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Californians will see a HUGE rise in our insurance rates because of O'Care..what gives?!?
didn't this genius"" guarantee our rates WOULDN'T rise?! http://news.yahoo.com/californias-propos..."""


"I gave my keys to a friend who was drunk, he wrecked my car will my insurance have to cover this or will his?"
I was drunk and stupidly asked my friend to drive to the store real quick. I was in the car with him, he hit a turn to fast and we fell off a 12ft ledge. My car is completely wrecked, i know i won't ever be able to drive it. But my deal is i know his insurance could cover it, he claimed to have broad insurance? where he is insured in any car he drives. but he is denying that he was at all at fault because i was the one who gave him the keys.... its ****** up cuz i just a 500$ speeding ticket, if my insurance has to deal with this my insurance is gonna go through the roof. is there anything i can do to get his issuance to cover this? he was drunk i was drunk, i didn't think he was as drunk as the cops breathalyzer said. he got a dui i haven't gotten any tickets... yet. what can I do? its the 4th of july so i haven't been able to talk to an insurance agent. any advice before i call insurance ?"


Motorcycle insurance and other help please!?
sorry i'm in UK


Motorcycle insurance for an 18 year old?
Realistically, how much would insurance be per year on a 600 cc sportbike for an 18 year old male with no car accidents(if that matters at all)? And what about any other costs? Thanks"


What are some requirements to be eligible to file a clime for auto insurance?
What are some requirements to be eligible to file a clime for auto insurance?


Insurance deductibles -- when to pay? (and other insurance questions)?
So I am no long part of an california HMO plan, so now I have to get insurance on my own. Problem is that I am making about $800 / month (part time work) while going to school full time. Both my parents are on government low-income plans, so I cant put them as primary policy holders while I get student rates. One question I have about deductibles is when to pay it? For example, a plan that has $1,500 deductible / $0 doctor visits, do I have to pay the full value of that office visit to the doctor? Or will I have to pay $1,500 straight out to the insurance company and then funds will be used accordingly? What about $1500 deductible / $30 co-pay doctor visits? If I pay $30 to the doctor, will this credit towards the deductible? Or will this plan only hit me with the deductible for $1500 when I go to the hospital? Or will the insurance company want it upfront? Final question is: for a 21 year old student that is about 5'7, 230 lbs, non smoker, rarely drinks, what do you think would be the correct rate? So far I am getting estimates of $60-300, depending how big of a deductible I want to put down. Actually, one quick question: opinions on Kaiser Permanente anyone? I know most people i've talked to complained about slow waits and etc, but i'm leaning towards it because of good coverage for the cost -- but is it really worth it? I know this is quite a lot to ask, so if you don't feel like answering, at least point me to an informative web site?"


Estimate the affordable mortgage and the affordable purchase price for the Bergholts? Please help if you can.
Kim and Dan Bergholt are both government workers. They are considering purchasing a home in the Washington D.C. area for about $280,000. They estimate monthly expenses for utilities at $220, maintenance at $100, property taxes at $380, and home insurance payments at $50. Their only debt consists of car loans requiring a monthly payment of $350. Kim's gross income is $55,000/year and Dan's is $38,000/year. They have saved about $60,000 in a money market fund on which they earned $5,840 last year. They plan to use most of this for a 20% down payment and closing costs. A lender is offering 30-year variable rate loans with an initial interest rate of 8% given a 20% down payment and closing costs equal to $1,000 plus 3 points. Before making a purchase offer and applying for this loan, they would like to have some idea whether they might qualify."


Do I need to switch car insurance for being out of state temperaily? Am I still covered?
I have car insurance in Florida, but I'm going to be going to school in New Jersey for probably for 2 years. Do I need to switch my car insurance or will I still be covered under FL rates? My DL has my Florida address and my car is registered in Florida. I plan on going back, so what should I do? Thanks (I'm with State Farm BTW)"


Why is the Affordable Care Act proving to be so Unaffordable ..........?
Why is the Affordable Care Act proving to be so Unaffordable for almost all concerned ? The Affordable Care Act has already caused over 4 Million People to lose their Health Insurance Plans because the Plan did not meet the mandates of the accepted Affordable care Act Insurance Plans The Affordable Care Act has already caused and is continuing to cause many thousands of employees to lose their Jobs through layoffs that Businesses/Companies are making in order to reduce the number of Business/Company Employees to below 50 in order that the Business/Company is exempted from having to purchase the More Expensive Insurance Plans that are mandated by Obamacare The Affordable Care Act has already mandated that everyone be enrolled in a Health Insurance Plan with medical benefits that many people don't want and/or don't need and these additional unwanted/unneeded medical benefits have caused many Insurance Plans to raise their Premiums for these additional benefits thereby raising the cost of premiums that Most Health Insurance that Most Subscribers will have to pay more for The Bottom Line is that thousands have lost their Jobs because of the Affordable Care Act + Millions have lost their Health Insurance Plans because of the Affordable Care Act + Millions More have had their Health Insurance Premiums raised in order to pay for the unwanted & unneeded medical benefits mandated because of the Affordable Care Act so.......................Why si the Affordable Care Act proving to be anything but Affordable ?


For a first time driver who is 28 who is good for cheap car insurance?
In the uk


Is home insurance quote negotiable?
Just got a new quote on home owner insurance. It is slightly better than my last insurance company, but not by much. Is this quote negotiable? Or it is what it is, take it or leave it?"


How cheap is car insurance for a 16 year-old Floridian boy driving a 2010 Mitsubishi Lancer?
I'm a 16 yo dude in Florida wanting car insurance for my 2010 Mitsubishi Lancer and I have never gotten any ticket of any kind. I have not violated any rules....yet.


Insurance to cover a pregnancy?
To answer #2: Okay, you really didn't have to tell me that she needs to do this, because she is. They asked if we had any ideas on what to do, so yes I tried everything I knew. If it were someone you knew and in a situation where they asked for help, wouldn't you at least try to help them? I thought I was trying to do something nice to help her not stress out as much (I don't think it's possible though)Thanks for the advice on the prenatal counselor but saying they got in this boat, the need to learn to paddle just totally screwed up your answer."


Do I need a valid driver's license to have auto insurance?
I got pulled over by a cop the other day, and he asked for DL and insurance. I lost my DL along with my wallet months ago and I haven't had the time to go to DMV and re-take the test. Anyway, I showed my Texas ID and insurance and he said without a DL your insurance is not valid. They're pretty much just eating your money."" So he gave me 3 citations: No DL"


Can I get around paying really high price for Car Insurance being only 19yrs old>?
I am 19, dont want to pay high price for car insurance. My friend said I can do this: find a cheap insurance company for my dad/mum to get insured on the the nice car (e.g. BMW) just them"


texas insurance exchange



When will insurance total a car?
At what point will my insurance company total a car? My husband was in a car accident and the whole front end of the car is damaged - the estimate is $7800 to fix and the car is valued at $9100. The body shop has been waiting a 2 days, so far, for the insurance to decide what to do. I am hoping it can be fixed but I also need to know if I need to start car shopping."


I'm about to drive into Mexico for 3 months. i do not have american car insurance. i want to buy mexican ins.?
Do i need current american car insurance to buy mexican car insurance?


Cheap car insurance companies?
i've just passed my test and own a renault clio sport 1.4 w reg all insurance quotes have been over 3000 pound does any one know where to go for cheap car insurance


How much does liability insurance for a junk hauling business cost?
My husband is considering opening a junk hauling business. I am insisting he have insurance from the gt go. Does anyone know an approximate cost?


How is affordable calculated in obama care?
How is affordable"" calculated in Obama care? I have tried to find the criteria of what is considered ""affordable"" in Obama Care but haven't found it. How is it calculated? Who determines what is affordable? I think $1/ month is affordable. I'm sure the government and the health insurance company's say it's more."""


I have $45000 in a whole life insurance policy that keeps growing. Should i take out that money and put elsew?
I have $45000 in a whole life insurance policy that keeps growing. Should i take out that money and put elsew?


Cheapest but best car insurance for young driver?
Also forgot to say that I live in Florida, if that makes a difference."


How to make car insurance cheap as possible!?
im 17 and just passed my test and i need to get cheap insurance. i have a 1.0L 05 plate corsa and i need to get it on the road asap. its my aunties car she had given it me but wont let me use it till i get insured. i need help to make it as cheap as possible so please help!


How does one go about beating a nicotine test for a life insurance policy?
Its a cotton swab test, not a urine test."


Will my car insurance pay my car note off if i die of natural causes?
Will my car insurance pay my car note off if i die of natural causes?


What is the best health insurace to get?
what is the best health insurance to get


How much would insurance be for a 16 year old in GA?
I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)"


Is a bmw an expensive car to maintain?
Thanks Ja Brown, your responce really helpped me decide i would like to buy this 330xi. I Am more then confident that 14k will allow me to buy a nice BMW with 50,000mi on it. My friend spend 12,500 to buy an M5 with 145,000 mi on it and the thing runs like a CHAMP no problems ever. I Have no problems paying Low maintance fees, i also love how you stated little problems occured but at no point was the car un driveable. Can you give me some examples of what happened and at about what miles did this occur?"


Health Insurance for a 63 year old man.?
My dad just turned 63 and I want to get him some health insurance but what are the options? I know he needs some but he cant afford it and I want to help him out I just know nothing about it.


Does anyone know what the average insurance rates are for OTR owner operators?
Does anyone know what the average insurance rates are for OTR owner operators?


texas insurance exchange



Health Insurance for pregnant women?
I was laid off from my job and I have been unable to find a new job, my cobra insurance is about to run out and I am looking for affordable insurance for pregnant woman. I do not qualify for medicaid because my husband does work but insurance is not offered through his employer. Does anyone know of a company that has a plan that will cover pregnancy and after? --- I have checked in to medicaid and it subtracts for every dollar that is earned... so because my husband is employed and based on what he makes i was declined for benifits, but thank you for your attempt."


16 new driver - why did Car insurance to drive parents car get so expensive?
16 new driver - why did Car insurance to drive parents car get so expensive?


How much will insurance cost for a 16 year old kid with a licence.?
how much more will it cost to add him to his parents insurance, and its MERCURY INSURANCE"


Can someone explain heath insurance language to me?
Im trying to find heath insurance for my fiance and myself, but I do not understand insurance. Can someone explain it?"


Why is my health insurance premium going up 30% in 2013?
I thought the Affordable Health Care Act was designed to make health insurance affordable, but it has gotten so high that I middle class people like me may not be able to afford it. The largest increase prior to this was a 12% increase from 2009-2010. I am afraid that only the poor who have Medicaid and the rich who can afford to pay out of pocket will be able to get the health care they desire. Not only did my premiums go up 30%, the deductibles were raised by $600 and the out -of-pocket maximums were increased from $3000 to $4500 and copays have gone up from $45 for an office visit to $60 for an office visit. I might be better off to pay out of pocket because I would probably come out ahead."


Are VW Beetles cheap or expensive to insure?
I've been looking into getting a car (I'm 25, female and it will be my first car) and I'm really loving VW Beetles. I'm leaning more towards getting an old one (say around 1970), maybe the convertible version, if I can find one. Either I would restore it myself or buy it already restored... it depends what I can find. On one hand it would be fun to restore it myself and I'd learn a lot, but on the other hand it could become quite costly. I'm just wondering whether or not they are cheap or expensive to insure? I'm thinking they would be fairly cheap? The reason the beetle appeals to me is it's very cute and also they get great gas mileage. I only really drive to and from work, which is about 20 - 30 mins each way. I don't drive long distances. Any info you can give me about beetles, I appreciate it :-) Thank you! (I want a red one!)"


Which car models have good insurance rates?
I'm asking this question for a friend and she's curious to know some car models with good insurance rates. Any suggestions will be greatly appreciated :)


First Car help - cars with cheap insurance?!?
I have been looking around at cars for ages now as i can start learning to drive in about 4 months. But as you know, when you first learn to drive insurance prices are a joke, my parents will pay for my first car and insurance but they are kinda stingey when it comes to insure so only wanna spend around 1.8k per year, but they dont mind buying me like a 4k car, they wanted to get me the new ford KA but i just don't really like it, I know i sound ungrateful but i'm just seeing what other options i have as im gonna be stuck with it for a good few years. I also quite like old cars like like MG MGB's, i also like the new fiat 500 but these are a little over my price range, please suggest some nice cars :( with cheap car insurance!! (so probably around 1L engines)"


Where does car insurance go when yo do not have an accident?
what happens to the money you give to car insurance companies when you dont have an accident?


Rough estimate for Car Insurance Cost For Second Year?
Hi peeps. I Have a question about car insurance. I am basically looking for qualified guesses from people who have previous experience with this sort of thing. I am a first year driver. Im 21 and i passed my test in early August and was driving straight away because i had bought my car the month before hand. The car i own is a 1.4 Ford Fiesta Zetec 2002. I paid around 1250 for the year for insurance and i did it through Quinn Direct. My question is, does anybody know a rough figure of what it might be next year baring in mind i have never claimed? I have tried running new quotes on comparison websites but they are based on new customers and all come out at around 1500 to 4000 If anyone has used this company or even another company and situation was similar could you please tell me the rough figure of what it was reduced to/from just so i can maybe have an idea of what to expect Any help is greatly appreciated. Cheers :)"


How much does kaiser permanente insurance cost per month for 1 person?
How much does kaiser permanente insurance cost per month for 1 person?


Can I own a driver's license without paying insurance?
I am 16 years old. Am I able to take the test and get my driver's license, and still be able to drive my mother's car, without having to pay extra insurance for me? Like could I still drive her car or a friend's car if they have insurance on that car?"


Which motorcycle will cost me less on insurance? 2004-5 600/1000cc crotch rocket motorcylce or 2008 Ninja 250R
No motorcycle experience at all. No driving record. 21/M/Florida. Never held a driver's/motorcycle license in the US. Am about to take the MSF course though.


I am low income. Do I have to get health insurance?
I am a poor 30 year old guy going to school full time. I do not have health insurance. I live in Virginia. I make under $9,000 a year and Virginia does not expand Medicaid. What do I do? I am too poor to get health insurance at full price! :("


Can somebody explain to me what LP means in home insurance?
I'm reading this off a quote that I was given to insure my house. Apparently, there are different categories"" on this. One of them is ""LP3"" Thanks!"""


texas insurance exchange