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new york insurance regulation 98


   








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My dad's life insurance?
my father passed away in 1991(he was 48), he had multiple life insurance policies. some were worth around $45,000 and others around $10,000. i believe he took them out in 1984. and i also believe they are term life insurance policies. for instance one says Face Amt. :$6700 Terminal Cash Value :$3659.94 Terminal Date: December 1"


Why do home insurance companies always want to over-insure houses?
I just got a quote for my home insurance, and they are trying to insure it at a replacement cost of $270,000 when the house would only sell on today's market for about $185,000. Since if a house burns down to the ground (total loss) they give you the full amount to rebuild (right?), I would much rather pay less premium, insure the house for market value, then simply buy a similar house in my neighborhood. It makes little sense to rebuild for more than the house is worth. It would be the same as repairing a car that's otherwise totaled."


What would be cheaper on insurance?
I'm thinking of getting a 1987-1995 jeep wrangler yj or a 1992 acura integra. Which would be cheaper on insurance? thanks.


If my HSA group insurance plan has a rider stating it will not pay for a csection what should I do?
We plan on following my Doctor's advice. She is very good and I totally trust her judgement. My first birth with my son, was very rough, the dr let me go 13 days past my due date and I hadn't dialated at all, she induced me and ended up using suction, forecepts, everything possible while having a hard time monitoring my son's heart rate. She tried pulling on the suction and it popped off his head. At that point she decided to do an emergency c section because his heart rate was dropping rapidly. My dr with my second son was much better she left all the decisions up to me but gave me the facts before hand. If I do end up having another c section and insurance won't pay for it we'll just have to deal with the medical bills but we'd like to avoid that if we can because we already pay a lot every month for insurance. We'll suck it up and just pay out of pocket if we have to though."


PLEASE HELP ! Where can I get the best/cheapest car insurance deal ?
1) to drive my vehicle he would have to be over 21 years of age but he's not . 2) 40 years ago , I was his age , Car insurance for young people was less than a 1,000 then . 3) DVLA did not object to him being the Registered Keeper of His 1100 cc car . 4) DVLA put it that it is The Insurance Companies that have fixed insurance so high because they think that every young person , who learns to drive a car now is more likely to have an accident and claim . 5) I have been driving Vehicles for over 39 years , apart from the odd windscreen replacement , I've never put in a claim for an accident because in the 3 accidents that I have had in that time none were my fault . 5a) I was not in my Ford Capri Mk1 when someone drove into it on a Petrol Station Forecourt . 5b) My Van was wedged between two cars in a car park , the drivers of the other vehicles had purposely wedged me in so that I couldn't get into my Van , The Police Van towed my van out which caused both sides of my van "


How can i get auto insurance? Complicated story.?
Ok so i currently DRIVE a 2005 Mazda 3. When I originally moved to Florida 3 years ago, My good friend, who I moved to florida to live with, so graciously loaned out the car for me. My credit was and still is horrible, so at the time the loan was put solely under his name. Thus, the car is registered in his name. Three months ago, My friend moved to california with his Fiancee and I moved back to where i grew up in pennsylvania. Well long story short, I'm moving back to florida to get in state residency for college. While i was up in PA, Geico cancelled my insurance cause i was out of state for too long i guess. I had insurance with them under a family plan with my friend when we lived together in Florida. So basically the car is registered in Florida, the owner(my friend) lives in California, My credit is to crappy to change the loan into my name or even have me as a cosigner, and I need to somehow get insurance back so i can drive my car back down to florida next month when I move back. Any suggestions at all as to how i can get Insurance, while still having my friend as the only person on the loan/car registration? Again the car is still licensed and registered in florida, where i'm moving. ANY HELP AT ALL IS GREATLY APPRECIATED!!!!!!"


Is it possible to give car insurance benefits to my boyfriend?
Im going out of the country next week, I will not be coming back until the first few days of january. My boyfriend is currently staying at my house and he has no means of transportation. (He is 20 years old, and his car completely broke down--our location is Dallas TX.) I was wondering if it was possible to add"" him under my father's car insurance plan"


Scooter insurance - where can i get cheap scooter insurance for my 16 year old son ?
My 16 yr old son is being quoted stupid prices - he has a 49cc and has past his cbt. can anyone suggest a company who specialise in young riders ?


What is term life insurance ?? I want life insurance for husband?
What is term life insurance ?? I want life insurance for husband?


Cheapest Car Insurance?
Whats the cheapest I can do for Auto Insurance? I lapsed a few times with my first Insurance, and had to switch cuz it was too much to renew. Then I qot a speedin ticket, 18 over limit (the speedin was unintintional), but its all paid for, and Im usinq Cuise Control reliqiously from now on. And I very cautious as far as wrecks qo.. Anyone have any suqqestions where my best bets would be? I need somewhere under or at $200 at most, per month. And yes Im aware of other details about the car itself is required, but as far as what I just presented, whats my best chances? (KY Farm Bureau, State Farm, qeico, and Allstate are out, Ive tried them)"


Can I cash a term life insurance before expire?
Can I cash a term life insurance before expire?


How can I find a car to test drive?
Well I just called the nearest Toyota dealership and told them that I'm thinking of buying one somewhere else, but I want to test drive one and I asked if that's alright and they said yes, if they have one. I wish one of the car rental places near me had one of these, but I'm sure most rental places wouldn't have them anyway."


Dental Insurance?
no dentist around here will let me do a payment plan


How is the Mitsubishi Lancer GTS classified by most insurance companies?
I've been researching insurance quotes in preparation for buying a new (used) car, mainly for various sporty compact sedans. When I got to the 2010 Mitsu Lancer GTS, I was pretty appalled at how much higher the quote was than the others, like the Subaru Impreza and Mazda3 Sport, despite having extremely similar horsepower, speed, safety features and crash test ratings. Is it considered a sports car or something? Does it get lumped in with the uber-expensive Evo because of the word Lancer""?"""


How much does it cost on average to insure your license?
I am insuring my license so I dont have to pay for car insurance. The car has insurance but Im 16 and my mom said if it costs less to insure my license then I can do that. when you insure your license, you put insurance on your license so that you are insured in any car you drive, this is a good option for people with many cars so that you dont have to pay a large amount."


new york insurance regulation 98



Best/cheapest car insurance for new 20-something year old New York driver?
20-something New York driver - I need car insurance. If I get insured here, it's bound to be THOUSANDS (probably around 5) :( Who do you suggest I go with? How's esurance?"


Anybody got a guess for what it could cost to get insurance on a 95 mustang in ny?
Just tryin to see if anyone has a idea of the cost


Are there extensions of unemployment insurance in CA?
Does the claim automatically end once your remaining amount is gone, or can the claim be extended if you are still unemployed?"


Is comprehensive car insurance cheaper if you own the car?
is it cheaper than if you had a loan out on it? why is this? thanks


Arizona residents who are familiar with medical insurance?
If you live in the Maricopa valley area, do you happen to know who the biggest insurance (medical) providers are. Other than ACCHS? Thanx"


What's a good health insurance?
Im looking for a good health insurance for my mom. She is 61, healthy, never smoked and never into alcohol. She just moved here in California. Thank you"


Cheapest car insurance for 18 year old ?
H there, once again i ask for thy help!!!>.. < ... so here i just bought a 2002 VAUXHALL CORSA 1.2 SXI BLACK, 1000 pounds, 90k Miles, im on a provisional license, hoping to pass by january. I will do aorund 6k a year miles. car will be used to get to uni, work and commute for shoping. thanks"


Desperately need car insurance help?
Hi, Last year I got into an accident which is a side by side collision where I was in my lane but the truck was on the next lane and slightly merged to my lane causing that accident. It was 7 in the morning where I was driving alone, thus there is no witness to support me. The cops came and didn't give ticket to any of us. The other truck is a garbage truck with commercial drivers. The insurance company accepted it as a 50 50 fault since there is no proof of who is at fault. And I claimed 1400 to fix my car. Now, it is time for insurance renewal, and the premium increased 50 per cent (250 increase per month), something I cannot afford. While shopping, other insurance companies refused to insure me due to that accident. I live in Ontario, Canada. Now, I really feel like I would be paying an extra 250 per month just for being unlucky. And since I am living paycheck by paycheck, I cannot afford an extra 250 per month, neither there is a reliable transit for commuting to my work so car is my only option. Anyone have any suggestion?"


Is medical insurance enough if you have a catastrophic health problem?
Woolhandler and her colleagues surveyed a random sample of 2


How much will car insurance cost if I decide to buy a 2000-02 Chevy Corvette?
Ok i'm 21 so it should be hight but what if its under my mom?


Cheap health insurance in Mass?
I have a decent health insurance plan at work that covers me but my wife does not have health insurance at her part time job and my family plan is way too expensive. I guess I'm looking for the cheapest health insurance to just cover her; particularly her expensive prescriptions. Any help would be much appreciated. -Thnx


16 year old boy need insurance in CA?
I just got my license and I am planning to buy a toyota or a honda type of car. I want to know how much would car insurence would cost if i do get one and which company would give me a great coverage and a great deal. I need numbers and name people!!!


Cheap insurance for teens?
Cheap insurance for teens?


Car Insurance Claims Adjusters - What to expect? Should I get my damage appraised at a body shop?
Just had an accident. Someone rear-ended me, and it bent my frame, broke some lights that were brand new, messed up my bumper totally also, and also, bent in my trunk lid, so now the light is on. And yeah, the person that hit me made my car fly at someone elses car and there is also damage at the front bumper. I wanted to know if I should go on ahead and get an auto body shop to give me an expensive appraisal for all the work to be done to my car to get it repaired. Well, I am anyways, but what else should I dooo... hint hint wink wink..? I'll be cleaning the crap out of it thats for sure. I'm a professional auto detailer in cosmetics and interior only. Scratch remover pen Windows clean Tires shined Wheel wells painted Stickers removed All that jazz. So tell me, what else would you do to add value to their Estimated Value"" Also"


Is insurance cheaper on a car with a warranty?
I'm looking for my first car, and i was just wondering about insurance It's either between a 2007 tiburon that has a 10 year drivetrain warranty, and like a 5 year basic warranty A dodge charger (warranty would be gone) or maybe a mustang (I know insurance will be high on that) I was looking into the charger, because well, its the coolest of the three and also insurance would be cheaper than the mustang because it has 4 doors. If the warranty affects the insurance, that may be a deciding factor"


new york insurance regulation 98



How can a non BC resident be on a car insurance (ICBC)?
Yes, he has a driver's license from his home country which lets him drive anywhere in EU and also the international one that you can get it from AAA or CAA in north america. The insurance broker who I bought my policy was the worst person I ever met in my life. She told me a lot of wrong information about my policy, never explained me the monthly payment option and so on. I wish I bought a policy from you, Fred C! So my auto insurance actually covers my car and my boyfriend when he drives my car occasionally (the broker told me if he does, ICBC will not cover any accidents). I am very happy to find the correct information. He is just staying here for few months and not a BC resident, which means he cannot switch to a BC license. Thank you so much for your answer!"


How much is Progressive auto insurance for one car?
I'm 18, almost 19 years old and I recently figured out that with American Family Insurance that my parents have for me, I'm actually paying like $40 more than everyone else in my family just because I'm a young male driver. I think that our current insurance company is total **** so I wanted to look up how much a different company would be (in this case progressive because it seems to be one of, if not the best insurance company out there). But I went to their website, and I couldn't find jack about how much car insurance would be with them. I saw stuff like discounts, information about bundling (or something like that), but not a goddamn thing about how much it would be to be insured by them. Am I just looking in the wrong place, or do they just not list their prices unless you talk to an insurance representative?"


Can car insurance cost more if you are a different race?
So I'm watching a judge show right now and the guy was like I didn't put the insurance in my name because I'm a black male


Young Car Insurance?!?
Hi! I currently have a Peugeot 306 1.4 Meridian I'm 18 years of age, and my test is in a few days! I've been filling out forms on the internet, and phoning various different companies for quotes! The cheapest i have recieved so far is 4,800 for a thirdparty fire and theft cover! How, as a student am i supposed to get my hands on that type of money?! Its pathetic how we're expected to pay so much! Is there anybody out there, who can help me get a cheaper quote! I wouldn't mind if it was 2000 even, which is still a pathetic price for me to drive to college and back! Thanks in advance. Jamie"


Why is my car insurance quotes so high?
Hello, I'm 17 years old and have just pasted my ful uk license and am looking for a car and insurance. The car i want is a vaxuhuall corsa 1.0 litre 3door. My friend has a 1.1 litre and his insurance is 1,200 with his dad on it. But when i look with exactly the same details (locked garage, mileage, etc) with my dad on it (i also entered my friends post code to see if there is a difference) but the cheapest quote has been 4400. Help?"


"How much does the average insurance agent earn, in tennessee?"
How much does the average insurance agent earn, in tennessee?"


"What could be small, lasts forever, has expensive insurance, and there are 12 or 13 to choose from?"
What could be small, lasts forever, has expensive insurance, and there are 12 or 13 to choose from?"


Please I Need Help On My Car Insurance?
I just bought a car and i don't want to pay huge car insurance. Anybody care to help me out may be a recommendation of place i can get it a little bit cheap


Whats is the best life insurance policy for me?
I'm 20 years old and I'm married with 2 children. My husband and I are wanting to buy life insurance but our research is confusing. I need the basics and the best option for my family


Bought car from Buy Here
Pay Here"" lot"


How do Americans live in a country where you have no health system?
I think hakker is a red neck who believes if he is ok the rest of the world can go to hell. idiot.


Getting a rental car without having car insurance and with no credit?
I have a car but it is not registered to anyone and no one drives it. It is just in my parents driveway for now till I decide what to do with it. But I am going on a trip I am 24 and will be 25 in April and am going on a trip to another state and since no one uses my car and it is not registered to anyone I have no car insurance and I also have no credit card or credit history. So since I am looking to get a rental car on my trip when I get to the other state could I still get a rental car? How would that work? Can't I just buy their rental insurance? Can you even get a rental car with no credit history or credit card? Hows all that work? Help is appreciated.


How much do you pay for your car insurance?
Just wondering - how much do you pay for car insurance, how old are you, and what year/model of car do you have?"


Car insurance?
How much is insurance going to go up if you had 2 accidents under the time of 3 months. First accident wasn't our fault but second was.


Insurance cost for Mustangs?
I'm 18 and NEVER had a car before. If I get a 1999-2001 Mustang that's used, how much would the insurance be per month? I live in NV if that makes a difference. How much would insurance be if I got a 2005-2006 Mustang that's used?"


new york insurance regulation 98