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Can I get my own health insurance when I turn 18 if I have a preexisting condition?
I turn 18 this summer and would like to apply for private health insurance but am concerned I will be denied due to having Hodgkin's Lymphoma. I am currently insured under my dad's plan and can stay under it until I graduate from college, but for personal reasons I'd really like to take care of all my own expenses and be independent. I have no experience with health care insurance and would appreciate advice on how I'd obtain it and approximately how much it would cost per month. I live in California. I wouldn't want to go on any sort of government assisted plan because that's unfair to the people who really need it and have no other way of getting help, so if you could please make other suggestions that would be great. Thanks."
Insured (auto) will not reply to her insurance companies repeat attempts for contact...?
Last week a minor - unlicensed male - put Escalade, his mother's vehicle, in reverse and ran into the front of my stopped Toyota Corolla. We happened to be in front of his mother's house so he ran inside and she and her son came out soon after. The mother gave me all of her info: insurance etc. and I went on my disgruntled way. I called her insurance company, and mine too, the same day and made a report. It has been one week and after repeated attempts to call and then sending her a letter for a reply she still has not made any contact with either insurance carrier. I did not bother with a police report because last year, when the same kind of accident happened to me, I called the police and they came and told me they did not need to take a report and that we should just contact our insurance companies. This is an accident that happened on 4-20-2010 in northern California. What are my options?"
Question about healthy families health insurance?
is it true healthy families cuts off the insurance for you when you turn 18??? im gonna turn 18 in a week and i need to go to the doctor. will they cut off the insurance?
Insurance wants to total my car!?
I got in a fender bender (5 mph collision) at a 4 - way stop. The only damage is to my bumper, radiator and hood and my auto insurance wants to total my car as a complete loss. I owe $18k to the bank and the trade in value is $13k. They are refusing to make the repairs and said they will pay off my loan balance. I do not have money or down payment for a new car. I would much rather have them make the repairs to my car so I can keep it and continue to make my payments. Why do I not have a say in this? Why do they get to call a small repair a total loss? Any advice on how this all works would be helpful. Thank you"
Isn't $300/mo TOO much for car insurance?
So my BF is planning on purchasing his first car, a 2012 Honda Civic EX Coupe, and he's trying to get a plan with USAA, but the quote says he'll be paying 300 monthly for insurance which is basically another car payment. What's the deal?"
Car insurance per month?
I was just wondering if any one could give me a close estimate on how much car insurance would cost a month if you drove a 2003 Cadillac CTS & were 16 years old. The car is used. Please don't say depends what insurance company you have. Thank you.
How does malpratice insurance in Boston compare to the insurance in Dallas? ?
For an obgyn? Just trying to plan my future.
Will insurance cover getting a rental car after a wreck?
Today I was stopped at a red light, when a Mustang ran full speed into the back of my car, sending me into the car in front of me. The Mustang owners insurance is covering the damage done to my car (front and rear bumper, hood bent, most all cosmetic). Does anyone know if it is at all possible for me to get a rental car? If so who's insurance would cover it? And I am under the age of 18 so I don't know if that affects the situation. My Dad is going to try and make some calls to our Statefarm ppl tomorrow, but I was just wondering if anyone could answer any of my questions. Thanks so much."
"Out of the 47,000,000 Million People in this country, without Health Insurance, How many are Illegals.?"
I have a Number of over 12,750,000, And this number is supplied by a very reliable government source. There are other numbers supporting that more than 20 Million are Illegal, And If you on the left and would like to context the House and Senate versions of the Bill. A proviso is in their to continue to pay for these Illegals. Now why Would you or I want to pay for someones health care who is breaking the law."
Can the insurance company sue by using the same insurance company in?
I had a accident in the state of ms and the insurance company that was a part of ms is now sueing me from the state of texas is that proper
What good is prior auto insurance?..?
What good is prior auto insurance?
Should I still be paying full car insurance ?
Hi, my car was recently in an accident that was the third party's fault but my claim is still ongoing. My car has been written off and is in the third party's salvage yard. As I have no car should I still be paying full car insurance ?"
Car modifications and insurance?
Hey I'm young with my first car so insurance is high. What modifications will either not affect my premium or affect it by a little. Thanks
Health and Dental insurance???
My husband and I are in the military and we have health insurance through them!! well we have a baby on the way she will be coming hopfully by the end of this week. We are getting out of the military next december. And I was wondering if anyone knew a good health and Dental insurance. We will be moving to Wisconsin. Also Does anyone know how to look for a good health inssurance plan? I am new at this. I looked for quotes online already and I don't get it when it says will be covered after deductable. PLEASE HELP!
How much would car insurance be for a 17 year old?
Should be getting a car soon, think it's going to be a 96 Cutlass Supreme, the 2 door. Mileage is probably really high, it's an old car, my grades aren't so hot e.t.c. Never got a ticket, crash anything like that. First car, anything else im missing lemme know."
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What is the best pet insurance?
what is the best pet insurance in the WORLD? money is NOT a problem, idc how much money is it. honostly. and please no ridiculous answers like it doesnt matter"" and blah blah thx so much i will pick a best answer! thx all of u for looking!"""
Auto Insurance forcing me on parents car insurance?
I live in Brampton Ontario
Obamacare vs employer health insurance?
To: mbrcatz, I saw a dentist after half my jaw was blown off when my unit was hit by an RPG in Afghanistan. Since I thought I was there fighting for ALL Americans, and the Afghan people, your smart-*** answer is not appreciated because it's people like you who do not deserve nor appreciate the freedoms we all take for granted here. You will now be reported."
Firebird insurance question easy best answer?
Im 16 years old with a 2.2 gpa and liberty mutual insurance... Uhh I am getting a 96 firebird with ttops and it is red... Can anyone find out about how much my insurance would be?
"Speeding tickets and traffic safety school, does the insurance find out?
I was issued a speeding ticket today in Illinois (cook county) and I have a question regarding one of my options: If you are 18 years or older
I'm 27 years old and I wanna get life insurance ? Any thoughts on which type i should get . ?
simplify your answer please .
Should Military Buy Private Insurance?
Bad press, including major mockery of the plan by comedian Jon Stewart, led to President Obama abandoning his proposal to require veterans carry private health insurance to cover the estimated $540 million annual cost to the federal government of treatment for injuries to military personnel received during their tours on active duty. The President admitted that he was puzzled by the magnitude of the opposition to his proposal. Look"
Does anyone know what ABI code 44 database insurance grouping 4E means ?
buying a new car and looked up car history check , just wondering?"
Can my parents add me to their car insurance for a shot period of time?
I'm planning to go on a road trip and I was wondering if it's possible for my parents to add me to their insurance so I can use their car for a week, and whether it will be cheaper that way than to rent a car (I'm 24). They have American Family Insurance."
Do I have to buy health insurance under Obama care?
I am a single mother 44 years old, I live with my 16 years old daughter in Colorado. I make about $ 24000 a year, my daughter and me are very health people and we never go to the hospital. We never buy health insurance before and have no idea about it. I heard under new law, I have to buy some kind of health insurance, anyone know which one has the lowest rate and how much we have to pay every month? many thanks."
Do fire marshals and insurance company need to see whats in my safe?
My apartment complex had a fire. Mine took more water than anything. Im not allowed to go in until the fire Marshall clears it, so I cant get anything out.. Plus my insurance agent needs to look around. I have some weed in my safe (not mine really). Will they need to look inside?"
Can i get insurance to drive any car?
My current insurance gives me third party cover on any vehicle i drive with permission from the owner. Can i get full insurance? (i am thinking of setting up a business which would require me driving other peoples cars) THanks
What type of car has cheaper insurance? Luxury Car or Sports Car?
my mom has an 02 escalde and wants to switch it up and buy a 05/06 charger r/t. so what is going to be more expensive on insurance?? thnx in advance.
Help with moral dilemma with car insurance.?
Well money is tight right now and I'm shopping around for a new auto insurance. I live in CA and so far the cheapest one I've found is Mercury insurance. I was playing around with the different personal criteria having fun wondering if having a different profession or having a college degree would change the premium. I found one option significantly changed the price and that was if I selected a different location where I principally garaged my car. The premium changed by about $200 for a year of coverage. It was based on zip code and I put the one that I used while I was in college which is in northern CA but Im in southern CA. Would the insurance company ever find out about that or how would they know? I could make some excuse if it came down to it like I intended to park there since I was planning on attending graduate school there. I don't know if the insurance company could not cover me if they found this out. I don't know what to do. $200 is a lot now."""
How do you get insurance?
How do you the following insurance Health insurance dental insurance homeowner insurance car insurance life insurance I know health insurance, dental insurance, and life insurance you can get as benefits from your employer. How do you get car insurance and home owners insurance. How much does health insurance pay for if you had to go to the hospital. Do you get medical bills from the hospital for you to pay how much you have to after your insurance pays for most of it."
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I just to new jersey how long do i have to live in this state to get health insurance?
I just move to new jersey, how long do i have to live in this state to get health insurance?"
Do you have to have home owners insurance if youre renting to own a home?
What all do I pay when I rent to own a home? Do I pay property taxes? Or do I not pay that until I actually own the home?
Car insurance Claim?
I was is an accident on Wednesday the 4th of February. I have a 2004 ford crown victoria. The guy crashed into me so im going through his insurance which is Geico. They said it was totaled on Thursday morning and the adjuster was going to find the fair market value of my car and pay me off basically. Well now its Saturday and im wondering how long does it take untill they find out because im left with no transportation and I need to get another car
Extending court date better or worst for no insurance?
i got a ticket for driving for no insurance but i just brought the vechile couple days pior to the ticket i recieved (got insurance on it now) and i was wondering if its bettter the extend the court date so the officer dont show up and my case would be dismissed or would it look bad since im extending it ? please and ty and im from hawaii so if anyone from here plz lmk
Can a co-owner of a car get their own auto insurance?..?
Can a co-owner of a car get their own auto insurance?
What is a life settlement for a life insurance policy?
My parents are in their eighties, and I was told that they could sell their life insurance policies via something called a life settlement."" Could anyone fill me in on what that is"
Male vs. female car insurance?
Thanks peedlepup for the assumption that i don't do well in school and for telling me to try harder. I'm in the top 10% of my school and the top 1% of the state. Commended on all 4 TAKS tests. But maybe if I try harder I can earn that impossible 3.0 GPA to get a deductible...I have a 4.1, and my average is above 100 due to AP classes. So assuming that I qualify as a good student, how much would this deductible be for?"
Where can I find affordable life insurance for sr citizen in-laws?
I read a previous thread suggesting MediCare, but I am not talking about HEALTH insurance. They only have term life insurance tied to current job, and they need to retire. They have no burial policy, and each is worried about leaving the other with burial expenses and debts. I have seen a few ads online, but when you get to the fine print, they seem mostly like scams. They probably wouldn't get a very good rating if a health exam were required. Probably $15 -$25K max would be the amount needed. They live in Texas if that matters."
What is the relationship between insurance and successful financial management?
Why is insurance important?
I need health insurance!?
I am fifteen nd my boyfriend is sixteen. We are going to be having a baby( I know it`s stupid please no rude comments) how can either of us get health insurance for ourselves nd our child?
If I get my speeding ticket dismissed will my insurance rates still increase?
I got a speeding ticket in TX, but I'm taking a course to get it dismissed. Will my insurance company even find out about my points if they're taken off my license? And if they do, will my insurance rates go up or is that completely dependent on points?"
Can I 'pause' my auto insurance?
I only carry liability. I don't want my car covered with liability while it's sitting around
Auto Insurance checked when crossing US/Canada border?
My nephew just drove my sisters car over the border into the US. The car was being sold and currently does not have insurance but has valid plates. How was he not stopped at the border for not having insurance? Do they not check to see if car is insured?
Teen Car Insurance for 18 year old male?
What is the best way about going to insure a car cheap for an 18 year old male. What is the cheapest car to insure? Is it better to be a named driver on parents policy or own car because I do't want to pay more than 2000.
"Obamacare supporters, question for you.?"
Actually a few questions. Which magic money fairy will appear to bestow money upon those who couldn't afford insurance before the mandate to allow them to afford it after the mandate? The Obama administration has already granted enough exemptions that the whole concept is pretty well doomed. Is there another magic money fairy that will appear and make up for all the exemptions they've already given? If your old enough to remember when your state made auto insurance mandatory how many fold did your auto insurance go up in the next five years. Mine went up %350 after insurance became mandatory. In light of this how would you not expect health insurance costs to do the same. Hasn't Obama essentially created a monopoly and forced American citizens to throw their money at health insurance. Given that half or more of the cost of seeing a doc IS insurance itself. Wouldn't LESS insurance be the answer not more insurance? You go to a clinic that accepts no form of insurance and you are paying only slightly more than folks pay in co-pay. Then your done. The insured usually gets a bill for at least part of the visit that's not covered and on top of that they have their premium deducted. For most people insurance is a losing proposition. Insurance companies being for profit institutions will go out of business if they don't make a profit. As such mandatory health insurance means you will certainly pay more for health care than if you pay out of pocket. The discounts given to insurance companies do not make up for the overhead costs that insurance companies force providers to go through. Nor do they make up for the no pays and slow pays so common from insurance companies. As such one sure way to raise the cost of health care in the US is to require insurance. If you got more out of it than you put in the insurance companies would go broke. Insurance companies regularly restrict activities and or penalize people for engaging in what they consider high risk activities. Athletes are especially restricted. Having a monopoly why would they not do the same for everyone? Snowboarders, Smokers, bungee jumping, riding a motorcycle all dangerous activities already prohibited by many insurance policies. How do you propose to prevent insurance companies from becoming lawmakers using collusion which they openly engage in already to prohibit activities? Before Obamacare if you didn't like it you just did without insurance. Insurance companies have had to be conservative with what they mandate and prohibit because of that choice. With that choice gone now what? Insurance companies have regularly engaged in activities to the detriment of a patients welfare in the past. HMOs especially forced Docs not only to give patients substandard but cheaper care they have gone as far as prohibiting doctors from letting you know that you cannot receive the normal standard of care because of restrictions by your insurance. The unprecedented power handed insurance execs by Obamacare will clearly change how medicine is practiced in the US and that doesn't worry you? If everybody has insurance then insurance companies will dictate to Docs what they can and cannot do as they do if Docs participate in HMO and even some PPO programs. The idea that we MUST purchase a product, doesn't that bother you? Today it's health insurance. Tomorrow maybe it's socks. How can the Gov FORCE you to buy anything? Don't hand me the auto insurance scam. Mandatory auto insurance hasn't significantly reduced accidents, hasn't reduced losses to uninsured drivers. It has made insurance far more expensive for all. It does violate a basic principle of individual sovereignty that is supposed to be a key component of any free society. What will they make us buy next? In 20 years will gov mandated expenses consume the entire budget of the average American? How do you stop such a beast once it starts rolling? Millions of Americans will lose everything they have because of Obamacare. They will make just a little too much to be exempted or the time/effort to get an exemption will be impossible given their work schedule or they will have a valid exemption or be rejected for invalid reasons and unfairly prosecuted. Sure they might eventually get it straitened out but not before it gets them tossed in jail. Literally millions will be left homeless by this law in the first 5 years. Doesn't that bother you?"
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