smoking a joint out back for the last couple of weeks because he doesn't call me back."


Cheap health insurance that will cover dental?
I need some help. I can no longer work at one of my jobs and my new job wont provide insurance since it is part-time I need help and scared that i cant afford anything. i already cant afford student loans. is there any cheap insurance packages i can get in ct?


Do I need insurance to drive my own car with a permit in Arizona?
* Its a instruction permit


"How much in total (average), does one pay for Car insurance (for 1 car), and Health insurance (for 1 person)?
im 17 years old and just curious


Questiong regarding motorcycle insurance?
I was wondering since im 19 years old how much insurance would be? i have 0 tickets and 0 wrecks. Is it possible to get insurance for like a summer then stop paying it for the winter time when i wont be riding it?


Which to get first insurance or a car?
Alright so I'm living on my own going to college in a different state then my parents. I really dont have the best relationship with them either so i know they wouldn't add me on theirs. Which do you get first your insurance or car? What order do you go about doing things? License first then insurance, and then car?"


Whas isthe best health insurance plan for single individual?
Married male, 33, smoker. Wife has insurance through job, I do not. Too expensive to go through her work. What is the best/most affordable per month insurance plan for myself only?"


What could happen to me if i didnt tell insurance company?
that i was done for drink drive 3 yrs ago... wana apply for my licence back have checked insurance and said i have a drink drive conviction will cost 1,790....when i dont say then it costs me 400 quid... what do i do and what can happen and how wld they find out and who can find out..... thanx all in advance x"


USAA Auto insurance extra monthly bill?
If i take the extra amount we are paying and multiply by 6, I get the exact amount we used to pay per month. Basically they broke down our normal payment and divided it by 6 and stuck the extra amount onto our normal monthly bill. So 7 Bills in 6 month period! It's funny cause there only excuse is it happens once or twice in the lifetime of your policy! "


How much is insurance for a Porsche Boxster?
I'm 16 and getting a Boxster. I would like to know how much insurance is for it. We have state farm insurance. And I DO NOT want to hear Parents shouldn't give their teenager an expensive car!"" Just because I am a teenager"


Boutique Insurance Cost?
Im going to start a small woman's clothing boutique and have a couple questions 1.What type of insurance would you recommend? 2. How much money monthly would this insurance cost (roughly)?


"Im 16 and have been for nearly a month, still havnt had anything about a national insurance card?"
Right, well i turn 16 like back in august, and i never got sent a national insurance card or anything about it. does anyone know who i have to phone to find out why i havnt had it??"


How is a deductible of $11K affordable for most families. They need to pay $11K out of pocket before insurance will pay!?
How is a deductible of $11K affordable for most families. They need to pay $11K out of pocket before insurance will pay!?


How can anyone be against the affordable care act? dont you want people to be able to afford care?
some people (republicans) are just so sick and greedy it makes me feel disgusted with illness


My car insurance is trying to rip me off?
So I got into an accident before thanksgiving. A man did a 360 on the highway after losing control of his car. He then hit me , and now my 2009 Honda Civic is totaled. He's clearly at fault. Problem is my insurance is trying to pay only $11000 (this includes sales tax) to my 12K car loan. Leaving me with nothing. What can I do now?"


affordable insurance kansas city